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MoneyMagpie

7 Investment Tips for Stock Market Beginners

Reading Time: 5 mins Looking for tips for stock market beginners? Never fear – we’ve got your back! If you’re going to start investing in the stock market, there are a few tips that it would be useful to be aware of. Should you spread your investments, or keep them simple? What about ethical funds – are they worth … read more

Three Ways to Cut Your Capital Gains Tax Bill

Reading Time: 4 mins The Capital Gains Tax bill has been rising in recent years, and concerns have been raised about how many people might be overpaying because they don’t fully understand the system. There’s no doubt that it is one of the more complicated forms of tax that we might find ourselves paying. So, where do we start … read more

What Is a Tax Wrapper?

Reading Time: 5 mins When it comes to investing there are a lot of aspects you can’t control – but fortunately, tax wrappers are there to help you. There are several different types of tax wrappers to choose from. Each individual tax wrapper has certain characteristics that make it more, or less suitable for certain types of investments. Spreading … read more

Pension vs ISA: Which Is Better?

Reading Time: 6 mins Most people aim to enjoy their retirement after decades of hard work preparing for it. Unfortunately though, the current state pension only provides a yearly income of £9,110.40. Making it essential to have additional retirement plans in place to continue to live a similar quality of life into your retirement. You can check your state … read more

Should I Transfer My Final Salary Pension?

Reading Time: 4 mins Changes to the rules around pensions in 2015 mean that people now have a much greater choice over what they do with their money than they did a few years ago. With a greater number of options emerging, the question of whether people should consider transferring their final salary pension is once again on the … read more

Three Ways to Invest £10,000

Reading Time: 6 mins There are so many ways to invest a lump sum of £10,000, it can often be confusing to know what to do. Let’s take a look at three of the most popular choices for investing. The three main investment options you have for a large sum of cash are savings, stocks and shares, and pensions. … read more

10 questions you must face about your finances

Reading Time: 8 mins Are you really on top of your finances? You might be getting to the end of each month without facing a budgeting disaster or creating money nightmare, but this is not quite the same thing as mastering your money. To make the most of your finances, you need to go further, and ask yourself 10 … read more

A Pension in Your 20s Means TENS OF THOUSANDS EXTRA in Retirement!

Reading Time: 6 mins Paying into a pension in your 20s will make a huge difference to your future. Yet, over 10% of women and 8% of men aged 20-29 opt out of their workplace pension scheme. If you’re one of them, it’s time to reconsider: sacrificing some cash now will make you RICH in retirement. From compound returns … read more

What does it mean? All those confusing money terms explained!

Reading Time: 9 mins Are you sick of reading money terms that mean absolutely nothing to you? Quite right – don’t put up with it any longer! Here’s our (not at all definitive) finance and banking glossary with all those confusing money terms explained, so that you can understand what it’s all about!   money terms Accountant: Professional number-cruncher. … read more

Help! I’m 50 with no savings. What do I do?

Reading Time: 9 mins If you reach 50 with no savings, it’s natural to feel anxious about the future. But don’t worry, you still have time to make money, save, and invest well before retirement. It might be tempting to think you can’t do enough before you retire. You may feel like now the only option is to wait … read more

21 surprising facts about money!

Reading Time: 10 mins Money makes the world go round. We chase it, earn it, spend it and generally rely on it to survive. But all money is really; is a credit system, used to represent resources. When you examine the facts and history of the concept, you can learn some rather surprising things! For example; did you know … read more

Pension Limits Explained (And What to Do When You Reach Them)

Reading Time: 4 mins You pay into your pension every month – but did you know there’s a maximum amount each year you can put away? Or that there’s a lifetime limit? Here’s how pension limits work – and why paying into your pension as early as possible helps you build a large retirement fund. Annual and lifetime pension … read more

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