MoneyMagpie

May 09

Is the home you’re interested in really as its being described?

The hunt for a home can be a long and drawn-out affair.

Finding just the right home can be even more difficult than all the paperwork that goes along with making a purchase official. Since it’s going to be one of if not the largest purchase you’re ever going to make, you’re within your absolute right to take your time. When you do take your time, you’re more likely to look at the fine print more and really investigate the home you’re interested in.

The chances are that you’ll run into a few properties that don’t match the description they were given. Whether it be the real estate agent or the sellers themselves, something just didn’t sit right with the home. But we’re not all Sherlock Holmes who can read between the lines, dot the lines together and see the truth hiding underneath the surface. It’s difficult to test out the things that are advertised to be true, you kind of have to go along with them. On the other hand, can you do some checks to make sure you’re getting what you would pay for?

 

How are the schools?

School

The sellers and their solicitor don’t have to give you assurances on anything other than what concerns the home itself. However the home isn’t just a four-walled box that we want to live in, we want the local area to cater to our needs too. Schools are incredibly important to parents as just because they’re moving home, that doesn’t mean their children’s education should suffer. Every area of the country is not the same, so the chances of getting into your first choice of school vary. For areas of the country that are greatly populated, chances are always going to be slim in this regard. Take London, for example, where just 7% of parents got their child into their first choice for school. Schools have a National Offer Day which sees parents apply online for their child to get into their choice of school. It’s pretty much a first come first serve kind of thing.

Are the schools good quality, as the teaching standard is more important than the location. You would rather your child be taught by amazing teachers than save 10 or 15 minutes on your school run every morning. Speaking of location, where are the schools that are on your radar list? Can you see yourself driving or walking your children to school? Go and do the school run in person for real as a mock test just to see where you sit about it. There are more primary and secondary schools than boarding and private schools, so if you’re a parent that wants a higher education for your children, consider the location of your home. Private schools are even rarer, and you can’t expect the average home to cater to them in terms of local routes. In this regard, check the quality of the local transport that may solve any travel issues.

 

Is it safe at night?

Crime scene

During the daytime, lots of neighborhoods around the country look picturesque the first time you set eyes on them. The first time you drive down the road your potential new home is on, it could look serene, calm and collected. When you get out it sounds quiet enough with a few children playing in their gardens and birds chirping all around you. Despite not sensing anything out of the ordinary, don’t be fooled as you don’t know the truth of the neighborhood just yet. Crime rears its ugly head at night, and that’s when homeowners should be most wary. Getting an honest answer from the sellers and their solicitors about this issue is going to be like stabbing a bail of hay in the hopes you’ll find a needle. Do not leave anything up to chance, especially when it comes to crime as it’s a matter of safety; sometimes even life and death. Go online and check the crime statistics in that neighborhood. You’ll be given some numbers to think about along with details of what kinds of crimes are the most popular among the criminal network that operates locally. Don’t be fooled by a middle-class neighborhood as opposed to a poorer neighborhood. Criminals are enticed by richer neighborhoods because, for them, they have more chance of stealing something of value. Unfortunately, unless you are looking for a home in a gated community, it’s diligent to do a crime check of the area.

 

Left holding the bag

Flooded house

Have you been to see the home yet? A part of home viewing that doesn’t often get talked about among home buyers is legalities of the property regarding the local authorities. It’s the silent deal killer that leads people to scramble their doubts and pull out of a purchase at the last minute. Don’t get left holding the bag as your sellers move out and you can’t hold anyone accountable for the things you let scurry past your nose without double checking. So with this in mind, you need your solicitor to perform property searches. These inquiries are going to see what kind of planning permission for the property you have. Say for example you wanted to move in and build a conservatory. What if the council or local government authority of some kind denied your application because of their homeowner policy? That would be far from ideal, and you should have checked this before you bought the home. On the other hand, is the home at flood risk? Even if a river is hundreds of meters away, it depends on the geography of your home which determines whether or not your home is going to be flooded when water levels rise. This is what the searches performed by your legal team are all about. They investigate the outside forces and legal boundaries that would affect the seller’s home.

Schools are very important for the upbringing of your children, so bear their education in mind as you pick out your new home. Living fearful at night is no way to live, with the help of online resources you can check the local crime statistics before you make a move.

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