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5 ways for mums to make money

Kamal Khurana 26th Jul 2020 26 Comments

Reading Time: 8 minutes

Our readers often ask us how they can make money whilst stuck at home with the kids or what type of jobs can be fitted around school hours.

If you too would like to make some extra cash while looking after your little ones, we have some good news – there are loads of ways for stay-at-home mums and dads to make extra money.  Whether it’s monetising your time, space or skills, try our top five methods for making money if you’re a stay-at-home parent.

Moneymagpie’s Top 5 Ways For Mums to Make Money:

  1. Make money at your computer
  2. Make money from your home
  3. Make money from childcare
  4. Make money from offering a service 
  5. Make money from hosting


1. Make money at your computer

5 ways for mums to make money

Online surveys 

A handy little earner is completing online surveys in your spare time.

You won’t necessarily make oodles of cash, but if you have 15-20 minutes to spare once or twice a week, you might as well make some money out of it.

Sign up online to the following survey sites, which reward you for giving your opinions:

Some sites will offer you freebies or vouchers for every survey you take, others will reward you with small amounts of cash – but note that quite often this will only be paid when you hit a certain threshold, for example £50. Read terms and conditions before you sign up.

You can learn much more about this way of earning extra cash in our article on online surveys.

Use cashback sites

You might not have heard of those, but cashback sites are a  solid money-maker. They  are handy when you buy pretty much anything online – groceries, insurance, electronics and much, much more.

Search for what you need and buy it through the cashback site, and you’ll get a percentage of what you spend back. It’s basically free money.

Read our article on cashback websites for much more information, including details on many of the leading sites.

Become a virtual assistant (VA)

Hiring online help is a fast-growing business – it’s estimated 1.8 billion people will be using virtual assistants by 2021. If you choose to go down this route, you’ll be carrying out administrative jobs for a company, all from the comfort of your home.

Typical tasks include making and taking phone calls, sending emails, transcribing, and a variety of other everyday office activities. Not a bad deal given VAs tend to be paid a minimum of £25 per hour.

The main requirements are that you’ll need to be confident with computers and have a great telephone manner. Learn more in our article on how to become a VA.

It’s worth noting there’s a specific type of VA – a medical secretary. Companies such as DICT8 will pay you to write up medical notes, and your earnings are determined on a ‘per line’ basis.

Enter competitions

Online competitions are everywhere and the fact that many people ignore them means that there’s a pretty decent chance of winning. Many people do it professionally (there’s even a name for it – comping) and it’s estimated that in the UK there’re as many as 30,000 competitions running at any one time. You might as well take your chances.

Online competitions are typically pretty quick and easy to enter, and they offer a chance of winning prizes such as cash, exotic holidays, spa breaks and (our favourite) luxury food.

Competitions are often easy because companies just want your email address, so you may want to think about setting up a separate email just for this purpose.

Others competitions can be much more inspiring, tapping into your creativity with things like art, writing or photography. Find out much more in our article on making money from competitions.

Lend to your peers

Peer-to-peer lending is a rapidly growing market. Sites like Zopa cut out the middle men (the banks) and allow individuals to lend directly to borrowers. It’s a hybrid way of saving and investing money, but it’s yet another source of extra income you can easily try at home.

Returns for lenders can be more attractive than with regular savings rates, while borrowers can often find cheaper loans compared to other sources.

Some of the bigger names in this industry such as RateSetter, Funding Circle and Zopa are now very well-established, but there are many others which allow specialisation in all sorts of areas, such as property crowdfunding.

Lending your money through peer-to-peer sites involves more risk than leaving it in a bank or building society as it won’t be backed by the Financial Services Compensation Scheme. Many see peer-to-peer lending as a half-way house in terms of risk and reward, lying between cash savings and stocks and shares.


2. Make money from your home

Parking space

Rent out your parking space

If you have a driveway or a garage that you don’t use and you live in an area where parking space is in high demand, you can let it pay for itself. Rent it out and make money from doing nothing at all.

Parking is more desirable in London and you can charge a lot more there than anywhere else, but don’t feel discouraged if you live elsewhere. If, for example, you live close to a large football ground you could charge a premium on match days.

Read our article on renting out your driveway for more information and, if you want to register your parking space, go to JustPark– you can advertise your space for free. It’s very easy to set up – you advertise your spot, drivers book it and you watch the money come in. One thing to bear in mind is that the site makes money by taking a percentage of the rent you make.

Rent out a room or spare space

If you have a spare room, think about taking in a lodger – since 2016, you can make up to £7,500 a year tax-free. Read more about the things to consider in our article on renting out a room. Once you’re happy to rent out your space, use Gumtree or SpareRoom to advertise for free.

If you’re not sure about having someone around full-time, you might want to check out Airbnb. It’s a great solution for when you’d prefer to take in the occasional holidaymaker. Alternatively, you can also make money – and expand your horizons – by hosting foreign students. We’ve got this topic covered in our article here. But you don’t have to fill your spare space with human beings.

Many people just need somewhere to put their stuff. They are prepared to pay to leave their goods in storage space and that could be your spare room, attic or garage. It’s yet another effortless way to make money and websites such as Stashbee can help you get started.

Set up a B&B

This is the ultimate work-from-home job. While it certainly involves hard work, it can still leave you with lots of free time, too. Find out more about running your own b&b from our top tips-packed article.


3. Make money from childcare

5 ways for mums to make money_Childcare


If you love children and you’re at home all day looking after your own kids anyway, this might be the job for you.

As long as you don’t have a criminal record, you can be a childminder. If you’re on your own, you can look after a maximum of six children under 8 years at a time, although the rules are different for babies – you can normally only look after one at a time if they’re under 1 year old.

It’s typical to charge per child, per hour, and the amount will vary based on the ages and where you live.

Childminding UK is full of tips on this topic and our article on how to become a childminder should give you all the information you need.

Become a doula

Anyone who’s a mother can be a doula, also known as a birth coach or birth companion. These are women who have had a child of their own and are hired to assist new mothers.

Think of a doula as a parenting ‘expert’; they can do anything from helping with cooking and cleaning to looking after the baby and sharing tips that only another mum can give.

They’re often brought in before the birth and continue to help out through the pregnancy and in the first few weeks afterwards.

If you’re serious about being a doula, it’s worth taking a course – you can find out more about training and how to get work in our be a doula article.


4. Make money from offering a service

5 ways for mums to make money

Monetise your cooking skills

If you’re into your cooking, you can monetise your culinary skills. Selling edible goodies seems like an obvious solution and  it can actually earn you a tidy sum.

With the rising popularity of artisan goods and websites selling handmade things, there has never been a better time to make money out of your gourmet produce. Our guide to making cakes, jams and sweets shows you where you can find places to sell your edible goods. If things go well, you never know where cooking could take you – you could even start up a small business if the demand’s there.

Another option is to start your own cooking or baking blog and while it might take a little more work, you could be the next Deliciously Ella. Other creative ways to make extra income through food is becoming a recipe writer or starting off a supper club – learn more about it from our article.

Become a tutor

You could earn extra cash as a home tutor. There’s demand for a range of subjects and levels, usually on a one-to-one basis. This could be at your home or the student’s – or even online.

Check out the London’s Learning website for details on tutoring in the capital or agencies like Personal Tutors for more information on nationwide options. You can also advertise your tutoring services on local ad websites such as Gumtree.

For more information on who to contact and how much you could earn, have a look at our article on earning money as a tutor.

Become a proofreader

If you’ve got an eye for grammar and detail, you can earn decent money proofreading manuscripts from home – the rate you can earn at will be determined by your level of experience.

The Society for Editors and Proofreaders hosts regular meetings across the country where you can network, get training and gain opportunities to advertise your skills to local businesses. That could lead to more work – and more cash.

Doing other people’s laundry

Do you sometimes feel that you’re not appreciated for all the washing and ironing you do in your household?

There are people who would appreciate you doing theirs – and who are willing to pay per load.You’ll have to be really good and quick at ironing to make any real money, though. There’re different ways of deciding on what your fee may be – some people charge by the hour while others by weight.

You can either set up your own business collecting, washing, ironing and delivering, or sign up with an agency, such as All Ironed Out, which can organise delivery to your door.

Make money from arts and crafts

If you’re the creative type who is good at arts and crafts, there’s money to be made from your hobby. Sites like Etsy and Folksy are crying out for people like you to sell their handmade goods online.

These sites normally take a small commission of any sale you make (usually around 2-3%) but in return they give you a virtual shop so you don’t have to set up and promote your own website.


5. Make money from hosting

Hosting a product party

Companies from the likes of The Body Shop to Ann Summers are always looking for people to host product parties at their home.  . And no wonder it’s a popular sales strategy – word of mouth is the most powerful influence. Hosting a party is often as easy as filling in a form online and gathering a few friends – the brand’s local consultant will do the rest. Find out more from our article on product parties.

Become an Avon lady

If you’re into beauty, it’s easy to join a cosmetics company such as Oriflame or Avon as an independent rep. An Avon lady is someone who distributes and sells products from the Avon catalogue.

You can buy them at a discounted price directly from Avon, and sell them on at the full price to make your profit.

If you know a lot of people that already regularly buy from Avon then it could be easy money.

If you’re a talented salesperson, so much the better, although it really is a job for anyone.

You can do this in your spare time, or as a full-time job.

Take a look at our article on being an Avon lady for further information.

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3 years ago

MONEYMAGPIE is the BEST BLOG in the making money online, I read it practically every day. I am also happy that I was able to find it because the step by step method described allowed me to earn the first pretty good money on the internet. I hope you will succeed too!

3 years ago
Reply to  NANCY

Glad to hear it, Nancy!

4 years ago

I really like the idea you shared. Very informative and extremely helpful for the others mum. Thank you for sharing this kind of article.

4 years ago

Some useful information.

5 years ago

I do a paid for surveys site and I make around $300 a month. It won’t make you rich but it covers my electric and water bill. It’s really not hard.

3 years ago
Reply to  Jean

Hi jan can you please help me to make money from surveys ? I am single mother i want to work from home to earn extra cash!

Jasmine Birtles
3 years ago
Reply to  Amina

Yes do take a look at our surveys articles. We have links to lots of them there. Take a look here for example https://www.moneymagpie.com/magpie-money-offers/your-surveys (you can earn Magpie points doing this which will bring you more money). Lots mor articles here https://www.moneymagpie.com/?s=surveys

3 years ago
Reply to  Jean

Waw that awesome like I don’t want to get rich from it just having 2 kids and can’t go at work like I need help Iam straggling

Jasmine Birtles
3 years ago
Reply to  Silvia

Great – I hope it helps. Take a look at the other money-making ideas we have on the site too!

dina gregory
dina gregory
6 years ago

panelbase is a good survey site if you ive me email address i can refer you, also think some survey sites can be time consuming for the little you get in return but worth checking out to see if suits you. bzz agents is a good project testing site and competiton dateabse has nearly all competitions on there from facebook/twitter/instagram/websites etc if you mark entered on what comp you enter you will get notification when winner has been revealed x

Dwayne Graves
Dwayne Graves
7 years ago

This is very much great and hope fully nice blog. Every body can easily get perfect information from here.

Aakriti Basu
Aakriti Basu
7 years ago

Great post. I’ve been looking for new forums to check out. I’ve used Bulmen for quite a while now and it’s been extremely helpful. Looking forward to checking out some of your recommendations. Thanks!

Julie Ann
Julie Ann
8 years ago

There are some great ideas here. I really like the idea of letting out your car parking space especially as mine is round the back of the house. I’ve been using O2 Star Trader to make a bit of extra money whilst looking after the little one. You can order sim cards for free and then just hand them out to your friends and family. You get £5 commission for each one you can get topped up and they run competitions where you can win cash prizes as well. Definitely worth giving a go 🙂

Jasmine Birtles

Your money-making expert. Financial journalist, TV and radio personality.

Jasmine Birtles

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