Jasmine Birtles
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How to Set Up a Recurring Bitcoin Investment (From £10 a Week)
Ruby Layram
7th Aug 2025
Want to get into Bitcoin but not sure where to start? You’re not alone. The world of crypto can feel a little intimidating at first. But what if we told you that you don’t need to invest thousands, stare at price movements all day, or “buy the dip” perfectly?
In fact, you can start with £10 a week, and automate the whole thing. Here’s how to set up a recurring Bitcoin investment through CoinJar, and why it might just be one of the simplest ways to get started with crypto.
Also read: How to make your first crypto investment
Why Make a Recurring Bitcoin Investment?
Recurring investments are like a subscription to your financial future (kind of!). It’s a way of setting up a regular payment that gets taken straight from your card and invested into Bitcoin, or anything that you want to put your money behind.
The main appeal of recurring investments is that they are convenient. Once you have set up the order, you can sit back and know your desired investments are being made. This can be particularly beneficial for people who often forget to top up their investment pots (I think we’ve all been guilty of this!).
Dollar-Cost Averaging / Pound-Cost Averaging
If one thing’s for sure, it’s that crypto can be volatile!
The price goes up, the price crashes, and unless you’ve got nerves of steel (or a crystal ball), timing the market can be tricky.
That’s where “dollar-cost averaging” comes in.
By investing a set amount (say, £10) every week or month, you might just smooth out the highs and lows over time. Sometimes you’ll buy at a high, sometimes at a low, but overall, you could avoid putting in a big lump sum at the wrong moment.
It’s consistent. And it takes the emotion out of investing. Plus, by automating the process, you can “set it and forget it” while your investment grows in the background.
How to Set Up a Recurring Bitcoin Investment
Now that you know why a recurring investment might be the way to go, here’s how you can do it!
Step 1: Choose an exchange
To set up a recurring crypto investment, you will need to go through an exchange. There are plenty of options out there (see the best FCA-registered crypto exchanges), but for this guide we are going to be using CoinJar.
CoinJar is a beginner-friendly crypto exchange and lets you get started with small amounts.
What we love about CoinJar:
- Simple interface
- Competitive fees compared to many other UK platforms.
- CoinJar has reduced card fees for recurring buys to 1%, to match the rates applied to one-off purchases made without a card.
- Set up recurring buys from just £10
- They have a mobile app, so you can manage everything from your phone.
Step 2: Create an account
Head to CoinJar’s website or download the app from the App Store or Google Play.
Sign up using your email and verify your identity (standard KYC stuff: photo ID, proof of address, etc. You will have to pass a quiz and wait 24 hours before you can trade, this is due to UK regulations and all FCA-registered crypto exchanges will require this).
Step 3: Add funds
Once verified, click on the “Deposit” button. Scroll down to “Pay with” and hit it. Then choose “Add a new payment method”, then “Link a new credit or debit card.”
Enter your card details, then once that is done you can go back to the CoinJar app.
Once your CoinJar account has received the funds, you can continue setting up the recurring buy. You can also pay by Google / Apple Pay.
Step 4: Set Up Recurring Buy
Once you make an instant purchase with your card:
- Press “home” and simply go to the “Buy” button.
- Select Bitcoin (you can choose any asset they list, but for this example we’re using Bitcoin) as the asset, and put in the amount you want to spend on every buy.
- Touch the “one-time” option and a drop down menu will appear. Choose “Recurring Buy”. Choose which card you will use here and enter the information.
- Press “review order”. It is in the “review order” part of the menu where you can choose the frequency: Weekly, every 2 weeks, or monthly. Your first payment will be on the day you set up the recurring buy, but after that you can set it up for a day of your choice (like for example, your pay day).
- Confirm the schedule and save.
Done! Your account will now automatically purchase Bitcoin at your chosen frequency. The Bitcoin will appear in your CoinJar account.
To see your account, simply click “Portfolio” at the bottom right of the screen… touch it and it will show you your cryptocurrencies and your Pounds that you have in your CoinJar.
How to Monitor Your Bitcoin Investment
Although recurring buys are a great way to make the process of building an investment portfolio a little more ‘passive’, you should always keep an eye on how things are doing.
We’re not saying you need to check your portfolio every day (in fact, it’s probably best if you don’t). But here’s how to keep an eye on your progress:
- Use the CoinJar app to view your holdings
- Set price alerts if you want to be notified about big price movements
- Review your strategy every 6 to 12 months to see if you want to adjust your investment amount.
Remember: the goal here is long-term growth, not quick profits.
Should You Invest in Bitcoin?
There is no denying that Bitcoin is a high-risk investment. It’s more volatile than traditional assets like shares or bonds, and prices can swing dramatically. But many people see it as a long-term investment in the future of money, decentralisation, and digital finance.
Bitcoin could be a good investment if you’re looking to diversify your portfolio with an asset that is poised for growth. However, we do not recommend putting all of your money behind it!
Ideally, you should only invest money that you can afford to lose and try to balance out your Bitcoin investment with more ‘stable’ assets.
A Common Question: Will Bitcoin go up?
One of the most commonly asked questions by new investors is “Will Bitcoin go up again?”. In the past, Bitcoin has delivered fantastic returns during bull runs that have seen the crypto more than double in value.
However, it is impossible to predict when this will happen again. And there’s no guarantee that it won’t go the other way, and fall and never recover.
Recently, MicroStrategy Executive Chairman Michael Saylor shared his bullish prediction that Bitcoin could reach $1 million per coin by 2035. He claimed that for this to happen, Wall Street would need to reach 10% Bitcoin.
There’s no saying when, or even if, this will happen. But it’s clear that people are still optimistic about the future of crypto.
Final Thoughts
Setting up a recurring Bitcoin investment from just £10 a week could be one of the most convenient ways to build a crypto portfolio, without the stress.
With CoinJar, you can automate the whole process, start small, and let time do the hard work.
And who knows? That £10 could end up being worth much less than you put in. The crypto market is anything if volatile! But, that £10 habit could also snowball into something much bigger down the line.
| Standard Risk Statement |
| The above article is not to be read as investment, legal or tax advice and it takes no account of particular personal or market circumstances; all readers should seek independent investment advice before investing in cryptocurrencies. The article is provided for general information and educational purposes only, no responsibility or liability is accepted for any errors of fact or omission expressed therein. Past performance is not a reliable indicator of future results. |
| UK residents are required (in accordance with local legislation) to complete an appropriateness assessment to show they understand the risks associated with what crypto/investment they are about to buy and enabling CoinJar to categorize them as an investor. New customers are also required under local regulations to wait 24-hours as a “cooling off” period (from account creation), before their account is active (i.e. to deposit, trade, withdraw etc.). |
| Cryptocurrency is currently not regulated in the UK. It’s vital to understand that once your money is in the crypto ecosystem, there are no rules to protect it, unlike with regular investments. You should not expect to be protected if something goes wrong. So, if you make any crypto-related investments, you’re unlikely to have recourse to the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS) if something goes wrong. |
| Remember: |
| Don’t invest unless you’re prepared to lose all the money you invest. This is a high‑risk investment and you should not expect to be protected if something goes wrong. Take 2 minutes to learn more: www.coinjar.com/uk/risk-summary. |
| If you use a credit card to buy cryptocurrency, you would be putting borrowed money at a risk of loss. We recommend you obtain financial advice before making a decision to use your credit card to purchase cryptoassets or to invest in cryptoassets. |
| Note the standard risk warning from the CoinJar website. |
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