7th Aug 2024
Updated 7th August 2024 A Lifetime ISA (LISA) can help you buy your first home or save for retirement. A whopping 25% Government bonus gets paid on your savings – who can say no to free money?! There are, of course, some caveats. Here, we break down the LISA rules and whether you should consider…
29th Feb 2024
There’s really no secret to it – saving is all about living within your means and putting whatever is left over into a high-interest savings account. However, there are a few rules you need to learn first. Once you have got those under your belt it’s simply a question of putting money away regularly and…
13th Feb 2024
Did you know that single households (those living alone) are the second most common type of household in the UK, accounting for almost 1 in 3 (30%) UK households in 2022. That’s 8.3 million households all together. One in three…who’d have thought? Certainly if you go to the supermarket or try to book a holiday…
7th Dec 2023
Money makes the world go round. As much as we like to think money doesn’t control our lives – it’s a huge part of the every day. That’s why it can be so upsetting when you fall victim to a scam or fraud. Here is our A to Z of scams to be aware of,…
6th Jul 2022
Free money. It doesn’t exist right? Wrong…well, you can get back money you didn’t know you had. That certainly exists. Millions of pounds-worth of it in fact! An easy way to make money is by looking for old accounts, lost pensions and missing assets. You might be surprised at what’s there for you. Plus, we’ve…
2nd Mar 2022
ISA usage has grown in popularity recently, after losing customers when the Personal Savings Allowance was launched in 2016. After that tax break was introduced, ISA use dropped by 13% in a year. Finally, the number of ISA accounts opened has finally risen above pre-2016 levels as a total of 13m ISA accounts were opened…
16th Feb 2022
Should I set up a Junior ISA (JISA) for my child? The answer is probably yes. These long-term savings accounts mean you can put together some tax-free cash for your child. Whether it be for university fees, travelling or a down payment on a house – you’ll be setting them up well. They are also…
1st Feb 2022
The Junior ISA is a great way to make your child rich. Find out the rules here and how you can use them to build up a great pot of cash for your little one.
1st Feb 2022
Preparing for your retirement funds may feel odd if it’s a long way off – or worrying, if you’re close to retiring. Arming yourself with info about investment options helps take away the worry. One consideration is whether you should invest in a SIPP vs ISA. What are they, what’s the difference, and which is…
1st Feb 2022
Most people aim to enjoy their retirement after decades of hard work preparing for it. Unfortunately though, the current state pension only provides a yearly income of £9,110.40. Making it essential to have additional retirement plans in place to continue to live a similar quality of life into your retirement. You can check your state…
25th Apr 2021
It’s well-known that having children is no cheap affair. Being childless not only means you’ll have a lot more spare cash, but you’ll have more free time to focus on your career, or other personal goals. This can be great until you hit retirement age. As you get older, not having children around can mean…
24th Apr 2021
We’ve all heard of banks – but do you know what a mutual is? You probably already know about them, without realising it! Here, we cover the main differences between a mutual and a bank, and why you should consider using a mutual for some of your savings strategy. The History of Mutuals Mutual and…
