9th Apr 2025
Debt is always a highly stressful situation to be in – whether you owe a fiver to your mate down the pub, or thousands of pounds on a credit card you can’t repay. Almost everyone faces debt at some time in their lives, and it can be seriously detrimental to your mental health. As the…
9th Feb 2025
We spend all our lives trying to stay out of debt… but did you know there are some circumstances where debt could be a good thing? Good Debt versus Bad Debt Building Credit Scores Credit Card Debt Mortgages Student Loans Debt to Avoid Good Debt versus Bad Debt First things first: all debt is bad…
27th Aug 2024
Are you facing debt with a long-term illness and wondering how you’ll manage your money? Ongoing health issues often mean you end up dealing with unpredictable expenses like travelling to appointments, hospital parking, and prescription charges. It can be challenging both mentally and physically, and can lead to more stress when you’re already feeling the…
25th Mar 2024
Sponsored post Struggling with debt can be overwhelming, however, there’s help available. One option to consider is a Debt Management Plan (DMP). This is essentially an agreement between you and your creditors, making your financial situation more manageable. Is a DMP Right for Me? With a DMP, you’re able to: Make one affordable monthly…
11th Mar 2024
Sponsored post It can be super confusing knowing where you are with debt terminology – being in debt can be stressful enough without having to look up loads of terms to understand their meaning. So we’ve teamed up with Debt Advice firm, MoneyPlus, to compile an A-Z of debt terminology to help you find your…
18th Jan 2024
We are partnering with Debt Charity CMA to help tackle the shame around debt. Recent research shows that the average household debt in the UK is £65,724 and a sizeable £2,409 of that is on credit cards. Now, considering the fact that 64% of people in the UK have at least one credit card…
9th Oct 2023
When it comes to general anxiety and stress, money is one of the things that can really put us on edge. It’s understandable: money (or lack of it) plays into every part of our lives. Worries over it can lead to the emergence of poor mental health very, very quickly. In fact, the two are…
20th Jan 2022
A huge number of UK residents are struggling to keep up with bills and credit commitments, a number which has doubled since the pandemic began. Nearly one in three are in this position, according a new report by the charity StepChange – Falling Behind to Keep Up: The Credit Safety Net and Problem Debt –…
29th Nov 2021
A recent survey of 2,000 people carried out for charity, The Big Give, has revealed that 16% of people in the UK, almost 1 in 6, say they are considering using a food bank this Christmas. This number rises to 37% in London. Food is however only one way people get into debt at Christmas.37%…
8th May 2021
Are you over 55 and in debt? Are you worried you’ll retire before your debts are cleared? You’re not alone. Almost half of over 55s are struggling to clear debts before retirement, according to a survey by the Debt Advisory Centre. Fortunately there are steps you can take to clear your debts in time. Read…
3rd Aug 2020
Redundancy isn’t an easy time for anyone – and, with so many industries struggling after the Covid lockdowns, it’s going to affect lots of people in the coming months. That’s why we’ve put together this guide, in partnership with leading charity Turn2Us, to help you plan for redundancy, navigate the process, and make sure you’re…
27th Jul 2020
There are many reasons for taking out equity release. Maybe you want to travel, or invest in new property, or help out adult children. Alternatively, you might want to free up some money to pay off existing debts. Here, we’ll think about your options – and weight up some pros and cons if you decide…
