Jasmine Birtles
Your money-making expert. Financial journalist, TV and radio personality.

A series of investment podcasts by MoneyMagpie
Could the investment winners of the next decade look completely different from the last one?
In this episode of MoneyMagpie Invest Jasmine Birtles speaks to Russ Mould from AJ Bell to explain why some investors are becoming more interested in commodities and hard assets in today’s environment
In this episode, Jasmine Birtles (founder of MoneyMagpie and leading consumer finance expert) is joined by financial analyst Nick Hubble to break down the sudden volatility in oil prices - and why the Strait of Hormuz has the world on edge.As geopolitical tensions rise in one of the most critical shipping routes on the planet, oil markets are reacting fast. But what does that actually mean for your fuel bills, inflation, and the wider economy?Jasmine and Nick explain:👉 Why the Strait of Hormuz is so important to global oil supply👉 What’s really driving the latest price swings👉 Whether we could see a major oil shock👉 How this could impact everyday costs in the UK and beyond👉 What smart consumers and investors should be watching right nowWith decades of experience in personal finance and macro trends, Jasmine brings a consumer-first lens to the story - cutting through the noise to explain what matters for your wallet.
Could US tariffs quietly push up your everyday costs?
In this episode, Jasmine Birtles - founder of MoneyMagpie and a trusted personal finance voice - sits down with John Butler ex Managing Director and Head of the Index Strategies Group at Deutsche Bank will sit down to explain what American tariffs really mean - and why they matter right now.
With decades of experience across global markets, John breaks down how tariff decisions in the US can ripple across economies, affecting inflation, investments, and even the price of goods in the UK. Jasmine translates the big-picture economics into clear, practical advice to help you stay ahead.
In this episode:👉 What tariffs are (and why they’re back in the headlines)
👉 How US policy decisions affect UK prices
👉 The potential impact on inflation and investments
👉 What you should do now to protect your finances
If you’re worried about rising costs or want to understand what’s coming next, this is essential viewing.
In this episode of the MoneyMagpie Invest Podcast, I’m joined by Tim Price from Price Value Partners to discuss the global economy, the Suez Crisis parallel, the future of the US dollar, stagflation, gold, silver, commodities, bonds, inflation, debt, and why real assets may be the place to be now.Tim explains why today’s geopolitical and monetary backdrop looks eerily similar to the 1970s, why the petrodollar system may be weakening, and why gold, silver, mining stocks and broader commodities could outperform in the years ahead. We also talk about why bonds look increasingly unattractive, how debt is reshaping the investment landscape, and what investors may need to do now to protect themselves.If you’re worried about inflation, government debt, currency devaluation, or the future of markets, this is a conversation worth watching.
Oil prices, gold, Bitcoin, bond yields, inflation and government debt are all colliding at once. In this episode, I speak to Charlie Morris about why rising oil prices could trigger a recession, why government borrowing is becoming a major risk, and why gold and Bitcoin may become even more important in the months ahead.Charlie explains how oil shocks have historically hit markets, why private credit stress matters, what higher bond yields could mean for investors, and how his BOLD Fund is currently positioned between Bitcoin and gold. We also discuss Trump’s market-moving comments, why debt levels in the UK, France and the US are becoming harder to ignore, and what investors should be doing when volatility starts to rise.This is a timely conversation for anyone worried about inflation, market instability, commodities, alternative assets, recession risk, or where to put money in an increasingly uncertain world.#OilPrice #Gold #Bitcoin #Investing #Commodities
Gold is usually the asset investors run to when the world gets more dangerous. So why hasn’t it surged harder during the Iran conflict?In this episode, I’m joined by Andrew Foster from Bullion Club to break down what’s really happening in the gold market, why the US dollar has stayed strong, how oil prices and inflation could change everything, and why I still believe gold has strong long-term potential.We discuss how war affects gold, why central banks hold it, what rising inflation could mean for interest rates, and whether institutions will eventually move back into gold as uncertainty grows.If you’re wondering whether gold is still worth holding, whether it could hit new highs, and what the wider economic picture means for your money, this episode is for you.
How safe is your pension if the US stock market bubble bursts?Are UK pension funds storing up serious risk? In this episode of the Money Magpie Invest podcast, I’m joined by Ben Ashby, CIO of Henderson Rowe, to discuss the growing danger in the US stock market, the hidden concentration risk inside supposedly diversified portfolios, the weakness in UK pension structures, and why the Bank of England is losing credibility with many investors.We discuss the concentration risk hiding inside global funds, the danger in US tech and AI stocks, the long-term weakness in the UK pension system, and why the bond market may be telling us something politicians and institutions would rather ignore.
The UK’s national debt is now around £2.9 trillion.That’s not millions. Not billions. Trillions.In this episode, I’m joined by Jamie Jenkins to break down what that actually means — debt to GDP at 93%, falling GDP per head, rising unemployment, and over £100 billion a year just in interest payments.We discuss immigration and public finances, the tax burden, energy costs, business flight, and whether the gilt market could eventually lose confidence.If the UK were a household, would it already be bankrupt?This is a serious conversation about Britain’s economic future — and what it means for you.
Rachel Reeves has just received what looks like good news — a £30 billion boost to the public finances.But is this really a turning point for Labour, or just a temporary reprieve?In this episode, I’m joined by Helen Thomas, founder of Blonde Money, to unpack the Spring Forecast, Labour’s growing internal fractures, the risk building in the gilt market, and what investors should actually be doing in a higher-inflation world.We discuss UK debt, refinancing risk, the Gorton & Denton by-election, and whether this government can realistically survive a full term.If you care about UK politics, financial markets, and protecting your investments — this is essential viewing.
Are we really preparing for war in 2027 — or is something else going on?In this episode, Jasmine Birtles is joined by Nick Hubble, editor of The Fleet Street Letter, to discuss Europe’s rising defence rhetoric, the economic reality behind war spending, and why the real opportunity for investors might not be arms companies… but energy.We cover drones, European debt, U.S. defence dominance, and whether fracking could make a comeback across Europe.If you care about geopolitics, investing, and where the next big shift is coming from - this is essential listening.Subscribe, like, and comment - I always read your thoughts!
Are we nearing the end of the fiat currency era?In this episode of MoneyMagpie Invest, Alasdair Macleod explains why today’s financial system may be approaching a breaking point - drawing parallels with the collapse of the Weimar Reichsmark and the explosive rise in gold that followed.The gold and silver markets are crashing, and investors are panicking. In this eye‑opening episode of MoneyMagpie Invest, Jasmine Birtles sits down with London Stock Exchanges' Alasdair MacLeod to uncover the truth behind the turmoil.
While most headlines focus on US politics and Europe, a potentially far bigger financial story has been unfolding in Japan and it could have serious consequences for the UK and global markets.In this episode of MoneyMagpie Invest, Jasmine Birtles is joined by Nick Hubble, editor of The Fleet Street Letter, to explain why turmoil in the Japanese bond market is a warning sign the mainstream media is largely ignoring.Nick explains how Japan is experiencing a moment eerily similar to the UK’s Liz Truss bond crisis, with government borrowing costs rising sharply - not just in size, but in speed. And as history shows, it’s often the pace of bond market moves that causes systemic risk.
Is property still worth investing in - or has the market changed for good?In this episode of MoneyMagpie Invest, Jasmine Birtles is joined by Cameron Jerome a property developer and investor, to break through the headlines and explain what’s really happening in the UK property market right now.With mixed news around house prices, interest rates, and landlord costs - especially in London - many individual investors are unsure whether property still stacks up as an investment.Cameron argues that one major myth needs to be challenged first:property is not passive.In this conversation, we explore:👉 Why simply “buy and hold” hasn’t worked well in recent years👉 The difference between passive investing and value-add property deals👉 Why price, not timing, matters most👉 How auctions can work - if you do the due diligence👉 Why interest rates and debt costs have changed the rules👉 How professional investors think about exit strategies firstWe also discuss why, despite negative headlines, major institutions like Blackstone and Legal & General continue buying large amounts of UK property - and what individual investors should (and shouldn’t) take from that.This episode is about fundamentals, realism, and understanding risk - not hype.
Could stablecoins change money forever - and give governments unprecedented power?In this episode of MoneyMagpie Invest, Jasmine Birtles is joined by Nick Hubble, editor of the Fleet Street Letter, to explore one of the biggest (and most unsettling) shifts happening in global finance.From the slow death of fiat money to the rise of US dollar stablecoins, Nick explains why the type of money we use shapes everything - from inflation and investment returns to government power and personal freedom.Are we heading towards a one-world currency? Could stablecoins trigger bank runs, undermine governments, and reshape global markets? And what does all this mean for investors today?This is a must-watch conversation for anyone trying to understand where money - and power - may be heading next.Disclaimer: Nothing discussed in this video should be taken as financial advice. Always do your own research or speak to a qualified financial adviser before making investment decisions.
In this episode Jasmine Birtles sits down with former Pensions Minister Sir Steve Webb to unpack the UK state pension triple lock, the pensions crisis, retirement poverty, auto-enrolment and workplace pensions. We dig into whether Britain is living in a “fool’s paradise” on pensions, why 14 million workers are on track for a lower standard of living in retirement, and what happens if the government scraps or scales back the triple lock.Sir Steve explains the real numbers behind “under-saving”, what a rising state pension age means for your retirement plans, and how linking pensions to earnings or inflation could leave millions of pensioners poorer. We also discuss the gender pension gap, why women’s private pensions lag behind men’s, and how state pension reforms have changed outcomes.We talk about auto-enrolment, workplace pension fees, master trusts and why charges are now much lower than they used to be. Steve shares his views on salary sacrifice cuts, the importance of policy stability for long-term investing, and why defaults often work better than “incentives” for most savers.Finally, we look at adult financial education, the lack of investment knowledge, the potential of pensions dashboards and apps, and practical ideas to help today’s pensioners access support like pension credit and housing benefit.If you care about the future of the UK state pension, retirement income, investing for the long term and avoiding poverty in old age, this conversation is essential viewing.#StatePensionCrisis #UKPensions #RetirementPlanning #InvestingForTheFuture #MoneyMagpieInvest
In this episode of the MoneyMagpie Invest podcast I talk to Elliot Keck from the TaxPayers’ Alliance about UK tax, the latest budget, Rachel Reeves, Keir Starmer, welfare, benefits, high earners leaving Britain, stealth taxes, the cost of living crisis and our broken incentives to work.We discuss how this budget shifts money from the productive private sector to an ever-growing welfare state, why nine million people are now economically inactive, and how punitive marginal tax rates, frozen thresholds and minimum wage hikes are discouraging work, investment and entrepreneurship.Elliot explains the £71,000 benefits comparison, why the top 1% are paying a smaller share of income tax, why millionaires and young professionals are leaving the UK, and what tax reforms he’d make as Chancellor – from freezing welfare and public sector pay to scrapping stamp duty and inheritance tax, fixing the £100k tax trap, and cutting taxes on low earners so work actually pays.Nothing in this video is personal financial advice – it’s information and opinion only.https://taxpayersalliance.com/
In this episode of MoneyMagpie Invest, Jasmine Birtles speaks with economist Vicky Pryce about UK economic decline, ageing demographics, rising debt, falling productivity, tax policy, pensions, and the long-term future of growth in Britain. We explore why the UK has mismanaged its transition away from manufacturing, how the ageing population will strain public finances, and what evidence-based policies could revive the economy.Vicky also discusses the core ideas in her new book Mismanaged Decline, including demographics, investment, migration, productivity, skills, industry, and the crippling cost of debt interest. We look at taxes, incentives, welfare, inequality, pensions, and why governments refuse to talk about the coming crisis.This is a deep dive into the real issues facing Britain - and what needs to change before it’s too late.
Japan’s debt crisis, collapsing currency and surging bond yields may be the biggest warning sign for Britain’s financial future. In this episode of the Money Magpie Invest Podcast, Jasmine Birtles speak with Nick Hubble - editor of the Fleet Street Letter and analyst at South Bank Investments - about Japan’s 260% debt-to-GDP burden, its crashing yen, and why a Japanese sell-off of foreign assets could hit the UK markets hard.We break down the risks facing the Bank of Japan, the impact of its decades of money printing, and how a sovereign debt crisis in Japan could trigger capital repatriation, rising UK gilt yields, and a shock to government borrowing. Nick explains why Japan has defied gravity for so long, what finally pushed it into crisis this year, and how political change is accelerating the danger.We also explore what this means for the UK economy, inflation, future budgets, the bond market, global investment flows, and the West’s demographic and fiscal challenges. A deep dive into a crisis unfolding in real time - and why it matters for every UK saver, investor and taxpayer.
The MoneyMagpie Invest Podcast returns with a deep dive into UK stagnation, US stock market bubbles, the FTSE 100 vs S&P 500 debate, inflation, and what investors should actually do in 2025. In this episode, Jasmine Birtles sits down with John Butler - former managing director and investment strategist at Lehman Brothers and Deutsche Bank, and writer of the Amphora Substack - to break down what's really happening beneath the headlines.We explore why the UK economy is stagnating, how per-capita income has been falling for years, why taxation and regulation are choking growth, and why the FTSE 100 remains undervalued despite global turmoil. John also explains how the S&P 500 has become dangerously concentrated in the Magnificent Seven, why US markets are inflating a “bubble within a bubble,” and what history tells us about stock market mania, yield-curve warnings, and credit market stress.Most importantly, we discuss what investors should actually do: how to build a defensive portfolio, which sectors hold up in inflation, where genuine income comes from, and why sitting in cash is a guaranteed way to lose value as fiat currency erodes.If you're trying to understand the truth about UK stagnation, US market risk, defensive investing, and global economic reality - this episode of the Money Magpie Invest Podcast is essential.
Fiat currency collapse, a historic credit bubble, systemic risk, gold, silver and the end of the current financial system are exactly what I dig into in this MoneyMagpie Invest episode with Alasdair Macleod. We talk about why every fiat currency in history has died, why this credit bubble looks bigger than anything we have seen before and what happens to ordinary savers when the system finally snaps.In this conversation, Alasdair explains how debt, money printing and leverage have created a huge global bubble in credit and equities, why the dollar and other major currencies are at the centre of the problem and why he believes we are now in the end game for fiat money. We look at historic episodes like Weimar Germany, the Great Depression and previous credit implosions and ask whether today’s mix of record debt and political paralysis is even worse.I ask Alasdair what this means for pensions, savings, bonds and the stock market, and why he believes that equities and paper assets are still just forms of credit. We discuss physical gold and silver as monetary metals, why he thinks exchange traded funds and paper claims are not enough and why commodities may be massively undervalued when priced in real money. We also touch on central bank digital currencies, capital controls, UK tax policy, the welfare state and what a reset back to sound money would really involve.If you want to understand what it means when the bubble bursts and how to think about protecting yourself with tangible assets rather than promises, this episode will help you see the bigger picture behind the headlines.
The UK government’s new investment and net zero plans could add over £6.7 trillion in hidden debt — 230% of the UK economy. In this episode, Jasmine Birtles speaks with banking consultant Bob Lyddon, whose research for the Institute for Research into Economic and Fiscal Issues exposes how the government is quietly funding £1.6 trillion in projects through shadow borrowing, leveraged finance, and foreign lenders like China and BlackRock.They reveal how these debts won’t appear in official statistics, how repayments are buried in energy bills and taxes, and how Labour’s green spending plans could tie the UK into 30 years of financial dependency and rising costs.
Are company directors about to be pushed into digital ID without realising it? From the new “One Login” system to talk of a government digital wallet, there’s a quiet shift happening in how we’re asked to prove who we are - and Alan Miller from the Together Declaration says it could have major consequences for privacy, small business and personal freedom.In this episode, I speak with Alan about the government’s plan to make digital verification mandatory for company directors, the role of Companies House, and why so many entrepreneurs are uneasy about the idea of a centralised ID. We also discuss data breaches, privacy protection, analogue alternatives, and why transparency and consent should come before convenience.This isn’t about fear - it’s about facts, and making sure we all understand what’s being proposed before it quietly becomes the norm.
Gold isn’t just a store of value anymore - it can now earn you interest. In this episode of MoneyMagpie Invest, Jasmine Birtles speaks with Keith Weiner, CEO of Monetary Metals, about how investors can earn around 4% annual interest on their gold holdings through gold leasing.We discuss how Monetary Metals operates, the mechanics of gold leasing, the associated risks, and how this compares to traditional savings accounts. Keith explains the global demand for gold, why people in unstable economies are turning to it, and what protections investors have - including insurance and daily inventory reporting.
In this episode of MoneyMagpie Invest, Jasmine Birtles speaks with Ben Ashby, Chief Investment Officer at Henderson Rowe and former JP Morgan banker, about the global economy’s next big test. They discuss rising debt levels, inflation dynamics, stagflation, and whether the 2025 economic cycle could end in a crash. Ben shares his outlook on gold as a safe-haven asset, the growing risks in big tech, and why value investing and patience may be the smartest strategies right now.
This MoneyMagpie Invest discussion breaks down how investors can navigate high debt, policy confusion, and slowing growth with practical insights into protecting wealth during volatile markets.
Please remember that nothing that is said in this podcast should be taken as financial advice. It's financial information only.
In this episode of MoneyMagpie Invest, Jasmine Birtles sit down with commentator James Melville to expose what’s really behind the push for Digital ID and Central Bank Digital Currencies (CBDCs). We unpack how government overreach, surveillance technology, and financial control are converging into a single system - one that could monitor everything we earn, spend, and even say.James explains how Keir Starmer’s proposed “Digital ID” isn’t about safety or convenience - it’s about control. From Tony Blair’s early ID schemes to Sunak’s CBDC agenda, this conversation reveals the global network - from the EU and WEF to Big Tech - driving this shift toward a digital surveillance state.They also discuss how citizens can resist - through campaigns, local action, and clear communication - and why standing up now could decide the future of personal freedom, money, and democracy itself.
In this episode of MoneyMagpie Invest, Jasmine Birtles sit down with commentator James Melville to expose what’s really behind the push for Digital ID and Central Bank Digital Currencies (CBDCs). We unpack how government overreach, surveillance technology, and financial control are converging into a single system - one that could monitor everything we earn, spend, and even say.James explains how Keir Starmer’s proposed “Digital ID” isn’t about safety or convenience - it’s about control. From Tony Blair’s early ID schemes to Sunak’s CBDC agenda, this conversation reveals the global network - from the EU and WEF to Big Tech - driving this shift toward a digital surveillance state.They also discuss how citizens can resist - through campaigns, local action, and clear communication - and why standing up now could decide the future of personal freedom, money, and democracy itself.
In this episode of MoneyMagpie Invest, Jasmine Birtles speaks with Simon Popple, founder of The Gold Programme and author of The Beginner’s Guide to Investing in Gold, about the future of gold investing in today’s volatile markets.They discuss whether it’s too late to invest in gold, the main market drivers pushing prices higher from inflation and debt to falling interest rates and why central banks are stockpiling gold. Simon explains how to build a diversified gold portfolio, the crucial differences between gold mining companies, and how gold can act as a proxy for cash in times of crisis.This episode offers a grounded, practical guide for anyone seeking financial stability, long-term wealth protection, and high-conviction investing during economic uncertainty.Get 10% off the Gold Programme by putting in the code JASMINE in the check-out at https://www.goldprogram.co.uk/. Offer ends 31st October 2025
I’m Jasmine Birtles and this is the MoneyMagpie Invest podcast - today with financial cycles expert Akhil Patel. We dig into the 18.6-year market cycle, why a potential 2026 peak matters, and what it means for property, stocks, gold, land values, interest rates, and risk management.In this episode, I introduce Akhil and his work on cycles, then we map the current stage of the cycle (boom → mid-cycle slowdown → mania → bust). We discuss signals to trim risk, build cash reserves, set portfolio exits, and avoid the “winner’s curse.” We also touch on how government policy interacts with land prices, why precious metals can shine in downturns, and when to look for value after the reset. As always, this is financial information, not advice, you must do your own research.
The U.S. economy, the S&P 500, and the global dollar system are under pressure — but are we already in recession? Former Lehman Brothers and Deutsche Bank MD John Butler joins me on the MoneyMagpie Invest Podcast to give his expert view.John, who now runs the Amphora Report Substack, explains why America’s growth is faltering, how a handful of tech giants are driving the S&P 500, and what that means for investors. We discuss Federal Reserve interest rate cuts, Trump’s tariff strategy, the weakening dollar, and whether gold could reclaim its role as the world’s reserve currency.We also dive into U.S. debt, the risks of market concentration, the power struggle between the Fed and Trump, and whether BRICS could push the world toward a gold-backed system. Finally, John shares how to invest wisely in this environment: focus on value, dividends, energy, utilities, and healthcare — not overhyped stocks.This episode is packed with insights on America’s economy, global markets, and the future of money.
Welcome to the MoneyMagpie Invest Podcast with me, Jasmine Birtles, founder of MoneyMagpie.com. Each week, I sit down with leading voices in finance, economics, and politics to uncover what’s really going on in our economy and how it affects your money.In this episode, I’m joined by Elliot Keck, Head of Campaigns at the TaxPayers’ Alliance, to dig into the chaos surrounding Labour’s upcoming budget. Scheduled for November 26th, this budget could be one of the most controversial in decades.Elliot explains why Britain may be heading for a “poll tax moment” as the government looks at targeting property, ISAs, and middle-class savings - while refusing to cut public spending. We discuss the dangers of wealth taxes, the potential for mass protests, and why reckless fiscal policies are threatening Britain’s fragile economy.From property tax proposals and ISA caps to soaring national insurance and capital gains taxes, Elliot argues that Labour’s approach risks punishing hard-working savers and business owners, while leaving government waste untouched. Could this budget topple the government, spark nationwide protests, and push Britain deeper into economic decline?If you care about your savings, your property, or the future of the UK economy, this is a conversation you won’t want to miss.
Britain faces a looming energy crisis with rising costs, fragile security, and the risk of nationwide blackouts. In this Money Magpie Invest podcast, I speak with Mark Draper, one of Britain’s top electricity executives, about the dangers of over-reliance on renewables, the failures of net zero policy, and why a UK blackout could take three days to fix. We explore the real costs loaded onto consumers, the threat to energy independence, and what investors need to know about the future of Britain’s electricity sector.
#EnergyCrisis #Blackouts #NetZero #Investing #UKEconomy
In this episode of the MoneyMagpie Invest podcast, Jasmine Birtles speaks with Jim Ferguson, founder of Freedom Train International and international ambassador for Advance UK. We discuss the French economy’s collapse, IMF intervention, mass illegal immigration, government waste, the push for central bank digital currencies, and the rise of populist leaders like Marine Le Pen. Jim also explains the wider European crisis, the failures of Macron’s government, and what this means for Britain, the EU, and global markets.#MoneyMagpieInvest #FranceCrisis #MarineLePen #CentralBankDigitalCurrency #EuropeanEconomy
In this episode of the MoneyMagpie Invest podcast, I speak with Sir John Redwood, former cabinet minister and top investment strategist, about Britain’s economic crisis. We discuss Rachel Reeves’ budget mistakes, the £40bn black hole in productivity, and why government policy on pensions, net zero, and taxation is stifling growth. Sir John explains the real impact of Brexit, the dangers of over-taxing jobs and wealth, and how de-industrialisation threatens the UK’s future. We also cover bonds, shares, and where investors should look for opportunities in a turbulent global economy.
#MoneyMagpieInvest #Economy #UKPolitics #Investing #Finance
Economist Catherine McBride joins Jasmine Birtles to break down the truth about Brexit, Britain’s broken tax system, destructive energy policies, and the myths driving economic debate. From the reality of trade after leaving the EU, to the self-inflicted damage of windfall taxes, stamp duty, and death duties, Catherine reveals why the UK is losing investment to the US. She exposes how bad policy, lockdown missteps, and over-regulation are crippling growth — and what must change for Britain to recover.
#UKeconomy #BrexitDebate #Investment #TaxReform #EconomicPolicy #MoneyMagpieInvest
In this episode, Jasmine Birtles speaks with Ziad Mabsout, co-founder and CEO of Vennre, about how high earners can access private equity and venture capital opportunities that were once exclusive to the ultra-rich. We discuss vetted, curated investments, risk management, and how Henry’s (High Earners, Not Rich Yet) are using these tools to build long-term wealth.
Ziad founded Vennre to address the gap left by outdated portfolio models and legacy wealth management tools. With over $20 million in transaction volume already facilitated, Vennre is empowering a new class of self-directed investors to diversify into private markets without the need for private bankers or opaque structures.
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In this episode of MoneyMagpie Invest, Jasmine Birtles is joined by Andrew Foster from Bullion Club to discuss why gold is seeing such a surge in demand. With looming tax changes from Rachel Reeves, fears over pensions being dragged into inheritance tax, and growing speculation about cuts to ISA allowances, many investors are rushing to gold as a safe haven.
We explore how central banks - especially in China - are stockpiling gold and what that means for the global economy. Andrew shares insights into why everyday investors are now buying gold sovereigns, how looming tax reforms are driving people to protect their wealth, and why gold-backed currencies could soon reshape the financial system.
We also cover how families are using gold coins as a discreet way to pass wealth down tax-free, why people are drawing down pensions early, and what it means for you if you’re worried about inflation, inheritance tax, or the collapse of cash ISAs.
This conversation isn’t just for the rich - it's for anyone concerned about preserving wealth in uncertain times.
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#Gold #Investing #WealthProtection #Inflation #Pensions
In this bonus episode of MoneyMagpie Invest, I speak with tax expert Arjun Kumar about why Britain’s tax regime is driving out wealth creators, the dangers of excessive taxation, and what we can do about it.
We talk about inheritance tax changes, the non-dom exodus, the shocking 71% effective tax rate, and how software like Taxed can help individuals and small businesses reduce their burden. Arjun also explains why the top 1% are so vital to the economy, why the government is killing growth, and how remote working is reshaping tax planning.
If you want to understand how to legally pay less tax and make smarter financial decisions, this is one for you.
Want to know how to turn just £10 into £10,000 through smart investing? Jasmine Birtles and Ruby Layram reveal how to start investing with as little as £10, using ETFs, index funds, compound interest, and low-cost platforms.
Discover the habits, strategies and tools needed to grow your money without taking big risks or needing a huge salary. Learn how automation, diversification, and time in the market - not timing - can build real wealth.
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Are we repeating 1929? Jasmine Birtles speaks with Alasdair Macleod about the global credit bubble, fiat collapse, bond yield spikes, central bank gold hoarding, and the fate of investors stuck in cash, stocks, and gilts. With Western economies drowning in debt, Alasdair warns that inflation, debased currencies, and rising interest rates will lead to a devastating financial reset. They compare the Fed’s policies to the 1930s and explain why physical gold is now essential for protecting wealth. The podcast explores China’s BRICS strategy, collapsing currencies, suppressed interest rates, zombie companies, and why growth investing may no longer be viable.
#CreditCrisis #GoldStandard #FiatCollapse #FinancialReset #MoneyMagpieInvest
UK debt is spiralling, the bond market is dictating government policy, and inflation may be engineered to solve it. Jasmine Birtles and Nick Hubble explore what's really driving Britain’s economy.
Is Britain still in control of its economy - or has the bond market taken over? Jasmine Birtles is joined by Nick Hubble, editor of the Fleet Street Letter, to break down the dangerous path the UK is on. They discuss how inflation is being used to reduce national debt, why Liz Truss might have been right, and how the Bank of England may be orchestrating policy through stealth. From collapsing pensions to rising yields, this episode is a masterclass in fiscal reality and what investors need to know now.
#UKEconomy #BondMarket #Inflation #FiscalCrisis #InvestSmart
Pension funds have pulled out of the UK, despite British companies being hugely undervalued. Former pensions minister Ros Altmann joins Jasmine Birtles to explain how £70 billion in tax relief is subsidising foreign markets, and why it’s time to reinvest in Britain. They discuss UK equity markets, investment trusts, SIPs, regulation, passive funds, and what policy changes are needed to restore long-term domestic growth.
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#PensionCrisis #InvestInBritain #UKFinance #MoneyMagpie #TaxRelief
In episode 23 of the MoneyMagpie Invest podcast, Jasmine Birtles speaks with Helen Thomas of Blonde Money about Rachel Reeves’ spending review, tax hikes, debt, early election rumours, and market volatility. Helen reveals how Labour may already be losing its mandate and why the bond market is flashing red. They also discuss interest rates, austerity, inflation, and whether political fragmentation will crash the economy.Subscribe to hear why the UK may be headed for financial chaos - and how investors should prepare.For more on investments and to sign up to the investment newsletter:https://www.moneymagpie.com/investmentsVisit jasminebirtles.com for more of Jasmine's work:https://www.jasminebirtles.com/FOLLOW MONEYMAGPIEInstagram: https://www.instagram.com/moneymagpie/TikTok: https://www.tiktok.com/@moneymagpieX: https://x.com/MoneyMagpieFacebook: https://www.facebook.com/moneymagpie/LinkedIn: https://www.linkedin.com/company/moneymagpie.com/FOLLOW JASMINEInstagram: https://www.instagram.com/jasminebirtles/TikTok: https://www.tiktok.com/@jasmine.birtlesX: https://x.com/JasmineFacebook: https://www.facebook.com/JasmineBirtlesFinancialExpert/?locale=en_GBLinkedIn: https://www.linkedin.com/in/jasminebirtles#MoneyMagpieInvest #JasmineBirtles #HelenThomas #EconomicCrisis #TaxHikes
Economist and former government advisor Vicky Pryce joins Jasmine Birtles to dissect Rachel Reeves’ controversial spending review. From £70bn extra spending and £40bn in new taxes, to soaring bond yields and unsustainable welfare costs, we explore whether Britain’s economy can survive this level of borrowing. Is growth a fantasy? Can the UK still attract investment? And is the public about to be hit by even more tax hikes? This episode of the MoneyMagpie Invest podcast breaks down the economic truth behind the headlines.For more on investments and to sign up to the investment newsletter:https://www.moneymagpie.com/investmentsVisit jasminebirtles.com for more of Jasmine's work:https://www.jasminebirtles.com/FOLLOW MONEYMAGPIEInstagram: https://www.instagram.com/moneymagpie/TikTok: https://www.tiktok.com/@moneymagpieX: https://x.com/MoneyMagpieFacebook: https://www.facebook.com/moneymagpie/LinkedIn: https://www.linkedin.com/company/moneymagpie.com/FOLLOW JASMINEInstagram: https://www.instagram.com/jasminebirtles/TikTok: https://www.tiktok.com/@jasmine.birtlesX: https://x.com/JasmineFacebook: https://www.facebook.com/JasmineBirtlesFinancialExpert/?locale=en_GBLinkedIn: https://www.linkedin.com/in/jasminebirtles#UKeconomy #RachelReeves #TaxHike #PublicSpending #BondMarket
Harry and Meghan claimed independence - so why are they still demanding taxpayer-funded security?
In this explosive episode, Jasmine Birtles sits down with Dan Wootton to dissect the financial burden of Megxit, the collapse of Archewell, their failed deals with Spotify and Netflix, and how their personal brand is backfiring. With exclusive insights into royal security, US visa questions, and the long-term value of the monarchy to the UK economy, this is a must-watch for anyone concerned about public money, royal accountability, and media spin.
For more on investments and to sign up to the investment newsletter:https://www.moneymagpie.com/investmentsVisit jasminebirtles.com for more of Jasmine's work:https://www.jasminebirtles.com/FOLLOW MONEYMAGPIEInstagram: https://www.instagram.com/moneymagpie/TikTok: https://www.tiktok.com/@moneymagpieX: https://x.com/MoneyMagpieFacebook: https://www.facebook.com/moneymagpie/LinkedIn: https://www.linkedin.com/company/moneymagpie.com/FOLLOW JASMINEInstagram: https://www.instagram.com/jasminebirtles/TikTok: https://www.tiktok.com/@jasmine.birtlesX: https://x.com/JasmineFacebook: https://www.facebook.com/JasmineBirtlesFinancialExpert/?locale=en_GBLinkedIn: https://www.linkedin.com/in/jasminebirtles
#RoyalScandal #MoneyMagpie #DanWootton #MeghanMarkle #BritishMonarchy
Gold is surging again, but why? Jasmine Birtles speaks with Harry Thorne, CEO of BullionClub.co.uk, about why UK investors are turning to gold coins, collectibles, and physical bullion in record numbers. With rising taxes, political uncertainty, and economic instability, is gold the ultimate hedge against chaos? They also compare gold to Bitcoin, discuss the hidden value in historic sovereigns, and reveal why now might be a strategic time to buy.
💰 Enter our competition to WIN £100 in gold bullion. Head to the link below and enter the word 'MIDAS':https://www.moneymagpie.com/save-money/win-100-in-gold-bullion
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Independent investor and fintech expert Thomas Hogg joins Jasmine Birtles to discuss the future of investing, crypto vs equities, financial advice reform, FCA regulation, the UK’s economic outlook, and why passive investing beats active management. They explore portfolio diversification, the risk of over-regulation, and whether Britain should lead the crypto space.
#Investing #Crypto #Equities #Finance #UKEconomy
In this episode of the MoneyMagpie Invest podcast, Jasmine Birtles speaks with independent economist Julian Jessop about Trump’s global trade impact, UK investment opportunities, tax uncertainty, and pension regulation. They explore Britain’s post-Brexit position in global markets, the potential risks of government interference in private capital, and why the FTSE 100 and FTSE 250 might be key plays for long-term investors. Jessop also critiques the UK’s complex, unstable tax system and explains why financial regulation and political volatility are shaping today’s investing landscape.#UKEconomy #InvestSmart #TradeWar #PensionCrisis #FTSEInvesting
On this episode of the MoneyMagpie Invest podcast, I, Jasmine Birtles, speak with John O’Connell, CEO of the TaxPayers’ Alliance, about soaring taxes, stealth tax hikes, NHS spending, welfare costs, and how Britain’s productivity crisis is being fuelled by a broken system.
We discuss inheritance tax, capital gains tax, and the exodus of wealth from the UK. John outlines the biggest threats to UK investment and offers a compelling case for tax reform, smaller government, and restoring fairness to the economy.
#TaxReform #NHS #WealthTax #UKEconomy #MoneyMagpieInvest
In this exclusive episode of the MoneyMagpie Invest podcast, Jasmine Birtles sits down with gold expert and author Dominic Frisby to discuss gold investment, fiat currency collapse, central bank gold buying, inflation, and whether now is the time to sell or double down on gold. As interest in gold surges, Dominic reveals why governments are quietly remonetising gold, the real value behind the $80,000 gold prediction, and why UK property could be heading for years of stagnation. With insights into de-dollarisation, gold’s role in the new financial system, and how to protect your wealth, this is a must-watch for investors navigating uncertain times.#GoldInvesting #FiatCollapse #DominicFrisby #PropertyMarket #CentralBanksVisit MoneyMagpie for more on investments: https://www.moneymagpie.com/investmentsSign up to The Flying Frisby:https://www.theflyingfrisby.com/
Annuities are making a major comeback as rising interest rates boost income potential. In this MoneyMagpie Invest podcast, Jasmine Birtles talks to Steve Butler of Pension Potential about annuities, pension income, fixed-term annuities, retirement strategies, tax considerations, and how to maximise your pension pot for a secure future.#Annuities #RetirementPlanning #Pensions #InvestingTips #FinancialFreedomVisit MoneyMagpie for more on investments: https://www.moneymagpie.com/investmentsVisit Pension Potential to learn more:www.pensionpotential.co.uk
Europe’s mounting debt crisis and a stagnant eurozone threaten UK fortunes after Brexit—banking consultant Bob Lyddon unpacks Germany’s bailout role and schemes like InvestEU with Jasmine Birtles.
In episode 14 of MoneyMagpie Invest, we dissect how off‑balance‑sheet borrowing props up EU GDP, why Next Generation EU could boomerang on taxpayers, and what Britain risks by chasing a “closer alignment” under Starmer. Discover the real impact of net‑zero finance on energy bills, the promise of Pacific and US trade pacts, and the hidden dangers lurking in euro‑denominated bonds. If you’re an investor weighing European exposure—or simply tired of the mainstream narrative—this straight‑talking conversation is a must‑watch.
#Brexit #EUDebt #Eurozone #UKEconomy #MoneyMagpie
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Are Trump’s tariffs a clever move to lower interest rates — or a fast track to economic collapse? Tim Price from Price Value Partners breaks down how tariffs impact bonds, inflation, debt, gold, and markets.In this explosive episode of MoneyMagpie Invest, Jasmine Birtles and Tim Price unpack the chaos hitting global markets. From the $37 trillion U.S. debt and foreign sell-offs in Treasuries, to the strategic pivot toward gold and trend-following funds, this episode explains what it all means for long-term investors, pensions, and global economic stability.#MoneyMagpie #TrumpTariffs #BondMarket #GoldStrategy #USDebtCrisis #MarketMeltdownVisit MoneyMagpie for more on investments: https://www.moneymagpie.com/investments
The global economy is more fragile than it looks. With mounting debt, aging populations, shrinking workforces and creeping state control over your finances, we may be heading for a worldwide reckoning.
In this episode of MoneyMagpie Invest, Jasmine Birtles is joined by Nick Hubble from Southbank Investment to unpack the hard truths no one wants to admit. They explore the illusion of GDP growth, the economic consequences of immigration policy, and why pensions, gold and crypto are no longer safe from political interference.
Will we see uprisings, revolts — or quiet financial collapse? And what should you actually do to protect your wealth in an era of inflation, taxation, capital controls, and soft confiscation?
#GlobalEconomy #FinancialCrisis #StateControl #InvestmentRisk #WealthProtection #MoneyMagpie
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Gold investing is surging in the UK as banks tighten controls, digital currency fears rise, and Labour’s tax plans shake investor confidence. In this episode of MoneyMagpie Invest, Jasmine Birtles speaks with Harry Thorne, founder of Bullion Club, about why demand for gold sovereigns has skyrocketed since Labour came to power.They explore how Royal Mint coins can be legally Capital Gains Tax-free, why UK banks are blocking transfers and freezing accounts, and what happens when trust in fiat currency starts to collapse. With insights into gold as a safe haven asset, the psychology behind physical wealth, and the hidden value in rare collectible coins, this episode reveals why so many are moving their savings into gold—and how it could protect them from what's coming next.You'll also hear about grading, VAT rules, Fort Knox conspiracies, and why central banks around the world are hoarding gold while the public battles for control of their own money.#MoneyMagpie #JasmineBirtles #HarryThorne #Gold #Investing
In episode 10 of the Money Magpie Invest podcast, Jasmine speaks to Charlie Morris, founder of ByteTree and creator of the BOLD Fund — a unique investment fund made up of just Bitcoin and gold. We discuss how the BOLD Fund works, why it was created, and how a 3:1 ratio of gold to Bitcoin has delivered outstanding returns with lower volatility.Charlie breaks down the performance of Bitcoin and gold as alternative assets, why they complement each other, and how regular rebalancing has helped the fund outperform both the S&P and even the Nasdaq. We also explore why UK investors are blocked from accessing crypto ETFs, how you can replicate the strategy yourself, and what this means for the future of wealth management.If you're interested in Bitcoin investing, gold investing, ETF strategies, or the future of alternative assets, this is a must-watch.#MoneyMagpie #JasmineBirtle #CharlieMorris #Bitcoin #Gold #WealthStrategy #BitcoinAndGold #BoldFundFind out more about ByteTree: https://www.bytetree.com/Stay up to date with the BOLD Report: https://bold.report/Visit MoneyMagpie for more on investments: https://www.moneymagpie.com/investments
What is an ETF? Should retail investors be looking at ETFs for their portfolios?
This week, MoneyMagpie founder Jasmine Birtles is joined by Joshua Raymond, British Managing Director of XTB. XTB is an investment platform designed to offer a wide range of investment solutions for everyone, no matter whether your investment horizons are short, medium or long term.
What is the UK’s current debt to GDP level? What does this mean for your money now and how to protect your wealth in the future?
This week Jasmine speaks to Clive Thompson, retired wealth manager with over 47 years experience. If you’ve got any more questions, reach out out to Clive on LinkedIn below or head on over to MoneyMagpie.com.
This week Jasmine is joined by former Pensions Minister, Steve Webb to discuss the issue of the state pension going forward and how we're going to fund it.
How do we integrate Bitcoin into the UK economy? Why is the city against Bitcoin?
Join Jasmine this week as she chats to Susie Violet Ward, CEO of think tank, Bitcoin Policy UK on why we need to see financial innovation in the UK and what we can do about it now.
Find out more about Bitcoin Policyhere.
What does Trump's presidency mean for our money in the UK?
This week, Jasmine speaks to John Butler, Investment Director at Southbank Investment Researcher, on how the Trump administration will impact the UK stock market, Bitcoin and gold.
As an everyday investor in the UK, what should you be doing with your money? Listen to find out.
What does Trump's presidency mean for Bitcoin? Can we expect to see growth on growth for the next four years?
In the fourth episode of MoneyMagpie Invest, Jasmine Birtles speaks to Charles Goodman, Client Manager at CoinJar, about starting to invest in crypto.
Read more if you'd like to start investing in crypto: https://www.moneymagpie.com/investment-articles/getting-started-in-crypto
The UK government is spending more than it earns and the debt mountain is growing. Now that the cost of borrowing has gone up, the government will have to find another £28bn to service the debt each year.
Even without that extra cost, the fact that we are an ageing population with, now, more people taking from the State than paying into it, the days of benefits, state pension, free healthcare and other services that we have come to expect from the State, are numbered. That’s the view of Steve Baker, former Conservative MP, who has calculated that we have only another 15-20 years of money left to pay out in benefits. It’s a stark view but his calculations are based on projections from the Office for Budget Responsibility.
Of course, no politicians are talking about it as it’s a vote loser, but someone has to discuss it and work out what we can do about the situation. So Jasmine and Steve talk about the problem and try to come up with a few solutions. What do you think could be done? Let us know in the comments.
Gold is going up and up which is good news for those of us who have been investing in it for a while. It's particularly good news for those who have gold sovereigns in their portfolio. Not only are sovereigns a handy way to keep your gold, but they are also tax-free investments.
We spoke to Andrew from one of our sponsors, Bullion club, who said not only do you avoid paying VAT when you buy them but you also avoid Capital Gains Tax (CGT) when you sell them for a profit as they are considered to be legal tender!Some people are even using them as a way to avoid Inheritance Tax (IHT).. although that’s a loophole that might be closed up by our ever more tax-hungry government.
So if you’re interested, see what Andrew says about how to make the most of that extra tax-saving element. Don’t forget to share this with anyone you know who’s looking for a tax-efficient investment. There are fewer and fewer of them so it’s important to grab them while they’re around!
In this first MoneyMagpie Invest Podcast, Jasmine Birtles interviews Tim Price from Price Value Partners who explains how close we are to a massive crash in the Bond Market. As this market is far, far bigger than the stock market the reverberations will be enormous. Already we are seeing it creaking as yields go up for the UK government, adding billions to the already large debt burden. What will that mean for our savings, investments and pensions?