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MoneyMagpie

15 Frugal Living Tips to Save £5000 a Year

Reading Time: 9 mins Frugal living tips sound like a lot of sacrifice needs to be made. It’s not true! But it could be very necessary. As a nation we overspend massively and often beyond our budgets. More than a third of all Brits spent more than they received in income in April 2019. Continuing spending habits like this … read more

Pensions for the Self-Employed Explained

Reading Time: 7 mins When you’re on a fluctuating income – and already have to save 30% for taxes – a pension is the last thing on the list. However, pensions for the self-employed are vital for future financial security. Here’s how to set up a pension for the self-employed, and how to make sure you’re contributing regularly! When … read more

Camping hacks for a budget staycation

Reading Time: 5 mins Camping is one of the most cost-effective holidays you can have, especially as a family with kids. The coastlines and counties of the UK offer hundreds of prime camping spots, with everything from rugged beaches to soaring mountains within reach of the pitch sites. As we all look at ways to staycation in the UK … read more

Surviving on a fluctuating income

Reading Time: 5 mins Are you trying to manage your expenses and get by, whilst not having a steady or reliable income stream? You’re not alone. With the rise of the gig economy in recent years and more people in unstable work, thousands are finding themselves with fluctuating incomes in a way that would have been unthinkable a generation … read more

How to Make Money with a Food Truck Business

Reading Time: 10 mins A food truck business could be the solution to setting up a career in catering even in the days of social distancing. Street food has seen a surge in popularity in the UK recently, and it’s easy to see why: restaurant quality meals at fast food prices. What more could you possibly want? The food … read more

Unfair contracts (and how to avoid them)

Reading Time: 5 mins Got a new contract to sign and feeling more than a bit befuddled by all the technical terms? Feel like your landlord or new gym might be trying to take you for a ride? You might be right. But there’s no reason for anyone to have to put up with unfair contracts in this day … read more

9 things you can swap to save cash

Reading Time: 4 mins If you’re looking to save cash, there are lots of ways you can do so in your daily life without a huge amount of effort. Just think about all the things that you could potentially swap, to save cash for the things that really matter. From holiday homes to your “new” sofa, there’s a whole … read more

IR35 for contractors explained

Reading Time: 7 mins IR35 is a potential change to tax law that affects contractors from April 2021. This guest article by Matt Fryer, Head of Legal Services at Brookson Group, explains everything you need to know about it. One of the reasons many people choose to contract is because it gives them greater control – over their time, … read more

Paid Vs. Free Financial Advice: Do I Really Need to Pay?

Reading Time: 5 mins There’s an ongoing discussion about financial advice: with the numerous free online resources and charities available, is financial advice still something worth paying for? In essence, seeking financial advice is a very personal decision and it varies greatly depending on your personal circumstances and financial goals. Let’s take a look at the difference between free … read more

Get ahead on your Christmas savings now!

Reading Time: 7 mins As much as we wish it could be Christmas every day, unfortunately it can’t. However, we can plan ahead with our Christmas savings to make sure it’s a financially stress-free time of year! We’ve all sat down to think about the ideal presents for our family and friends, only to reconsider our choices after checking … read more

Money Saving Hacks for Freelancers

Reading Time: 12 mins Freelancers often operate on a shoestring budget – especially when they’re first starting out. It doesn’t matter if you’ve just started your new freelance career, or you’re already years into it: there are always new ways for you to save money. From remembering what you can write off on your taxes to using free trials … read more

Revamp your furniture on a budget

Reading Time: 5 mins Want to revamp your furniture on a budget? Feel like it’s time to jazz up your living space without spending a fortune? We get it – we’ve got the lockdown DIY bug too.  Don’t worry if you haven’t got hundreds of pounds lying around to spend on swanky new interiors, though. There are lots of … read more

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