Jasmine Birtles
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How to Invest in Digital Gold in 2025
Ruby Layram
15th Jul 2025
Gold has always had a bit of sparkle when it comes to investing. It’s seen as a safe haven in rocky markets, a hedge against inflation, and frankly, just a lovely shiny thing to own. But in 2025, you don’t need a vault, a guard dog or even a gold bar to get your hands on the good stuff. Instead, you can invest in digital gold.
Digital gold is appealing to investors who want to be able to spend their precious metal. It acts as a hedge against inflation that you can use to buy and sell items, just like cash!
If you’re curious about how to add digital gold to your portfolio this year, here’s our easy guide.
What is Digital Gold?
Digital gold is real gold that you own through an app or online platform, without having to physically hold it. When you buy digital gold, you’re essentially buying a portion of a real gold bar, which is stored securely in a vault on your behalf.
It’s the modern way to invest in the yellow metal. You still benefit from changes in the gold price, but it’s much more flexible than traditional gold buying.
You can invest as little as £1, and you don’t need to worry about delivery or storage.
Also read: How to Invest in Gold in 2025
Why Would You Want to Own It?
Well, gold has long been a favourite for cautious investors. It tends to hold its value when markets get shaky, and it’s often seen as a hedge against inflation (which we’ve had a fair bit of recently).
Digital gold is great if you like the idea of owning gold, but don’t fancy paying for storage or handling a lump of metal. It’s quick, accessible, and you can buy or sell it 24/7 in some cases. And unlike physical gold coins or jewellery, there’s no risk of misplacing it down the back of the sofa.
How to Invest in Digital Gold in 2025
There are a growing number of ways to invest in digital gold in the UK. Here are a few of the easiest:
1. Through a digital gold platform like TallyMoney
TallyMoney is a modern money app that lets you open an account backed by physical gold. When you deposit money, it’s automatically converted into gold at the current market rate. You can spend it using a debit card, or hold onto it as an investment.
And right now, with our exclusive MoneyMagpie code MM100, you can get 100 free units of digital gold when you sign up.
2. Through gold-backed cryptocurrencies
Some newer crypto platforms offer tokens that are pegged to the price of gold. So, while it’s technically crypto, each token represents a bit of real gold stored somewhere safe.
These can be more volatile than other options, so they’re probably better for risk-tolerant investors who like a bit of techy flair with their portfolio.
3. Through investment apps that offer gold ETFs or digital gold services
Apps like eToro sometimes let you buy gold in a digital format, either directly or through exchange-traded funds (ETFs). It’s a simple, app-based way to dip your toe into the world of gold investing, though you may not always own the gold outright.
Things to Keep in Mind
Digital gold is convenient, but it’s not completely risk-free. The value can still fall if gold prices dip, and some platforms charge fees that can eat into your returns. Always check whether the provider is regulated, how your gold is stored, and what happens if the company goes bust.
And remember, gold doesn’t pay you any income. There are no dividends or interest; it’s purely a capital appreciation play. So it works best as a long-term store of value rather than a money-maker.
As with any type of investing, you capital is at risk. To learn more about investing, do sign up to our fortnightly MoneyMagpie Investing Newsletter. It’s free and you can unsubscribe at any time.
Disclaimer: MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice.
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