MoneyMagpie

Jul 28

Why you need to get travel insurance

Reading Time: 2 minutes

This week MoneyMagpie: Alessia, tells us why she’s glad she decided to get travel insurance policy….

Ever wondered how you’d feel if you lost all your luggage on holiday? This weekend, I didn’t need to wonder. It happened and I lost almost everything.

I’d gone for a weekend away in Greece to stay with a friend who was working abroad for a few months. We’d had a lovely weekend, strolling through a bit of tourism and island hopping without a hitch. However on the last day it all went horribly wrong.

We’d decided to go to the airport via the beach and the temple of Poseidon on the coast southeast of Athens. The temple was picturesque and the weather splendid, so we thought we’d just stop for a quick dip in the sea. We parked the rental car in the sand dunes with all the locals and left it locked with all our suitcases in the boot. When we got back to the car we though we saw from afar that one of us had left the window open. But we hadn’t – it had been smashed and everything grabbed out the boot of the car.travel insurance

Luckily I had my handbag with me and so I still had my wallet with had one card (I’d divided my credit cards between my two pieces of luggage so that if one was stolen I’d still have one spare), along with my driving license, which I’d separated from my passport and my EHIC european health card. I also had my camera, a change of underwear, a hat and a dress.

They got my passport, my spare phone (I’d taken an old one with me in case it was stolen), all my cosmetics, clothes and other electricals.

I was fairly lucky, my friend had everything he brought with him stolen, apart from a pair of shoes, swimming trunks, one polo shirt and a sock.

We called the police immediately and spend a good two hours at the police station waiting for them to write up the report. I cancelled the credit card I had lost straight away and my friend had all of his cards registered with a card security provider so only had to make one call to cancel them. They cancelled all of the ones he had lost and organised for replacements – it was so easy. Once we had the police report we managed to get back into the country without our passports and we had what we needed to make an insurance claim once we were back home.

All in all we’d lost about £2,500 worth of possessions, including two digital cameras and an iPhone. But we both had travel insurance so we’ll get the cash back. And I can’t tell you how thankful I am that I shelled out £80 for my insurance – it’s really is good value for money. No one should travel without it!

Don’t regret that you didn’t get travel insurance, read our article: What is Travel Insurance.

 

To compare prices of travel insurance check out GoCompare.

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Louis Prudent
Louis Prudent

Travel Insurance is insurance that is intended to cover medical expenses and financial (such as money invested in nonrefundable pre-payments) and other losses incurred while traveling, either within one’s own country, or internationally.

Louis Prudent
Louis Prudent

Travel Insurance is insurance that is intended to cover medical expenses and financial (such as money invested in nonrefundable pre-payments) and other losses incurred while traveling, either within one’s own country, or internationally.

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