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I am already involved in a network and earning a bit.

Does anyone have any experience of worthwhile "based at home" opportunities that actually have a reasonable return?

Do they all involve being out every night in all weathers collecting and delivering catalogues and products.
I've been happily working with a party plan network marketing company for two and a half years now and fit it entirely around my young family. I enjoy going to the parties and meet some lovely people. The products in my case are wonderful and everyone loves them. I'm sure the same can be said for other companies too so find one marketing things you love.
I find I need a car to take my products to parties; an internet connection at home so that I don't have to make regular visits to the local library; and a bank account with a credit or debit card to make my orders and receive my bonus's.
My retail commission is immediate so I have money as soon as I walk away from a party which is an added bonus. I then get further payments based on sales volume during the following month but there are no targets so the total can be just what I make it. If these things are important to you then make sure you ask the company how and when you get paid. Of course, to get residual income you will be interested in recruiting and the value of this varies from company to company too.
I've got so much out of working this way. I've got myself back after have two babies; I get to work around my little ones and be a stay at home mum; I am developing myself all the time and love helping other people; I earn what I'm prepared to work for; and I have the opportunity for financial freedom.
This type of work could well be for you and doesn't involve traipsing around in the cold and the wet. If you have questions you think I could help with then please just mail me at drruthwilliams@netscape.net
Good luck with your choices.