1st Jan 2020
So, Christmas is over for another year, and hopefully you’re satisfied with the presents you received. But, let’s be honest, there’s one you probably don’t want, right? One gift that is either random, ugly or just plain faulty. So can you get a refund? Whether the gift was bought in-store or online, there are some…
15th Dec 2019
Auto-enrolment is designed to encourage everyone in work to save for their retirement. Since it was introduced in 2012, the proportion of employees with a workplace pension has rocketed from 55% to a huge 87% in 2019. The scheme was introduced to encourage retirement planning. The idea is to reduce the future burden of older…
29th Nov 2019
Did you know you can become a referee for your local football league and make a bit of extra cash on Sundays? Plus, you might even earn a pint or two from the winning team! If you have a passion for football and often spend evenings shouting at the Football Association (FA) referees on your…
27th Nov 2019
Everything connected to Brexit is uncertain at the moment, but it’s particularly tricky for people who have moved to another EU country to live. There are 4.5 million British expats in EU countries and a significant number of those have retired to that country – particularly France, Spain, Portugal and Italy. Their pensions, healthcare and…
20th Nov 2019
Due to often Stakeholder pensions offer a cheap, flexible, and easy way to build your retirement fund. But how do they work, and how do you choose the right one for you? This quick and easy guide outlines how to get a stakeholder pension that suits your retirement plans. What is a stakeholder pension? How…
19th Nov 2019
Will I ever be able to afford a property in London? Should I invest in property or wait? These questions seem related but, in reality, come from two very different worlds. We see ‘average’ property prices in the news as they go up (or down). London is a different creature altogether! Property in the UK…
18th Nov 2019
Corporate bonds – like loans to companies – guarantee you a rate of interest over a fixed term. So, how do they work, and why should you consider investing in them? Your savings account isn’t giving you the best return on your money. Easy-access cash savings accounts don’t offer interest rates that match inflation: you’re…
13th Nov 2019
Find out how to be poor. Don’t build up wealth. Don’t have a rich retirement. Make sure you are poor and anxious for the rest of your life. Here are great ways to do that!
6th Nov 2019
The Personal Savings Allowance meant changes in interest taxation rules. But what did the changes mean, and how do they affect your savings? You don’t have to pay any tax on the first £1000 earned in interest. What that really means is, with today’s low interest savings accounts where a ‘good’ rate is still only…
6th Nov 2019
Looking forward to winning the lottery? Don’t. You’re highly likely to have a miserable life if you do!
6th Nov 2019
Investment training courses can be appealing on the surface. Promises of high finanancial growth and easy money make it seem simple! The truth is, getting stuck into the stock markets, investing, and trading is a great way to create a financial growth strategy for your future. But let’s be honest: they don’t exactly teach you…
1st Nov 2019
Whether you’re looking for your first gig or have a good few years’ worth of experience under your belt, you need a great CV. The job market is tough; you’re often up against dozens or even hundreds of other candidates when applying for a job. According to the BBC, on average 60 people compete for…
