Jasmine Birtles
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Who Offers the Best Probate Advances? 6 Top-Rated Companies
Moneymagpie Team
28th Apr 2025
The legal system is known for being slow, but many households cannot afford this after a loved one dies. Estate executors have numerous responsibilities to whoever passed, including closing accounts and paying dues when applicable.
Probate advance agencies are available to those who need financial assistance faster than courts can provide. But not all companies are created equal. To find the best fit for your needs, below are some of the top-rated companies offering probate advances.
- Understanding the Basics
- Ranking the Top 6 Probate Advance Companies
- The Methodology
- Who Offers the Best Probate Advances?
Understanding the Basics
Probate courts handle estates after someone dies. The process is time-intensive, sometimes involving delays and disruptions out of the inheritor’s control. Family members left with the burden of paying debts or balancing accounts may need the money faster than the probate process occurs. It is why companies exist to offer probate advances, so households can take care of necessary business.
What Is a Probate Advance?
An advance is when a third-party business gives clients cash before courts finalize the probate process. The individual is responsible for paying the company back when they receive their funds officially.
It is a prime opportunity to take care of administrative tasks, though these services cost money. This implies the inheritance total will be less by the end because the inheritor used some of it sooner — it just came from another company’s pocket. Interest may accumulate during this time, depending on the lender.
What Is a Probate Loan?
A probate loan follows the same logic. The major difference is lenders require monthly payments and may charge higher interest than an advance. There is no monthly burden with an advance. Customers could follow this path if the lender cannot approve them for an advance.
What Is the Process?
Clients acquire an advance or loan by consulting with a lender. It is when they will provide the necessary documentation and determine the amount the organization can forward. Someone could receive $100,000 from the court if they waited but only get an offer of $90,000 from a third party.
Inheritors must sign a deal, in which the probate court-issued inheritance is redirected to the lender as payment. Situations sometimes call for speed instead of greater capital, which is why these options exist.
Ranking the Top 6 Probate Advance Companies
The following companies offer the best probate advances for anyone looking to get the most out of their inheritance and process their grieving effectively.
1. Inheritance Funding
Inheritance Funding has distributed over $300 million over 30 years, making it one of the most experienced lenders. It has an A+ Better Business Bureau rating and nearly five stars on Google Reviews and Trustpilot. One reviewer stated, “Absolutely amazing service. I was able to get my inheritance advance within 2 days of starting the process. They were on it from the get go and made the process very easy.”
Its team offers free quotes for those who are researching with no commitments necessary. Inheritance Funding says its services are available to everyone, regardless of credit and employment history. There are no hidden fees or interest charges, giving every customer agency to use the exact number they receive how they need to. Every transaction is private and 100% secure with a competitively low price.
2. InheritNOW
InheritNOW has operated within the U.S. and Canada for decades. It has strong values in trust and security. These manifest as fair fees and advanced cybersecurity practices to protect client data. Confidentiality is one of its priorities, alongside a risk-free experience. The business offers wire, ACH and overnight checks to make payment options more flexible.
If consumers want to brush up on their language before speaking with a team member, InheritNOW has a helpful glossary of terms. Quick access to information like this provides peace of mind to customers because they can develop a foundational understanding of probate advances. One review praising InheritNOW said, “Very good. Thorough and safe. Associates were quick, diligent and accommodating.”
3. My Inheritance Cash
My Inheritance Cash has been in business for over a decade. Its probate advances are competitive, but it also has other services to help this transitional phase in life. The team has probate case monitoring services to track estates and court progression. It alleviates burdens from customers who need to take care of themselves and handle other tasks.
Prospective clients should feel encouraged to get a free quote, as the company has a strong no-obligation and no-risk policy. A testimonial described My Inheritance Cash’s services, saying, “I was very pleased with the professionalism and curiosity of this company. They handled everything as quickly as possible… I would definitely recommend to a friend.”
4. TriMark Legal Funding
The team at TriMark offers more than probate advances. It is a great resource if families need additional legal advice about settlements, lawsuits or claims. Its probate advance service gives applicants same-day approvals after a 30-second application with no out-of-pocket payments required. TriMark handles advances of many sizes, with the smallest amount being $5,000.
TriMark has a presence throughout the U.S., even in rural areas. Even in these locations, the team promises one of the lowest rates in the country with utmost transparency in the deal. In its 21 years of service, the experts have developed a great reputation with clients, with one reviewer saying, “Very informative and had answers for every question I had.”
5. Approved Inheritance
Approved Inheritance and its online resources do an excellent job of contextualizing the probate process. It could help people understand if receiving an advance is best for them. The clear language is critical for helping grieving customers process complicated monetary subjects. The probate process could take more than two years, but Approved Inheritance combats this by helping any heir who is inheriting $15,000 or more. There are no interest payments.
One customer described how stress-free the application and service was, noting, “Going through the probate process of my parent’s estate and childhood home has turned into a lengthy process. I contacted Approved Inheritance Cash because I needed money for both the upkeep of my parent’s property and other personal expenses… the time of application (via an online document with probably less than 20 fields to fill in) to the time of an electronic deposit to my bank account was two days. This was instant relief for me …”
6. Advanced My Inheritance
Customers can have cash in their hands within 24 hours with Advanced My Inheritance. Its goal is to make the probate advance process as fast as possible. There is a simple three-step process — get a free consultation, review documents and receive money. The team has distributed over $10 million in its history with the maximum amount being $500,000.
Window shoppers may even use its free estimating tool to see what the advance could be before contacting a professional. It is one of many useful and educational resources on the site. One customer said, “Advanced My Inheritance has amazingly patience and understanding people. They’ve the best probate advance rates that I have been quoted, they were fast at addressing my needs. Great company to work with by far. Highly recommend.”
The Methodology
The following is the methodology used to judge the quality and integrity of financial organizations when handling matters as delicate as inheritance.
| Timely dispersal | Wires or issues funds in the shortest window possible after signing agreements |
| Empathetic customer service | Has consultants and agents who are well-versed in talking to grieving families and relaying complex financial matters simply |
| Competitive interest rates | Gives as much of the original inheritance to the customer while maintaining lower interest rates |
| Thorough privacy measures | Promises to keep sensitive information confidential and protected in physical and digital formats |
| Transparent application and contract | Explains the minutiae of hard-to-understand financial documents and the advance’s terms accessibly |
Who Offers the Best Probate Advances?
Dealing with a loved one’s passing is made challenging by the administrative tasks that follow when handling the estate. Companies willing to handle probate advances should have the care and attentiveness families need in these circumstances. These companies offer the best probate advances by taking into account all the most essential factors.
Disclaimer: MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence.
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