MoneyMagpie

Sep 06

Unbelievable luxuries for the budget conscious

Most people equate being on a budget with buying the cheapest products, going on budget breaks in leaky tents, and driving old bangers! However, what if I were to tell you that even the most budget conscious of you could afford some high end treats? Well, that is precisely the point of this post, and all you need to do is read on to find out more!

 

A Luxury Holiday

Self-drive, self-catering, with cereal for breakfast – that is what all holidays makers on a budget should choose right? Well, not necessarily because depending on a range of factors you may be able to a much more luxurious option for the money you have to spend.

Firstly, regarding getting there and home again, don’t assume that a self-drive or flying economy is the cheapest route, especially if there is a group of you travelling and you aren’t going a huge distance. This is because you may be able to pick up a bargain flight by using a comparison app. Although, you may even want to take a look at something like this Air Charter Service for your trip. The reason being that leasing your very own jet for the journey could be a lot cheaper than you think!

Additionally, when it comes to self-catering breaks, they can actually end up costing a lot more than you bargained for. Yes, these seem cheaper at the time of booking. However, for those cost of two-weeks self-catering in Greece in high season you can go for an all-inclusive luxury holiday off season instead and not have to pay a single penny when you get there. Yes, such a trip that may seem like an unbelievable luxury, but it is one that is both viable, and makes the best use of your money possible.

 

A New Car

Old banger

You don’t have to settle for an old banger, even if you are on a budget.

That new car smell is so distinctive, and the crack of the brand new leather on the seats a real joy. However, those on a strict budget don’t often think about treating themselves to a new vehicle. In fact, we have been conditioned to believe that spending our money on a second-hand car that has low mileage, is from a reliable manufacturer, and has a good history is the way to go.

However, if you look into this matter further, the second-hand option may not always be the best value, especially if can’t buy it outright and need to take a loan out to cover the cost. In fact, you may wish to go for a brand new car and pay via personal contract purchase (PCP) instead.

The reason is that with PCP you get a brand new car, that will have an extended warranty. What this means is that in the unlikely event that anything does go wrong, you will be covered and won’t have to find the money out of nowhere to pay for repairs.

Your PCP cost will also be a set price each month, which can often be less or equal to a loan payment that you would make on a second-hand vehicle. If you’re super smart and wait until the manufacturer has a promotion you can get £1000s off the ticket price too, and even grab a cashback offer on top as well, making a new car a more than affordable luxury.  

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