Hiya everyone I'm new here and i need a bit of help. i am majorly on my overdraft and i have a DD coming out next week for £200 anyone got any ideas on how i can make at least £150 by next week.. any help would be great.. Thank you x

Hiya, ok, the best thing is not to panic! the trouble with being in debt is that most of the time we can't think sensibly it wasn't until i got to know Jasmine, that it all started making sense, Have you thought of anything that you could sell, have a look round your home. this weekend is going to be nice, so why not think of having a car boot sale (if you have a car) If you are in trouble financially, try and get hold of Jasmines book from the library " A Girls best friend is her money" its a brilliant read, one of the tips i picked was having no spend days ! now when you are in debt you really wouldn't think of doing anything like that would you, have a good hard think about stuff tonight and try and collect your thoughts logically, i was in quite considerable trouble until i met with Jasmine, i have now managed to pay off some of my debts and i can now see daylight and believe me its possible. Good luck and i look forward to hearing your succes story soon ! kind regards L

It's not really that i am in dept. I left a job that i was really really unhappy in and with that i didnt get paid my full wages only for the days that i wored which where 2 weeks. I am now working again but because i dont get paid till next week after it comes out i am really worried. Its a payment for a loan and i have never missed one before, i will try and ring them to see if they can hold it back until 15th but i am not sure they will... It a little hard to panic as i am usually good... this is the 1st time its happened so i am a little freaked out, and the last thing i want to do is borrow money of family members.

Talk to the loan company as soon as possible - if you explain your situation they may be able to let you delay the payment, especially if you have always paid up on time before. Also have you tried talking to your bank, they might be able to extend your overdraft? Again, explain to them that you have changed jobs but will be getting paid again soon. Try to stay calm and not panic - let us know how you get on! Good luck.

Hi hope you managed to get it sorted.

Now you can start to ensure you don't get into that kind of situation again. Budget properly and maybe look for something you could do in your spare time to increase your income.

Thats what we have done and it works, pm us if you would like details.

Best of luck

Stumpy