23rd May 2020
You’ve heard of interest rates – it’s the amount you pay the bank to borrow money from them. Or, as a saver, it’s how much the bank pays you to ‘borrow’ your money. But what about negative interest rates? Many of us won’t have heard of negative interest – and for good reason. It’s a…
22nd May 2020
As the saying goes you must spend money to make money. This is definitely true when you start a business. Things like registering your business name, website hosting, and creating a space to work from all cost money. Although there are ways to minimise these costs. So, the short answer is yes, expect to go…
19th May 2020
With the world in lockdown, our personal exercise time has become more valuable than ever before. As some of us go back to work, too, cycling seems like a great option compared to public transport. Exercise has become a staple for our mental health during lockdown. For many a long walk, jog or run are…
19th May 2020
As coronavirus lockdown restrictions ease and we’re finally able to spend some (socially distant) time with friends and family, many of us will be trying to get our hands on face masks to protect those around us from potentially picking up the virus. But with face masks selling out online, this might be easier said…
18th May 2020
Buying a car is one of the biggest purchases most of us will ever make. It’s a massive decision, and not one to take lightly. Second-hand cars are ideal for those on a tight budget – or who don’t want to (or can’t) get a car leasing contract. With more people going back to work…
18th May 2020
We’re all a bit frustrated with staying in and many of us have had our summer holiday plans cancelled altogether. Planning a staycation later this summer could mean you save lots of cash AND get a holiday! We’ve got news about a new scheme – Double Stamp – and ways to save on your upcoming…
17th May 2020
Struggling with debt can cause a huge amount of stress. This is especially the case if you’ve got debts owed to a few different places. How do you know which debt to pay off first, and how to keep the interest down so you don’t end up paying far more than you need to? This…
17th May 2020
Everyone at some point in their life has thought about working for themselves. Being your own boss and not having to answer to anyone else, the ultimate sign of independence. So why don’t more of us make our business ideas reality? The simple answer for many is lack of funds and the uncertainty of job…
11th May 2020
Renters don’t have to pay for things like broken boilers – but the costs of renting still add up really fast. From turning your thermostat down a degree to negotiating rent raises, there are tons of ways you can knock the cost of living in rented accommodation down to a more manageable level. Follow these…
8th May 2020
Lockdown is a hard time for everyone, but one good thing about working remotely and non-essential outlets remaining closed is we’re saving money we’d have otherwise spent. The Institute of Fiscal Studies (IFS) deemed this concept “forced savings”. They estimate that UK households normally allocate a quarter of their spending to things now unaccessible or…
1st May 2020
Being without your salary and still having bills to pay and a family to look after is a terrifying thought for anyone. But, there are things you can do now to protect your income and keep yourself and your family going if you were to lose your job. Read on for our seven invaluable ways…
30th Apr 2020
Cash flow is tricky at the best of times for the self-employed – but now more than ever, freelancers and contractors are feeling the pinch. Without the option of furlough to support your income during the coronavirus crisis, and a limited Self-Employed Income Support Scheme, cash flow management is more essential than ever before. Discover…
