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MoneyMagpie

Help! How do I set up a self-select ISA?

Reading Time: 10 mins A lady called Maureen who attended one of Jasmine’s investing workshops wrote in asking for help to set up a self-select ISA. She wrote: “I was on your investment workshop last night and it was great. Thank you. After the workshop I tried to open a stocks and shares ISA with Vanguard. It looks like … read more

How to pick stocks and shares: Webinar summary

Reading Time: 8 mins In this webinar, our founder and personal finance expert Jasmine Birtles is joined by The Times columnist Bill Kay, David Henry from Quilter Cheviot and Paul Clifford from Sanlam. They talk all about how to pick stocks and shares and how to kickstart your career in investing. Investing in individual companies and funds is a … read more

How to invest in commodities…and why you should right now

Reading Time: 9 mins Even if you are only a casual investor you will likely have heard of people who invest in commodities. The word ‘commodities’ immediately brings to mind Wall Street bankers urgently making trades in steel, corn and pork bellies in front of huge computer screens. However, the truth is far simpler. A commodity is a raw … read more

Single, Childless, and Paying Through the Nose

Reading Time: 5 mins It’s well-known that having children is no cheap affair. Being childless not only means you’ll have a lot more spare cash, but you’ll have more free time to focus on your career, or other personal goals. This can be great until you hit retirement age. As you get older, not having children around can mean … read more

The Difference Between a Mutual and a Bank

Reading Time: 3 mins We’ve all heard of banks – but do you know what a mutual is? You probably already know about them, without realising it! Here, we cover the main differences between a mutual and a bank, and why you should consider using a mutual for some of your savings strategy. The History of Mutuals Mutual and … read more

How to choose high dividend shares

Reading Time: 11 mins if you’re looking for a regular income, or you want a successful investing strategy, one of the best things you can do is to invest in high dividend shares. If you are growing your wealth a great tactic is to invest in high dividend shares and use the dividend payments to re-invest in the company. … read more

Should You Invest in Penny Shares?

Reading Time: 4 mins If you’re looking to invest in shares, you might not know where to start. How much should you invest, if you’re a beginner in this area? What platforms should you use to manage your investments? If you’re wondering about these questions, this might be a good time to introduce yourself to “penny shares” – essentially, … read more

Coronavirus and the stock market: what should you do with your investments?

Reading Time: 5 mins Coronavirus and the stock market is all the news seems to talk about right now. It’s easy to start getting worried – but wait! “Should I sell my shares and ditch my pension?” is the question we’re hearing from readers all over social media. My answer is the same as Warren Buffett‘s: “Be fearful when others … read more

Stakeholder pensions – simple, cheap and worth having

Reading Time: 5 mins Stakeholder pensions are cheap, easy, and upfront about what they invest in. Anyone can have one, and you can make regular contributions or just put in what you can afford each month. For anyone who has ever worried that pensions are too complicated – they were designed to be your solution.   What is a … read more

A Pension in Your 20s Means TENS OF THOUSANDS EXTRA in Retirement!

Reading Time: 6 mins Paying into a pension in your 20s will make a huge difference to your future. Yet, over 10% of women and 8% of men aged 20-29 opt out of their workplace pension scheme. If you’re one of them, it’s time to reconsider: sacrificing some cash now will make you RICH in retirement. From compound returns … read more

Pension Limits Explained (And What to Do When You Reach Them)

Reading Time: 4 mins You pay into your pension every month – but did you know there’s a maximum amount each year you can put away? Or that there’s a lifetime limit? Here’s how pension limits work – and why paying into your pension as early as possible helps you build a large retirement fund. Annual and lifetime pension … read more

How to invest in corporate bonds (and why you should)

Reading Time: 5 mins Corporate bonds – like loans to companies – guarantee you a rate of interest over a fixed term. So, how do they work, and why should you consider investing in them? Your savings account isn’t giving you the best return on your money. Easy-access cash savings accounts don’t offer interest rates that match inflation: you’re … read more

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