Mojo is an AI-powered, free digital mortgage broker created by a team of experts with 10 years of financial services experience. Simply put, it makes it a hell of a lot easier to find the right mortgage deal for you.
Getting a mortgage can be daunting and feel like an overwhelming task. With thousands upon thousands of offers out there, how do you know which one you’ll be eligible for and where to find the best deal?
That’s where Mojo come in. Finding your next mortgage is now as easy as shopping on Amazon.
How does mojo work?
Mojo does all the hard work for you, and best of all you can use Mojo from the comfort of your own home, or anywhere you like. No pressured meetings with financial advisers or banks here. Mojo searches through and compares 30,000 mortgage products, checking which deals you are eligible for and which one is the best for you. Mojo is completely transparent, so rather than showing you only the best option for you, it shows you every deal you’re eligible for and makes a calculated set of recommendations for you to choose from. You are empowered to make your own decision, with the confidence that Mojo’s intensive research backs the deal up.
You can complete your entire mortgage application online in less than 15 minutes and get your mortgage in principle at the end. And yes, it’s free.
AI sets mojo apart
Usually when trying to find a mortgage, you’re faced with three options, going direct to the lender (but only seeing the mortgage options they have), an expensive traditional mortgage broker, or a price comparison site, which offers no personal advice.
Mojo bridges these areas through its innovative AI-powered chatbot technology. It is the first digital broker of its kind, with fully integrated artificial intelligence. What this means is, AI allows the whole process to be streamlined and removes any uncertainty, allowing you to communicate in real time and ask any questions you have about potential deals. At any point, any question can be answered with expert advice provided by an AI which is backed up by human financial experts, so you know you’re in safe hands.
Everything is taken care of in one place, exactly like when using a traditional mortgage broker.
Because mortgages can often be complicated. A price comparison website can give you a good overview, but it’ll be up to you to figure out which deal works for you. Mojo’s AI learns as you speak to it and understands your situation and needs, so you know you are 100% in control and can have full trust in your purchase.
If you need to speak to a human being you can flip to live chat at any point (or pick up the phone) and speak to a qualified mortgage expert.
Save time and money
Because Mojo earn their commission directly from the lenders, they are able to offer their services to customers for free, which means you know that every recommendation is based purely on what is best for you and not on getting a high commission fee. This is free, impartial financial advice delivered to your digital device instantly.
That’s not the only reason we think Mojo is worth a shot. We’ve spent hours trawling price comparison websites and searching for trusted financial advisers, with Mojo you can have a mortgage tailored to your specific needs in under 15 minutes.
Mojo has access to more mortgage deals than all other digital mortgage brokers, scouring 30,000 deals in seconds to match you with the right product. You can be confident you haven’t missed anything because you can browse every deal you’re eligible for alongside Mojo’s recommendations.
Even though a full mortgage application can be completed in less than 15 minutes, if you don’t have the time your details are saved so you can return to the application at any point. Mojo’s sophisticated algorithm will keep updating the best products that you’re eligible for, this is real-time product sourcing and means you are always on the front foot.
Your details will never be passed onto third parties and if you ever feel you need to speak to a real person, a qualified team of humans are ready to back up the AI at any moment.
Better deal on renewal
Mojo never rests and will proactively seek a better deal on renewal, so when you come out of a fixed rate you’ll have a fresh quote ready to go without you having to lift a finger. That means once you’re with Mojo you can stop worrying about the future and rest easy in the knowledge that you will always be informed of the best offers and never miss out on an opportunity to save.
one step ahead
Mojo is the future and as such is designed to stay one step ahead. All documents needed in the application process can be provided electronically. Through artificial intelligence Mojo can pre-populate sections of the application, saving you even more time. The chatbot will be proactive, as well as reactive, so if there’s a difficult question, the bot will be ready to offer a helping hand and interject. If ever you start to feel frustrated, intelligent AI will immediately pick up on your mood and connect you via live chat with a human expert.
Most importantly while more and more people start to use Mojo, the AI continues to learn and grow. Through using the Mojo eligibility score, recommendations become ever more precise. Combining customer and property info renders criteria and lending strategies. Simply put, Mojo grows dynamically with its members and will continue to improve in real-time.
The best way to truly understand how innovative and easy-to-use the Mojo experience is, is by trying it out yourself. It’s free and it’s the future, be a part of it.
And, right now, we’re running a competition with Mojo where you’ll have the chance to win £100 worth of Amazon Vouchers. Enter now.