Although the UK’s high street shops are in the doldrums, it seems that more of us are buying products on our mobiles. A recent report from WorldPay has said that the mobile commerce market in the UK is set to double by 2022.
Despite these impressive figures, it’s evident that many people are still unaware of the dangers posed by buying goods and services on their mobiles. Whether you are booking a holiday on your smartphone, buying fashion accessories on a tablet, or purchasing in-game items when playing games, it seems that we can all learn a little more about keeping our sensitive financial data secure.
So what can be done to improve your mobile security? Firstly you should always do plenty of research about the brand before you hand over your financial details. There are many resources online that can help you find safe websites and apps for online purchases for any industry out there. For example, if you want to play mobile casino games, choosing the right mobile casino provider is the best thing you can do, so you know you are wagering real money at a safe place.
We will take a look a some of the tips and tricks you can do to stay safe online, but sometimes you’ll have to rely on your intuition.
Is The Retail Site Reputable?
If you are buying goods from a well-known brand like Amazon or Boots, then the chances are that you won’t be open to fraudulent activity. But if you are using your mobile to buy from lesser-known retail sites, then it’s always a good idea to do some simple checks.
You can always do some quick research on Google to see whether any other customers have had a positive or negative experience in dealing with an online brand. Sites like Trustpilot can give you a good overview of whether customers have been ripped off, or have received adequate service. Above all, if something about a retail site doesn’t feel right, then don’t use it.
Check Your Connection
Most of us will probably use our mobile devices to buy goods at home over our private Wi-Fi connection. And it should always be set up with your secret password to prevent anybody from eavesdropping on your retail activity.
But sometimes we might be tempted to buy goods on our mobiles while out and about. However, there are many risks associated with using public Wi-Fi networks. Whether you are using public Wi-Fi in an airport or a hospital, you should always try and limit the amount of exposure that your financial transactions receive. If you follow some of these public Wi-Fi safety tips, then you should be much safer in using your mobile to buy goods and services.
Is The Site Encrypted?
All decent retail sites will invest plenty of time and effort into ensuring that their customers can enter their personal information and payments without compromising their online safety. One of the simplest ways to see whether a retail site is secure is to check to see whether the website has ‘https’ at the start of the web address in the browser.
Having https in the web address means that there is a secure connection between the merchant and the customer. This tactic ensures that any activity is completely private and all financial data will be scrambled to keep it out of the hands of any eavesdroppers.
Other Simple Mobile Paying Tips
There are plenty of other simple things that you can do to keep safe when paying for goods online. Keeping your mobile operating system updated is a must as it will have the latest security technology. Plus making sure that you regularly change any passwords used for retail accounts is also hugely important.
So while a handful of consumers still rely on old fashioned methods of shopping such as buying records in a physical record shop, if you want to use your mobile, there are plenty of safe ways to do so.