21st Jan 2016
Guest article from the Financial Ombudsman Service. When it comes to personal finance, there are many myths that can fool even the savviest saver, and we have come across many of them here at the Financial Ombudsman Service. Confusion reigns due to a number of reasons – jargon, policy terms and conditions like a financial…
18th Jan 2016
16th Dec 2015
LED lighting is increasingly being seen as the next generation of lighting. They save energy, last a lot longer than traditional light bulbs (and therefore cost less in replacements) and, because of their efficiency, help save the environment. Some think LEDS might just save the planet. For many who remember trying LED lights out before…
30th Nov 2015
This really excellent article in the Guardian has got me thinking – and trying to be practical about it – and I’d like you to think about it too please… It’s about the funding crisis at Newcastle council. Apparently Liverpool and Birmingham councils are in the same situation. Their money has been cut by central Government…
28th Nov 2015
The quickest way I know to get rich… is to hang around with poor people. That way you feel rich instantly without actually doing anything. There – aren’t you pleased you started to read this?! No, but really… Bear with me… this really is about being rich. If you think about it, there’s no objective measurement…
13th Nov 2015
Across the UK there are 6.5 million people caring for a loved one who is older, seriously ill or disabled. Carers Rights Day, organised by Carers UK, brings together more than 900 organisations across the UK every year to help carers in local communities to know their rights. If you’re a carer there is financial…
3rd Nov 2015
It’s an unavoidable fact of life that we have to work. That means we also have to get to work, and the commute can eat up a fair whack of our hard-earned cash. But the key word there is ‘can’. In fact, there are ways to do it for less. Read on to learn how…
2nd Nov 2015
It is a truth universally acknowledged, that most students are fairly skint, which is why NUS discounts are so important. Some students budget carefully, leaving enough cash each week for drinking and going out, while others dance frantically at the end of their overdrafts, desperately wondering just where that money goes. Hidden course costs such…
29th Oct 2015
Guest article from MoneyAware When we’re faced with a debt problem, it can feel overwhelming, so of course we’d all like to wave a magic wand and make our debts disappear. Being realistic, while you can get help with your debt, it’s unlikely that’ll it just vanish. However, in some circumstances a debt can become…
23rd Oct 2015
Scammers are always coming up with new and more sophisticated ways of getting their hands on cash which isn’t theirs. Take a look at this new scam for example, discovered by Financial Fraud Action UK. Fraudsters are sending spoof emails to workers impersonating senior members of the company, such as the finance director or chief…
19th Oct 2015
Everyone wants to know the secrets successful savers have to make them rich in life. But there’s no secret to it – saving is all about living within your means and putting whatever is left over into a high-interest savings account. It’s simple really – living on less is much easier if your money’s out of…
1st Sep 2015
From next month, UK consumers will be protected by a new bill of rights designed to resolve disputes with retailers and service providers, including the introduction of a dedicated ‘consumer ombudsman’ to handle small claims (anything under £10,000 in value). It is being hailed by the British Government as “the biggest overhaul of consumer rights…
