Injury and illness can seriously upset your daily life, and is especially distressing when the cause is down to someone else. It’s so important to seek compensation when accidents happen, to make sure that your trauma, recovery and loss of earnings are reassuringly covered until you’re better.
Finding a lawyer that specialises in personal injury claims is the first step is ensuring your damages are properly repaid. They will have a professional experience of the claims system, and it will be in their interests to help you receive every penny you are entitled to.
However, despite their expertise as a qualified advocate, many people are worried about the consequences of taking legal advice instead of quickly accepting a settlement from the at-fault party. Here, Dakota Murphey provides you with some of the most common reasons why that is, and why you shouldn’t let them stop you from getting the compensation you deserve.
1. Hiring a lawyer will be expensive
No win no fee (also known as “conditional fee”) is practiced throughout the UK for all personal injury cases. That means that if your claim is successful, a percentage of your compensation will go to your solicitor. If you don’t win your case, you won’t owe your lawyer any money. If you have any troubles with a solicitor demanding otherwise, contact the Legal Ombudsman.
2. The at-fault party’s insurers are already offering you money
Don’t be fooled, while they may seem cooperative, ultimately the insurance firm is still looking to save costs. They will try and tempt you with an attractive-seeming offer, to dissuade you from seeking help to achieve the sum you actually deserve.
3. Making a claim is complicated and time-consuming
The initial paperwork can be daunting, but once this is complete, the process of claiming is actually very straightforward. Assuming there is no dispute about who is liable for the accident, the majority of cases are actually settled within a year. Hiring an experienced lawyer will mean that they do most of the work for you, minimising the stress and inconvenience on your part.
4. You will have to go to court
Most personal injury claims never reach a courtroom, as it’s almost always in the insurance firm’s interest to settle beforehand. Escalating the matter to court can incur costs and delays, which will usually have to be compensated for by the at-fault party, so unless there is a liability dispute, it’s unusual for insurers to take this route. If your case does end up in court, rest assured that it will not be in front of a large room with a jury, but a civil claims court with a single judge.
5. Claiming against your employer will affect your job
Negotiating with your employer is definitely more intimidating than resolving a traffic incident, but you shouldn’t worry. Employers have professional insurance to cover them in the event of workplace accidents, and will understand that it’s not your fault. Most firms will appreciate the difficulty of your situation, and if you do face repercussions from your claim, you can almost certainly make a further claim for unfair dismissal.
6. You won’t be able to receive non-emergency treatment until the case is over
Quite the opposite. Most insurers recognise that prompt care promotes a faster recovery, benefitting everyone involved. The full extent of your injuries and loss of earnings will not be known until your recovery is complete, so total damages will be confirmed once a medical professional gives you the all-clear.
Seeking the help of a professional personal injury lawyer will take the stress, emotion and confusion out of making a compensation claim. They will have helped many similar clients in the past, and already understand the best way to negotiate your case and secure you the compensation you need.
If you think you are entitled to a degree of compensation, it’s best to get advice sooner, rather than later. Incidents have a certain time limit in which you can claim damages, so don’t let it wait. Know that your initial consultation is completely commitment-free, and once you have gone through the details of your situation, both you and the solicitor can decide if you wish to pursue the case.
The most important thing is getting proper closure from incident, so you can continue with your life in comfort.