Jasmine Birtles
Your money-making expert. Financial journalist, TV and radio personality.

Taking a few minutes for routine car checks can keep your vehicle running smoothly, help you avoid expensive repairs, and even prevent accidents. With just a little DIY effort—or a quick stop at your local garage—you can drive with confidence and avoid breakdowns or dangerous situations. Here are ten smart checks to put on your regular maintenance list.
Brakes are your number one defense against accidents. When it comes to checking them, working with an experienced mechanic is a smart step. However, you can also run DIY checks by pressing the pedal and listening for squeaks or grinding. Of course, if you notice a longer stopping distance, it’s time to check your brake pads and discs.
Many serious accidents happen because of brake failures. It’s worth noting that mechanical failure like this can easily lead to a car accident if ignored, so never put off professional inspections or needed repairs.
Tyre pressure plays a major role in keeping you safe on the road. Worn or underinflated tyres are a top cause of blowouts, skids, and unsafe driving, especially in rainy or snowy situations. Additionally, inadequate tyre pressure can lead to poor fuel economy and increase your car’s running costs.
You should also regularly assess your tires for wear and tear, as worn-out treads can reduce grip and increase your risk of accidents. To check, simply insert a coin into the tread—if you can see the top of the coin, it’s time to replace your tires. Be sure to also look out for uneven wear, which may suggest problems with the alignment of the wheel. Similarly, bulges or cracks mean tyres should be replaced. Good tyres grip the road and can save you money on fuel and bigger fixes down the line.
A properly functioning steering wheel is essential to safely maneuver your car and maintain control when driving. If you suspect problems with it, such as the car steering left or right while driving, consider checking it.
An easy way to do so is to turn the wheel a little while parked. If there’s excessive looseness or the wheel feels “sloppy,” your steering system may need a professional check. Faulty steering makes it hard to stay straight on the road—an early warning sign that a low-cost adjustment now can prevent dangerous incidents or future repair bills.
You should check oil, coolant, brake, and transmission fluid levels regularly, and also before long car trips. Top up as necessary and look for any puddles under your car, which may alert you to leaks that need professional attention before becoming emergencies. You should do so regularly and consider an inspection every season: these checks should be part of your summer and winter car care!
Check your airbag is the ultimate safety net. Annual car inspections will check that this is still working fine and ready to jump into action as needed. You should also check your car’s manual or your manufacturer’s website for recall notices, especially related to airbags and safety systems. Recall problems are free to fix and address real safety risks.
A few regular checks, most of which are free and quick to do, can save you hundreds of pounds a year and, more importantly, keep you and your passengers safer on the road. Stay on top of these ten points and avoid nasty financial and safety surprises down the line.
Disclaimer: MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence.