11th Mar 2025
An Innovative Finance ISA (or IFISA) is a tax free savings-account that allows you to invest in peer-to-peer lending platforms and earn interest from borrowers. This type of ISA typically comes with high annual returns, but also high risk! So, are IFISAs worth it and should you open one in 2025? Understanding IFISAs First things…
11th Mar 2025
Diversification is a key element that should be considered in every investing strategy. It is an age-old process that helps you to reduce the risks of investing by spreading your investments across different markets and asset classes. We talk a lot about diversification on MoneyMagpie – and for good reason! To help you better understand…
7th Mar 2025
No one likes losing money. So, the idea of “playing it safe” with investments sounds pretty good, doesn’t it? Stick to big-name companies, keep a chunk in a savings account, maybe buy a few government bonds, and boom—you’re set for life. Except… you’re not. Playing it too safe is actually one of the riskiest strategies…
7th Mar 2025
You’ve heard of an investment portfolio – but what actually is it? Do you need to know lots about the stock market to have one? (Short answer: no!). Your investment portfolio is a fancy word for everything you’ve got your money invested in. That COULD mean the stock market – but it can also include…
6th Mar 2025
Fundamental analysis: What is it? And how does it work? In this article, we’re going to explore the basics of fundamental analysis, and take a look at how investors might use it to make informed investment decisions. Keep on reading for all of the details, or click on a link to head straight to a…
27th Feb 2025
If you’ve been diligently stashing your hard-earned money into a Cash ISA, recent murmurs from the government might have you feeling a tad uneasy. Chancellor Rachel Reeves is reportedly considering a significant reduction in the annual Cash ISA limit, potentially slashing it from £20,000 to just £4,000. This proposed change aims to encourage more of…
20th Feb 2025
Here’s everything you need to know about investing in the FTSE 100 index. You’ll learn why it’s a solid investment and how to invest in top British shares.
13th Feb 2025
We’ve all heard the saying, “The crowd is always right,” right? Well, what if that’s not entirely true when it comes to investing? Enter contrarian investing, a strategy that’s all about going against the grain and challenging the herd mentality. While the majority of investors are rushing to buy what’s trending or riding the wave…
10th Feb 2025
This investing post is sponsored by Alliance Trust. According to HMRC, there are roughly 2,000 ISA millionaires in the UK. Collectively, these individuals have managed to squirrel away £2.8 billion in tax-efficient accounts – an impressive feat! But is becoming an ISA millionaire a realistic goal for many? And why do so many ISA millionaires…
6th Feb 2025
Cryptocurrency is a term that’s hard to escape these days, isn’t it? Everyone from your tech-savvy friends to influencers on social media are talking about it, and maybe you’re starting to wonder if you should pay more attention. Could crypto be a smart addition to your investment portfolio? In this guide, we’re going to break…
29th Jan 2025
Peer-to-peer lending (P2P) has grown in recent years. But what is it – and how can you both make money from investing in it? As savings rates plummet to not-worth-it levels, putting your money into other things can help protect the future growth of your wealth. Peer-to-peer lending is a great alternative for some people…
23rd Jan 2025
One of the most stable types of investment that you can put your money into in the UK is Gilts, also known as Government bonds. These investments are known for their steady returns, low volatility and beginner-friendliness which makes them a great option for our lovely readers! But, what are government bonds and how can…
