Your money-making expert. Financial journalist, TV and radio personality.
If you’re physically disabled there are lots of ways to make money on the side in easy and unexpected ways, even if you’re not very mobile. (Keep an eye out for a new series coming soon that will cover other types of unseen disabilities and mental health.)
Here’s a list of just some of the many ways people with physical disabilities can make extra money, without loads of hassle.
Many of them are not only handy for bringing in the cash, they’re also fun to do!
If you you’re not mobile you might be tempted to think there are no money-making opportunities for you/ But you’d be wrong!
There are loads of ways you can make some money from home – from online surveys to setting up a blog.
Here are some great money makers especially for you:
They don’t require a special commitment – you can fill them in during the ads of your favourite TV shows or whenever you have a spare half an hour.
Online surveys can make you up to an additional £50 a month.
At MoneyMagpie we like Nielsen Computer Panel UK. It’s great: all you have to do is download their app onto your computer and mobile devices and you’re automatically entered into prize draws.
Nielsen researches internet users’ behaviour and randomly selects users for monthly prize draws, as well as larger yearly draws. As long as you’re comfortable with the setup, Nielsen doesn’t require any active participation on your part. All you need to do is register, answer a few questions about your internet use and then you get rewarded for using them!
Check out the following of top survey sites:
Some sites let you swap your earned points for cash or great vouchers such as Amazon gift cards.
Just remember, never pay to sign up to an online survey site.
Very few people actually write in to magazines with their true life stories, so there’s plenty of opportunity to contact features teams and sell yours.
You can make up to around £2,000 depending on how sensational or interesting the story is – in fact one MoneyMagpie reader earned £2,200 for her life story.
Stories can vary and you can talk about anything – magazines look for stories of tragedy, hope, inspiration or humour.
How to sell your story to magazines
The process is simple. Phone up or email a journalist (or contact the features team via email) and briefly outline the story you’re interested in selling. You can get your money in as little as two weeks!
Take a Break magazine offers up to £2,000 for true stories, and other magazines and newspapers offer between £200 and £2,000 depending on how good the story is.
You can make even more by including a relevant photo, which helps make your story more interesting!
If you have a life story you’d like to sell, target the magazines you know your story will be relevant to.
A friend of MoneyMagpie, journalist Mel Fallowfield, is always looking for true-life stories for various magazines and newspapers. She can often get a few thousand if yours is a really good story. Contact her on [email protected] and she’ll let you know how much you could get for your tale.
For example, a story of dramatic weight loss would be ideal for a magazine like Woman’s Weekly, but may not be great for Total Film!
Keep an eye out for magazine competitions too. You could win big prizes for doing very little.
Some magazines even reward cash for tips, recipes and star letters too. Check your favourites and see what they offer.
To be a proofreader you must have an excellent standard of English and strong attention to detail, so you can spot all the errors in documents and manuscripts.
There are no set entry requirements for becoming a proofreader, but relevant experience is a bonus (and if you’ve got a degree in English, that won’t hurt either!). Proofreaders spot mistakes in texts and make changes.
Proof reading pays surprisingly well, with the Society for Editors and Proofreaders reporting that the minimum hourly rate for experienced and qualified proofreaders is £26.90.
For those with less experience, don’t fret. A talented newbie proofreader can still earn up to £10-£15 per hour. Not bad for a flexible job.
Another great thing about freelance proofreading is that you usually work flexible hours. You can plan your working day around deadlines and how long the manuscripts will take.
Once you’ve finished your work, you’re done for the day. So, if you’re a fast and diligent worker, you could be earning a decent wage that fits around your social life.
Have you got opinions people need to hear?
Consider setting up a blog.
Blogs can be about absolutely anything. They can be personal, like a kind of diary blog, or you could simply write about a subject you find interesting.
If you have something unique to say, write it. It’s very therapeutic and you can make good money on the side from blogging if it becomes successful.
Here are some useful tips on how to make your blog more popular:
Firstly, write about something you’re passionate about. It’s important you find it fun to do or you won’t be motivated, and people will find it less interesting to read. You have to ooze enthusiasm.
Publish your blog on a popular site like WordPress. The free version comes with lots of tutorials to help you learn more about running your website.
Remember to focus on promoting your blog in various ways. Word of mouth, telling your friends and family, and using social media (Facebook, Twitter, and Instagram) are great ways to get your content noticed!
Finally, you could use your blog to sell things or advertise your own services.
To be a virtual assistant you must be computer literate and confident with major software packages. You can adapt your workstation with things like speech-to-text software if you have limited mobility in your hands, too.
There’s high demand for virtual assistants from small businesses who can’t afford full-time admin support. Some larger companies also employ virtual assistants to work from home: much secretarial work can be completely remote.
As a virtual assistant you’ll answer calls in a professional manner, reply to emails, and manage diary bookings. You’ll have to be proactive and work to meet deadlines, and you may be tested to see if you’re performing to a high standard.
You can find work as a virtual assistant by signing up to a decent free agency, and can earn up to £27 per hour. Try Virtual Office Temps or the Society of Virtual Assistants has more information and lots of tips on how to get started.
How exciting would it be to work with clients across the globe and liaise with people from different countries?
Mystery shoppers are also needed in the online world. Your role will be to contact and send specific enquiries to websites. You’ll monitor the speed and contact of the response. Again, you’ll probably provide your feedback through a straightforward and simple questionnaire.
You’ll then be paid when you’ve reported your findings. Once you’ve done your bit, you will sometimes be paid within 24 hours of your assignment.
Pay rates differ for different agencies and companies. You can expect to earn £5-£25 per task plus expenses. However, for phone calling mystery shopper jobs the pay is much lower – £1-£5 for phone work.
This obviously won’t pay the bills, but it’s a fun way to earn a bit of extra cash. If you’re interested in taking part in mystery shopping, see our article for the best and safest mystery shopper agencies.
Never pay to join a mystery shopping agency. You are being paid for your service.
There’s loads of home based call centre work for individuals who aren’t mobile. All you need is a computer, the internet and a phone, and your job is to simply answer customer service calls and deliver excellent service.
Customer service is increasingly branching out. Clients are contacting companies and making their queries via email, social media and online chats, so there’s more technical support work for those who aren’t very mobile.
Additionally, social media is all around us and dominating the internet. Many companies recruit individuals to be responsible for the social media of their company. It’s now crucial for promoting products or companies.
Keep an eye out for virtual social media roles on job sites as you can gain some excellent transferable skills.
If you’re okay getting around, but can only put so much strain on yourself, try one of these ways to make extra cash…
Register with companies such as Take Part in Research and you can earn up to £250 for sharing your opinion.
Focus groups vary from filling out paid surveys for a couple of weeks to going in and reviewing and assessing various products and even TV ads before their release!
It’s an exciting opportunity to make some good cash and meet people from all walks of life. It’s great for individuals who love testing products and talking to people. You’ll also get to share your thoughts on innovative products and services.
Sometimes, you’ll hit the jackpot and test foods. To find out more about how you can become a grub tester, read our article on getting paid to test food…yes, even chocolate.
If you aren’t able to get to a focus group then you can take part in online focus groups or even do an interview over the phone.
Write messages for greeting cards for a bit of extra cash!
Although this is a very competitive market, a lot of money can be made from writing witty lines, and it’s an exciting industry to work in. A punchy pun could earn you up to £150!
The most popular cards are funny, likeable and witty puns. Who doesn’t like a clever joke that puts a smile on our faces?
However, other greeting card types include sentimental messages and traditional cards that use rhyming poetry.
The first step to getting your message published is research galore. Decide which type of message you’d like to write in greeting cards, and find out who publishes these types of messages.
It’s worth visiting a high street card shop such as Clintons. Spend time viewing the cards and note the relevant publishers that you want to contact. You can find the publisher on the back of each card.
Keep an eye out for niche shops that sell greeting cards, e.g. book stores, garden centres, craft shops and gift shops.
Also, visit greeting card trade fairs where you can gain publisher contacts and do some networking. You could even pitch to them and show them your example greeting card messages.
It may take a while to get going, but many people make good careers from greeting card writing, and it’s a very creative, interesting industry to work in. Check out the Greeting Card Association site for freelance work.
Sell them and make extra cash!
As they say: tidy house, tidy mind and you’ll be a good bit richer.
If mobility isn’t a problem but you have other health issues which may hinder your ability to find employment, here are some great money makers to try.
Dog walking is an enjoyable, lively job that pays surprisingly well. You can make up to £50 an hour if you’re brave enough to walk four dogs at the same time. Some people can take even more, so it can be a lucrative business idea.
If you want a slightly easier dog walking experience, you can earn up to £10-12.50 an hour walking one furry friend at a time. This is the perfect job for animal lovers.
You can go about dog walking by joining an agency such as Tailster for immediate work. Tailster is free to join and advertises you to hundreds of people in need of a dog walker.
Of course, the advantage of working with an agency is that they do the hard work of getting the jobs in. The disadvantage is that they take a cut of the money.
As an alternative, register with Petpals as a dog walking company and apply for jobs on there. You can also simply put an ad out in your local area – on noticeboards, through people’s doors, on local websites – advertising your services. Quite often you can also find new clients while you’re out walking the dogs. Make sure you take a stack of business cards while you’re out.
If you get benefits such as PIP, DLA, ESA or Universal Credit you need to be aware of how starting a new job or earning extra money might affect your claim. As a general rule, PIP and DLA are not affected as they are not means tested but any work you take on could trigger a reassessment.
Always check with your local JobCentre Plus, Citizens Advice or look at DisabilityRightsUK and Scope for more information. It’s a good idea to inform government agencies or departments about what you are doing regarding work as you may be fined for not doing so.
The rules are different for each type of benefit and also according to how many hours you are doing or how much you are earning.
The government has a page of useful numbers to ring to find out more about how you might be affected: Disability Service Centre.
For more information about Universal Credit contact the helpline on 0800 328 5644 or for ESA queries contact JobCentre Plus on 0800 169 0310 or Textphone 0800 169 0314.
If you are in any doubt at all about if or how any work you take on might affect your benefits – ask an expert.
Are you disabled and looking for work? Tell us about yourself in the comments below. Let’s see if we can help you in your quest to make money!