2nd Feb 2020
Dating website Plenty of Fish revealed the average single adult spends £1,350 on dating every year in the UK! Dating on a budget is entirely possible and – we think – necessary!
23rd Jan 2020
Overdraft charges used to be all about daily and monthly fees. Now, you’re facing annual charges instead. What does that mean – and what can you do to avoid a surprise bill? What’s changing? What the overdraft charge change really means Pay off your overdraft now Change bank accounts Make extra cash Help if you’re…
22nd Jan 2020
How to get a home for free. There are lots of ways you can get a home for free with a job or by being someone who looks after properties. Here are just a few of them.
19th Jan 2020
So, you want to become a millionaire by the time you retire? Well, we’d all like to do that! It’s not easy, but it’s not impossible either. Follow these steps and you could be richer than you think: Make a plan Start saving Enter a few competitions Get a free financial health check Develop an…
18th Jan 2020
The scariest thing about being a first-time buyer is getting a mortgage. How much can you borrow? Will your application be accepted? How does it all work? We’re here to help! Here’s your quick guide on how to get a mortgage for the first time. We’ll take you through the definition of a first-time buyer,…
16th Jan 2020
Buying your first home seems to be harder than ever before. High rents make it hard to save, wages aren’t great, and the strict demands of mortgage providers can make it seem like you’ll never get your own property. Never fear! There are ways to get onto the property ladder that don’t involve hefty deposits….
15th Jan 2020
Does such a thing as a cheap house even exist anymore? House prices continue to rise and mortgage lenders seem to have more demands on first-time buyers than ever. So, do cheap houses really exist – and if so, how can you afford one? Here are some alternative ways you can afford a home –…
1st Jan 2020
So, Christmas is over for another year, and hopefully you’re satisfied with the presents you received. But, let’s be honest, there’s one you probably don’t want, right? One gift that is either random, ugly or just plain faulty. So can you get a refund? Whether the gift was bought in-store or online, there are some…
15th Dec 2019
Whether you’re tired of the UK’s political climate or simply fancy living in a warmer, sunnier place, retiring abroad is an option for many. But what does being an ex-pat mean for your pension and taxes? If you’re wondering whether you can still claim your State Pension, how your lump-sum payments will work, and what…
15th Dec 2019
Auto-enrolment is designed to encourage everyone in work to save for their retirement. Since it was introduced in 2012, the proportion of employees with a workplace pension has rocketed from 55% to a huge 87% in 2019. The scheme was introduced to encourage retirement planning. The idea is to reduce the future burden of older…
15th Dec 2019
You pay into your pension every month – but did you know there’s a maximum amount each year you can put away? Or that there’s a lifetime limit? Here’s how pension limits work – and why paying into your pension as early as possible helps you build a large retirement fund. Annual and lifetime pension…
12th Dec 2019
Do you need to supplement your pension? A recent survey by Which? revealed the average retired household spends £27,000 a year – up to £42,000 for a comfortable retirement. If you’re worried that you don’t have enough in your pension pot for this kind of annual income, don’t panic! There are still plenty of things…
