4th Nov 2014
The ombudsman today has re-emphasised its warning to people seeking payday loans to be aware and vigilant of unscrupulous credit brokers and payday middlemen. This comes after numerous people have complained to banks that they have been unfairly treated by brokers who have debited their accounts without their consent and without providing them with the…
6th Jan 2014
Thought that would get you interested. No, the 0% balance transfer credit cards are not a scam in the usual sense. They’re legal and a really good idea for the people who know how to use them. If you’re clever and you’ve got a fair amount of money owing on your credit card, then it’s…
20th Oct 2013
I have just finished reading The Con Men: A History of Financial Fraud and the Lessons you can Learn by Leo Gough. Before reading, I didn’t have much knowledge of scams and fraud within the financial sector and I also had no idea how long some of the cons ran on for, or how much…
8th Oct 2013
The American government shutting down sounds a lot scarier than the actual reality. No, I promise we’re not living in some post-apocalyptic society across the pond. Washington, D.C. isn’t vacant and if you go visit our embassy in Grosvenor Square everything’s operating normally. Visas and passports are still being processed (but at a much slower…
2nd Jul 2013
Last Updated: 2/7/2013 If you’ve got a credit card debt that you just can’t pay off, sometimes a low lifetime balance transfer is the best and cheapest option. It’s also the easiest because you don’t have to keep remembering to switch your balance each time you get to the end of a 0% period.
23rd May 2013
Going on holiday has just got a whole lot more expensive thanks to a recent rise in Air Passenger Duty (APD). The latest blow to household budgets will see hundreds of pounds added to family travel costs. APD increased by 2.5% from 1 April 2013, making a 6% rise since 2001. A survey shows that 81% of…
12th Oct 2012
Updated: 5/01/2012 In an ideal world all of us want to be able to give money to charity, but when times are tight it’s not always possible. But what if you could help out a worthwhile cause as you spend, no matter what you’re buying, and with no extra effort? That’s what charity credit cards…
8th Oct 2012
Yes, sort-of. The IRRITATING issue of spam texts being sent to you from nasty PPI companies allegedly Twitter or Facebook telling you how to change your password dodgy debt management companies or any other fraudulent type annoying you with pretend texts have been something we’ve had to put up with for too long now. Even…
25th Jul 2012
The latest Fraudscape Bulletin from fraud prevention group CIFAS reports that illegal activity is on the rise. 130,706 confirmed frauds were reported in the first six months of 2012, with half of these taking place online. The report states that 65% of all frauds now relate to identity details such as dates of birth, postcodes,…
25th Feb 2012
Are you fed up of all the same old problems with banks? Dismal interest rates, needless charges, poor customer service… the list goes on. You’ll be happy to now then, that you don’t have to put up with it: There are actually some very viable alternatives. Here are our top five favourite savings alternatives.
20th Dec 2011
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1st Jul 2011
It’s a tough time for everyone at the moment. Even the most frugal among us are still feeling the pinch. But in the same way you might be planning to detox and shape up for summer, it’s time to take a fresh look at shaping up your finances too. Even if you have blown your…