- Jasmine: RT @leeboardman: Oh deary,deary me......But he's a big scary lion! #whatweareupagainst http://t.co/PrPu0hL1lp (23rd May 2013 - 22:04)
- Jasmine: Thanks so much for all the SEO suggestions. I will follow them all up. Feel free to suggest more too! Thanks again (23rd May 2013 - 21:21)
- Jasmine: RT @TheEconomist: Prostitution in Britain is in deep recession http://t.co/VfZhjkMixT (23rd May 2013 - 21:21)
- Jasmine: RT @Moneymagpie: We have a very special giveaway for you! Get £20 petrol for a tenner. Be quick, though.. http://t.co/oFdbBYlEfD (23rd May 2013 - 21:18)
- Jasmine: @DarienGS That's a point! (23rd May 2013 - 18:15)
- Jasmine: RT @TiloJung: When two chicks walk into a cockpit http://t.co/F4BT26zlIl <<cute! (23rd May 2013 - 18:15)
- Jasmine: @BrockbankJames Yes it's true! (23rd May 2013 - 18:12)
- Jasmine: @AskJames Ooh good. Thanks! (23rd May 2013 - 17:46)
- Jasmine: @PurpleCakeFacto Thanks for the tip! (23rd May 2013 - 17:46)
- Jasmine: @ElmTreeFS OK. Thanks I'll give him a go! (23rd May 2013 - 17:44)
- Jasmine: @wishartwealth Oh dear, so expensive then (23rd May 2013 - 17:43)
- Jasmine: @taraevans Yes, I think so...not entirely sure but we're certainly doing some of them! (23rd May 2013 - 17:43)
- Jasmine: @taraevans Really? Bother! (23rd May 2013 - 17:42)
- Jasmine: @VickiLamb Ooh great! (23rd May 2013 - 17:41)
- Jasmine: @wishartwealth Fab thanks (23rd May 2013 - 17:41)
- Jasmine: RT @ShaziaAwan: Green Party leader blames W'ich attack on UK acting like world's policeman.Yep she blames Britain!?! http://t.co/2eVmP8XstQ (23rd May 2013 - 17:41)
- Jasmine: I wish I knew a good SEO person. No one seems able to recommend someone. Are they really all crooks? (23rd May 2013 - 17:39)
- Jasmine: @GAdams_Spink @tim_weber Yes it's usually the Nordic countries and NZ that win these kinds of surveys (23rd May 2013 - 17:35)
- Jasmine: @golfmangosierra Oh dear, yes, we need some summer before we get yet another winter! (23rd May 2013 - 16:25)
- Jasmine: RT @lukeireland: Next up. MPs to point fingers at MI5 who prevent more than we will ever know #woolwich (23rd May 2013 - 16:25)
Save money by doing winter things in the summer
Despite the gloomy weather, spring has arrived and now is the time to conduct your annual spring clean! As well as being a fantastic opportunity to clear out and cash in on unwanted items, you should also conduct an ‘energy spring clean’ which could save you an absolute fortune!
- What needs doing in your home?
- Shop around for good deals
- Negotiate a good deal with workmen
- Get covered
- Keep a close eye
Preparing your house for winter in spring might seem strange, but it’s actually the best time to do it, as there are some great deals around at the moment that can save you money. Here is our list of the most important things to get fixed this summer:
Have your boiler serviced or replaced
Get it checked now. It’s just not worth the risk – if you don’t have it serviced before winter it might break just when you need it the most. If it claps out during the Christmas holidays you could find yourself having to go for over a week without any heating or hot water.
If your boiler is over 10 years old then you should think about replacing it anyway. While this is usually quite an expensive task, as boilers account for up to 60% of your annual energy bill a new, efficient boiler can make a huge difference to your finances.
Plus to help you on your way if you arrange an appointment to trade in your old boiler with British Gas’s Scrappage Scheme before the 30th June then you’ll get a £400 discount on any boiler installed by them. Also check out nPower’s deals in the summer – they offer discounts on boiler installation now too.
Keep in mind that although this is a good deal, you might be able to find a local plumber who can do the job for less. Get recommendations from friends and neighbours of CORGI registered local plumbers and ask them to give you a quote.
Now is a good time to look into insuring your boiler too, if you have an old boiler that you don’t quite trust. There are various boiler (and other appliance) insurance products but many are overpriced. Check out our article on boiler insurance to see what the best deals are and whether it is worth it for you.
Insulation is absolutely essential for all homes, particularly in the winter. Proper insulation keeps your house warmer, it saves energy and it saves you money as well.
The energy saving trust has worked out that if you increase you insulation in the loft from 0 or 50 mm to 270mm it would normally cost about £250 to install, but that could save you up to £145 per year on your heating bill. To help you with the cost of this British Gas are offering FREE loft insulation and FREE cavity wall insulation to both new and existing British Gas customers.
Clean the gutters
Frost and snow reek havoc with your gutters. Frozen autumn leaves add significant weight to the gutters which can result in cracks – damaging your gutters. If you don’t unblock your gutters it can send rain water trickling down the side of your house, which can lead to damp, rot and rust spreading throughout your house.
It’s much easier to clear your gutters before the start of winter, so take a look at them while the weather’s good and check them again in Autumn once the leavses have fallen. And while you’re up there it’s a good idea to check for any damaged tiles and slates on the roof.
To help prevent your gutters getting blocked, try these gutter guards from Wickes which prevent anything, except water from blocking up your gutters, you can get 4 metres for £8.79 and you simply clip the guards to the top of the drains – this one fits both square and rounded guttering.
Double glaze the windows
If your house is feeling a bit drafty then it may be worth while investing in double glazing. It acts just like loft insulation, it’s made of two panes of glass with a gap in the middle which helps keep the heat in rather than letting it escape. Although it might be expensive to install according to the Energy Saving Tust it could save you a whopping £135 off your annual heating bill.
You must be very cautious when it comes to installation though. Make sure you shop around, double-glazing companies are notorious for hard selling so make sure you only go with companies you know to be trustworthy.
If you don’t look after your pipes properly, then your pipes won’t look after you. If your pipes freeze in the cold weather they could burst and flood your home. This can be prevented by insulating your pipes so that they don’t get cold enough to freeze up. You should also locate where the main water tap is in your house, so if by chance your pipes do burst, you at least know where to turn the water off.
Path and driveway cracks
If you already have small cracks appearing in your driveway, it’s worth filling them in now. When the cold weather hits, the frost and snow will expand and shrink the tarmac, which means that by the end of winter the once small cracks have now become serious problems.
Check the Chimneys
If you intend to use your chimney this year – for something other than a way for Father Christmas to enter your home – it is worth having them swept. Birds regularly build nests in chimneys which can lead to blockages, which inturn, can lead to chimney fires. Repeated freezing and thawing, as well as general wear and tear, can also lead to cracks and deterioration of the brick work.
You should have your chimney checked at least once a year if you have a coal fire, and always have a chimney swept if it has been unused for some time. You still need to have your chimney swept if you have a gas fire, as an obstruction in your chimney could cause harmful carbon monoxide to be trapped and re-enter your home. Having your chimney swept can cost around £40.
When you have decided what needs doing then start looking for workers do it. Ask friends and family for recommendations and check out websites like ratedpeople.com and trustatrader.com for workers that others have vetted. All you have to do is select the kind of work you need and type in your postcode to find all the local businesses that have been recommended by satisfied customers.
Any work with gas supplies has to be done by a fitter registered with CORGI (the Council for Registered Gas Installers) so make sure you check credentials.
Finding the right company
There are lots of ways to find reliable and satisfactory companies in your area:
- Phone the local council and find out who they use.
- Ask them to come round and talk you through it so you can build up some knowledge and understanding. Also ask them for phone numbers of recent customers so you can call them for references. Consumer group Which? goes one step further and recommends you visit a home the company has previously worked on to avoid getting falsified references.
- If you find a great plumber, he might know a great roofer. Ask people you’ve hired before if they know other good companies that offer services they don’t.
- Don’t be sucked in by too low a price. If it seems too good to be true – it probably is.
- Check with your local Office of Fair Trading or Consumer Direct if you need help drawing up a contract with your new worker.
Signs you should look out for:
- Anyone reluctant to produce or sign a contract
- Any documents that look too informal – either handwritten or lacking proper detail
- Anyone asking for money upfront or offering discounts for cash
- Anyone reluctant to stick to plan or provide references and examples of previous work
As there are a lot of builders, plumbers and other workers looking around for jobs right now, you are in a good position to negotiate. You’re doing this work now because it’s cheaper so make sure you get the best deal possible.
Get some estimates and compare prices. Always get at least three quotes. If you need more than one thing doing and the company you are looking at could do it all, then ask for a discount. If they aren’t busy they should be able to offer more competitive prices because they’ll want your business.
If you ask, you should be able to ge the builder to guaranteed his or her work for a period of time, such as 12 months. It’s vital to get this guarantee in writing, make sure they’ll come back and do any necessary remedial work or check whether you would have the choice of getting someone else to do it.
When you seal the deal, ask to see a copy of the insurance certificate and ensure that it won’t expire during the time they are working on your project. If a builder doesn’t offer their own insurance you can purchase insurance yourself. According to Which? there are three things that you need:
- Public liability insurance in case someone gets hurt on your site
- Cover in case there is damage to the rest of your property, so they re-do the work or are insured to pay others, such as decorators
- Cover should the builder go bust or have an accident, so you can pay someone else to finish the job. If a builder doesn’t offer all of this in his or her insurance, you can purchase insurance yourself.
It’s all very well hiring somebody, but what happens when it’s finished and you discover it’s already falling to pieces? Make sure you keep an eye on what they’re doing and ask for regular updates on progress, that way you can put right any mistakes and clear up any miscommunications. Contact Consumer Direct if you can’t resolve it yourself. Also speak to your local Citizens Advice Bureau.
Never pay for all the work up front just in case something goes wrong. Make sure that you draw up with the builder a schedule of payment for each stage of the work. Ideally, you should agree to release money only when each stage of the work is finished, to the specification provided and to your satisfaction, that will encourage them not to drag their feet. If you do this you won’t pay for something to be done wrong or late.