3rd Feb 2020
If you reach 50 with no savings, it’s natural to feel anxious about the future. But don’t worry, you still have time to make money, save, and invest well before retirement. It might be tempting to think you can’t do enough before you retire. You may feel like now the only option is to wait…
2nd Feb 2020
As a student, you tend to have quite a bit of spare time. However, it can be pretty sporadic – you never know which days you’ll have off! Regular paid work can be tricky to maintain alongside studies. But, if you are still in need of some extra cash, there are plenty of ways you…
31st Jan 2020
Did you know you could increase property value with just a few cheap changes? Increasing the value of your home is easily done – without costing the earth. (And, let’s face it, you don’t want to spend lots to add to your property’s value – it defeats the point!). When the housing market is slow,…
18th Jan 2020
The scariest thing about being a first-time buyer is getting a mortgage. How much can you borrow? Will your application be accepted? How does it all work? We’re here to help! Here’s your quick guide on how to get a mortgage for the first time. We’ll take you through the definition of a first-time buyer,…
18th Jan 2020
Mortgage costs can add thousands of pounds to the final loan amount. It’s important that you know what you could be charged for so that you can compare deals fairly. From arrangement fees to valuation costs, here’s a full rundown of mortgage costs you could face. Mortgage arrangement fee Mortgage valuation fee and homebuyer’s report/structural…
16th Jan 2020
Buying your first home seems to be harder than ever before. High rents make it hard to save, wages aren’t great, and the strict demands of mortgage providers can make it seem like you’ll never get your own property. Never fear! There are ways to get onto the property ladder that don’t involve hefty deposits….
15th Jan 2020
Does such a thing as a cheap house even exist anymore? House prices continue to rise and mortgage lenders seem to have more demands on first-time buyers than ever. So, do cheap houses really exist – and if so, how can you afford one? Here are some alternative ways you can afford a home –…
1st Jan 2020
So, Christmas is over for another year, and hopefully you’re satisfied with the presents you received. But, let’s be honest, there’s one you probably don’t want, right? One gift that is either random, ugly or just plain faulty. So can you get a refund? Whether the gift was bought in-store or online, there are some…
23rd Dec 2019
So you want to be green but feel you can’t afford it? Well that’s where you are wrong, you can actually SAVE money by being green! It’s easy and, sometimes, fun too. There are lots more green gadgets around now to make being green even easier too. Here are some easy tips and great gadgets…
18th Dec 2019
Pension annuities offer a guaranteed income for the rest of your life – but did you know the stock market can affect whether you’ll get a great (or terrible) rate? If you buy at the wrong time, your retirement income could be significantly lower every year. So, how does the stock market affect pensions –…
15th Dec 2019
A pension pot of around £100,000 offers a wide choice for your pension income options. Add to that the freedom of choice for annuities (thanks to the 2015 pension reforms) and you’ve got a lot to think about! Annuity rates aren’t fantastic at the moment – and haven’t been for a while. With economic and…
15th Dec 2019
Auto-enrolment is designed to encourage everyone in work to save for their retirement. Since it was introduced in 2012, the proportion of employees with a workplace pension has rocketed from 55% to a huge 87% in 2019. The scheme was introduced to encourage retirement planning. The idea is to reduce the future burden of older…
