26th Jul 2020
Our readers often ask us how they can make money whilst stuck at home with the kids or what type of jobs can be fitted around school hours. If you too would like to make some extra cash while looking after your little ones, we have some good news – there are loads of ways…
21st Jul 2020
The Capital Gains Tax bill has been rising in recent years, and concerns have been raised about how many people might be overpaying because they don’t fully understand the system. There’s no doubt that it is one of the more complicated forms of tax that we might find ourselves paying. So, where do we start…
20th Jul 2020
When it comes to investing there are a lot of aspects you can’t control – but fortunately, tax wrappers are there to help you. There are several different types of tax wrappers to choose from. Each individual tax wrapper has certain characteristics that make it more, or less suitable for certain types of investments. Spreading…
19th Jul 2020
Changes to the rules around pensions in 2015 mean that people now have a much greater choice over what they do with their money than they did a few years ago. With a greater number of options emerging, the question of whether people should consider transferring their final salary pension is once again on the…
14th Jul 2020
Choosing your mortgage provider is not a decision to be taken lightly. You’re tied into a mortgage for many years – often decades – so ensuring you’re getting a good deal without hidden costs is essential. Here’s the lowdown about choosing the most appropriate mortgage provider for you. Always use mortgage advisors Using independent mortgage…
13th Jul 2020
Flexible retirement is an increasingly popular and viable option for people to ease into retirement. For many, retirement is a big step both financially and socially, so taking time to adjust to the changes is a big help. Flexible retirement needs careful thought and time to plan, but ultimately has the potential to create a…
13th Jul 2020
Inheritance trusts are very confusing, with a whole host of tax laws and regulations to accompany them. There are a variety of options on how to manage your estate and care for your loved ones after you’re gone. That means it can be hard to work out the best option for you. A Discretionary Trust…
13th Jul 2020
As you get close to retirement age, it’s likely that you’ll start thinking about the options you have for your pension pot. You might be asking whether you cash it in or keep it invested, or what products are best if you want it paid monthly to replace your working income. What about an annuity…
13th Jul 2020
Thinking of selling your property, but want to cut out the middle man? It’s definitely going to save you money, but taking the decision to sell your property without an estate agent is a big one. There’s a lot you need to be aware of, and a lot that you’ll need to organise yourself. Of…
9th Jul 2020
After Rishi Sunak’s latest announcement of ‘Jobs, jobs, jobs’, businesses are really starting to step up a gear with returning to work after the lockdown. However, the ombudsman warns that employers could force pension opt-outs in a bid to save overheads. But can they really do this? And what are your workplace pension rights? Workplace…
6th Jul 2020
In our socially conscious times, lots of us are looking to do better with the things we spend money on. That might mean ditching fast fashion, buying sustainable food or going veggie or vegan, giving to charity, or buying an electric car rather than a gas-guzzling one. What about when we want to invest our…
6th Jul 2020
If you’re a homeowner and you’re thinking about tax efficient inheritance for your child or children, it can be helpful to think about how your property deed is set up. This can be a sensible choice if you’re worried about a large inheritance tax bill further down the line, or if you want to get…
