19th Mar 2025
If you’re looking for a way to generate passive income every month, an Innovative Finance ISA might just be the secret weapon you need. With interest rates as high as 18%, this type of ISA could help you target a handy £500 per month in passive income—without eating into your capital. In this guide, we…
19th Mar 2025
Penny stocks are low-cost stocks that allow investors to get involved with small companies without needing a large amount of initial capital. Some investors see them as an exciting way to make big profits quickly, while others warn of their high risks. But if you’re keen to explore this corner of the stock market, you’re…
18th Mar 2025
Exchange-traded funds (or, ETFs) have risen in popularity over the last few years, offering a simple way to gain exposure to different markets. But if you’ve been diving deeper into the ETF world, you may have come across leveraged ETFs and inverse ETFs. These sound exciting—multiplying your gains or profiting when the market drops? Yes,…
11th Mar 2025
An Innovative Finance ISA (or IFISA) is a tax free savings-account that allows you to invest in peer-to-peer lending platforms and earn interest from borrowers. This type of ISA typically comes with high annual returns, but also high risk! So, are IFISAs worth it and should you open one in 2025? Understanding IFISAs First things…
8th Mar 2025
Given Valentine’s Day has been and gone, we thought that now is the perfect time to take a closer look at the ins and outs of joint accounts. In this article we’re going to explore joint savings, joint investment, and joint bank accounts. Plus, we’ll touch on all of the things you need to be…
6th Mar 2025
Sponsored post Investing into a stocks and shares ISA is a cheat sheet for tax-free returns. In the UK, you can invest up to £20,000 per year into the stock market, through an ISA, and pay £0 to the tax man! However, many stocks and shares ISAs come with rigid withdrawal guidelines which make it…
5th Mar 2025
Gold has been a symbol of wealth for centuries and is a pretty smart way to protect the value of your wealth in 2025. But here’s the thing: you don’t need to stash away gold bars in a secret vault to benefit from its value. Investing in gold stocks is a smarter, easier, and far…
2nd Mar 2025
ISA usage has grown in popularity recently, after losing customers when the Personal Savings Allowance was launched in 2016. After that tax break was introduced, ISA use dropped by 13% in a year. Finally, the number of ISA accounts opened has finally risen above pre-2016 levels as a total of 13m ISA accounts were opened…
27th Feb 2025
If you’ve been diligently stashing your hard-earned money into a Cash ISA, recent murmurs from the government might have you feeling a tad uneasy. Chancellor Rachel Reeves is reportedly considering a significant reduction in the annual Cash ISA limit, potentially slashing it from £20,000 to just £4,000. This proposed change aims to encourage more of…
25th Feb 2025
Despite common belief, a traditional pension is not the only way to save for a comfortable retirement. There are actually many different ways that you could save for retirement, including investing in an ISA (or individual savings account). Using an ISA to save for retirement offers tax-free returns on the money that you invest. However,…
20th Feb 2025
The FTSE 250 is a share index consisting of 250 companies listed on the London Stock Exchange (LSE). The 250 is typically more volatile than its FTSE 100 cousin, and is often the index of choice for investors looking to put their faith in smaller, growing companies. So, why do you need to know about…
17th Feb 2025
In a world where the cost of living keeps going up, planning for your child’s future has never been more crucial. One of the most effective tools at your disposal is the Junior Individual Savings Account, commonly known as the Junior ISA. As we step into 2025, it’s essential to understand how Junior ISAs can…
