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• This competition is promoted by MoneyMagpie (“Promoter”). 
• Competition entry is only open to residents of the United Kingdom aged 18 years or older. No purchase necessary. 
• Prizes will vary and there is no guarantee of what the prize will be each month
• The competition winner will be chosen at the beginning of each month for the previous month
• The competition is not open to employees (and their families) of the Promoter MoneyMagpie, their agents or related third parties who are directly connected with the administration of the competition. 
• The winner will be chosen at random by an independent judge and will be notified via email or telephone. The judge’s decision is final and no correspondence will be entered into.
• By entering the competition you consent to being communicated to by the Promoter and the company offering the prize. Following such notification, the winner will be required to send the Promoter full details of their postal address to which the prize will be delivered (if applicable). You consent to your details being passed onto the company offering the prize so it can be sent out.
• The winner agrees to the use of his/her name and image in any material associated with the competition, as well as their entry
• If the Promoter cannot: (a) contact the winner (via the details provided at the date of entry) within 5 working days or (b) the winner does not return details of its postal address to the Promoter within 14 days of notification that they have won the Prize, the Promoter reserves the right to re-draw a new winner until a winner on these terms is found.