14th Jan 2020
Even the smallest of issues on your credit score could affect your eligibility for big things like a mortgage, loan, or credit card. It can even affect whether you can get a mobile phone contract! The good news is that it’s easy to restore a bad credit reputation. It takes some time, but it IS…
18th Nov 2019
Corporate bonds – like loans to companies – guarantee you a rate of interest over a fixed term. So, how do they work, and why should you consider investing in them? Your savings account isn’t giving you the best return on your money. Easy-access cash savings accounts don’t offer interest rates that match inflation: you’re…
13th Nov 2019
Find out how to be poor. Don’t build up wealth. Don’t have a rich retirement. Make sure you are poor and anxious for the rest of your life. Here are great ways to do that!
11th Nov 2019
If you suspect you’ve been conned by the banks for years, you’re right – we’ve been sold rubbish products that make money for them rather than us for far too long. However, as the French proverb goes, “success is the best revenge”. My book Beat the Banks shows you how to make money the easy…
6th Nov 2019
Looking forward to winning the lottery? Don’t. You’re highly likely to have a miserable life if you do!
1st Nov 2019
Publishing your work to Kindle’s store is easier than you think. If you’re reading this, then the chances are you’ve already completed a book or short story and are looking to self publish on a reliable platform. Or you may be considering writing your first novel and are just doing some research. If you have,…
25th Oct 2019
Property investment has had a bad rep over recent years. Landlord is a dirty word for some – but if you stick to some ethical principles, you can make great returns on your investment AND be a great landlord. 2023 was a slow year for the rental market. The cost of living crisis prevented landlords…
21st Oct 2019
Gilt funds are an alternative way to invest in gilts (government bonds). It’s actually quite easy to invest in individual gilts as we showed here, but many people like to invest in funds of gilts. Funds can give you a good spread of different types of gilts in your portfolio but can also potentially cost you…
8th Oct 2019
Millennials often get a bad rap. Defined as the generation born between 1982 and 2000, they have been described as entitled, spoiled, lazy, fragile and absorbed in their on-screen lives. Older generations tend to see millennials as spendthrifts who’d rather waste their parents’ money on unnecessary luxuries than investing their own sensibly. What these critics…
8th Oct 2019
We often speak of bad habits, but there are some very good ones as well when it comes to saving and making money! Here are 7 daily habits we think you should incorporate into your daily life to make money much faster. We’re not saying you’re going to become a millionaire overnight, but by incorporating…
19th Sep 2019
Individual Voluntary Arrangements (IVA) can be one method used to avoid bankruptcy. You can set one up even after you have already been declared bankrupt, causing your bankruptcy to be cancelled. It’s basically a voluntary deal made with your creditors that you can ensure is flexible enough to suit you, giving you more control over…
15th Sep 2019
I am indebted to IFA Philip Dodd for tweeting me a link to this wonderful letter written, with dry humour, by someone in the tax office who really should get into script-writing or something. Wonderful stuff but, then, he did have good material to work with. The link he sent me was from Financialfootinmouth which…
