15th Dec 2019
A pension pot of around £100,000 offers a wide choice for your pension income options. Add to that the freedom of choice for annuities (thanks to the 2015 pension reforms) and you’ve got a lot to think about! Annuity rates aren’t fantastic at the moment – and haven’t been for a while. With economic and…
15th Dec 2019
Are you in your 60s and still confused about your upcoming retirement options? You’re not alone! With so many options, it’s hard to make a decision. Don’t worry, though – you’re definitely not the only one worrying about planning your retirement. The good news is that we have an entire section dedicated to retirement and…
15th Dec 2019
Auto-enrolment is designed to encourage everyone in work to save for their retirement. Since it was introduced in 2012, the proportion of employees with a workplace pension has rocketed from 55% to a huge 87% in 2019. The scheme was introduced to encourage retirement planning. The idea is to reduce the future burden of older…
12th Dec 2019
It is not illegal to access your pension money before you’re aged 55. However, it could land you with massive fees to pay plus a 55% tax bill – and that’s if you’re not scammed out of your money altogether. Pension release schemes encourage people to unlock their pension fund before they’re 55 years old….
27th Nov 2019
Everything connected to Brexit is uncertain at the moment, but it’s particularly tricky for people who have moved to another EU country to live. There are 4.5 million British expats in EU countries and a significant number of those have retired to that country – particularly France, Spain, Portugal and Italy. Their pensions, healthcare and…
20th Nov 2019
Due to often Stakeholder pensions offer a cheap, flexible, and easy way to build your retirement fund. But how do they work, and how do you choose the right one for you? This quick and easy guide outlines how to get a stakeholder pension that suits your retirement plans. What is a stakeholder pension? How…
19th Nov 2019
Will I ever be able to afford a property in London? Should I invest in property or wait? These questions seem related but, in reality, come from two very different worlds. We see ‘average’ property prices in the news as they go up (or down). London is a different creature altogether! Property in the UK…
18th Nov 2019
Corporate bonds – like loans to companies – guarantee you a rate of interest over a fixed term. So, how do they work, and why should you consider investing in them? Your savings account isn’t giving you the best return on your money. Easy-access cash savings accounts don’t offer interest rates that match inflation: you’re…
17th Nov 2019
Even the highest-paying savings accounts struggle to keep up with inflation. Tucking your spare cash away into a cash savings account can actually DECREASE your buying power as interest rates continue to stay low against inflation. Index-tracking funds could be a way to beat inflation. Index-trackers are a form of investment. That means there is…
6th Nov 2019
The Personal Savings Allowance meant changes in interest taxation rules. But what did the changes mean, and how do they affect your savings? You don’t have to pay any tax on the first £1000 earned in interest. What that really means is, with today’s low interest savings accounts where a ‘good’ rate is still only…
6th Nov 2019
Looking forward to winning the lottery? Don’t. You’re highly likely to have a miserable life if you do!
6th Nov 2019
REITs have become a portfolio staple for income investors over the past decade, but what exactly are REITs? Why are they becoming more popular? and how can you invest in REITs? To find out the answers to all those questions and more read our article on how to invest in REITs below. Real Estate Investment…
