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- Jasmine: consumers pay over £9 billion a year in fees and lost interest on their current accounts a/c Which? (24th May 2012 - 10:27)
- Moneymagpie: Good morning Moneymagpies! We know how keen you all are to pull in a bit of extra cash, so we've been coming up... http://t.co/uBIx1X0W (24th May 2012 - 08:37)
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- Jasmine: Good idea of Consumer Focus promote Credit Unions through Post Offices. We need to use Credit Unions a LOT more http://t.co/Hl2Vl7Os (24th May 2012 - 07:01)
- Moneymagpie: Did you see Jasmine Birtles on Sky News this morning? We will let you know next time she's on the box! (23rd May 2012 - 14:05)
- Jasmine: @mokbeehive Oh well, thanks for trying! Hope all good with you :) (23rd May 2012 - 14:04)
- Jasmine: @RetirementAngel Sure tweet the link (23rd May 2012 - 13:58)
- Jasmine: @TiraLondon Yes there should be a law against it! (23rd May 2012 - 12:42)
- Jasmine: Lots of people having shouting arguments on mobiles outside my window today. Lighten up! This is not the weather for shouting! (23rd May 2012 - 10:53)
- Jasmine: @EamonnHolmes :) X (23rd May 2012 - 09:48)
- Jasmine: @EamonnHolmes and you are uniquely the one and only EamonnHolmes :)) (23rd May 2012 - 09:43)
- Jasmine: @DronfieldShell :) (23rd May 2012 - 09:42)
- Jasmine: Good fun on the Sky sofa this morning with@DelaneyMan @SkyCharlotte @EamonnHolmes :) (23rd May 2012 - 08:42)
- Jasmine: @Ghostof1724 Thank you! (23rd May 2012 - 08:40)
- Jasmine: @thegriffter Thank you! (23rd May 2012 - 08:40)
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- Jasmine: RT @money2themasses: A map of Europe highlighting who is & isn't in recession - http://t.co/LzlGL9VN (23rd May 2012 - 07:54)
- Jasmine: Doing the papers on sky news in a mo (23rd May 2012 - 05:28)
- Jasmine: More people now own shares than belong to trades unions #greshamlecture (22nd May 2012 - 17:56)
- Jasmine: RT @mrchrisaddison: Just One Book #librarypop #coalitionremix (22nd May 2012 - 16:09)
- Jasmine: A Loan Again Naturally #librarypop (22nd May 2012 - 16:09)
- Jasmine: The Book of Love #librarypop (22nd May 2012 - 16:08)
- Jasmine: Good. The OFT's sticking it to Wonga http://t.co/w6qc8etr (22nd May 2012 - 15:33)
- Jasmine: Paris most expensive place for a Club Sandwich at £20.43 a/c http://t.co/6xZRwOda. London is tenth on the list. (22nd May 2012 - 14:19)
- Moneymagpie: Today's newsletter's got a fantastic holiday discount, a FREE money magazine and abrand new online survey site for... http://t.co/x2litxMA (22nd May 2012 - 13:34)
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- Moneymagpie: RT @Jasmine: My 'Smarter Living' challenge in the Telegraph http://t.co/xXdyujYZ (19th May 2012 - 11:48)
- Moneymagpie: Make money with an oven-cleaning business: Your very own oven-cleaning business – how does that sound? Cleaning ... http://t.co/Yz3HQH7b (18th May 2012 - 16:30)
- Moneymagpie: New article! Make money with an oven-cleaning business - http://t.co/6ZwLdZhP (18th May 2012 - 16:17)
- Moneymagpie: What do I do if my bank won't give me an overdraft? The latest 'Ask Jasmine' question http://t.co/YBN6SHi2 (18th May 2012 - 15:09)
Stop unfair mobile charges
August 24, 2009
I’ve just added my name to what I think is a really good campaign – Terminate the Rate.
It’s campaigning against is the rate per minute that mobile companies charge other networks, including landlines, to call people on their network. When you call a friend on a different mobile network, their network will charge your network a fee for receiving (or ‘carrying’) the call. This is called a Mobile Termination Rate or MTR. The current charge is around 4.7p or more for every minute you’re connected to another network.
You can imagine just how much they’re making out of us because of this offensive fee. It goes into billions per year.
The current mobile termination rates cost you up to 80% of the price per minute of a call from a home phone line to a mobile. What a waste! It’s definitely not necessary or fair and is, in my opinion, simply a way of raking in cash for nothing. The termination rate for calling BT fixed-line services (known as landlines) from your mobile are just 0.3p per minute. But if you call a mobile from a landline the 4.7p (or more) MTR applies. The termination rate costs you up to 80% of the price per minute of a call from a home line to a mobile!
This is all legal (like 0870 and 0845 numbers are legal, although they fleece us) but I don’t think it’s fair and nor do the people campaigning at Terminate the Rate.
If you agree then go to their website and sign the petition against these charges. It looks like the only way Ofcom will stamp down hard on these excessive charges is if enough people complain. So add your voice if you think this is wrong. Stop this gross over-charging.







































Totally agree – this is underhand and I did not realise that it existed. This is as bad as BT charging additional money when paying their bills via my bank into their bank account but not by direct debit.
Is there a place to complain about that too?
Thanks
Hi Jasmine,
From temrinatetherate, it appears that one of your readers have been charged excessively for calls to 0800 number (whcih is supposed to be free!) as calls to 0845 numbers..
There are work around to this. For 0800 number, one can dial 0370 437 0800 (03 numbers standard numbers that will come out of mobile inclusive minutes) and then when the system answers, dial 080xxxxxxx# and wait to be connected (do not press the call button again). In this way, the mobile operator only ‘sees’ the call to 0370 number and charge accordingly at much lower rates/or free (which comes out of the bundle minutes).
http://www.qxCall.co.uk/qxcall also providers a indirect access service to call 0845 (4p daytime, 1.5 evenings compared to Mobile 20p ish) and 0870 numbers (2.1p at all time vs mobile’s 20p ish). The user will need to purchase credit, then dial a landline 01 number and then will get a prompt. The user then dial the 0845/0870 number which will then be charged at the 4p/1.5p, 2.1p low rates.
As for terminate the rate – this is a double edges sword – no landline operator will give out a free phone or to allow a line to be left connected for free without payment (vs mobile Pay as you go). I have no preference as to which way it goes, but for sure, some people will win, and some others will lose.