29th Apr 2024
Article updated 29th April 2024 In the current financial climate, many people can’t pay their energy bill and are falling behind with payments. There are things you can do to make sure your energy debt doesn’t overwhelm you. Payment Plans and Supplier Support First of all, if you fund yourself struggling to pay your energy…
11th Apr 2024
Want to save a few hundred pounds a year and help conserve a scare resource? Want to give less of your money to a big company and keep more yourself? Simple! Just think about water. And specifically, think about getting a water meter. Rising Water Rates During the cost of living crisis, water bills are…
10th Apr 2024
Did you know that there are at least 2.5 million unpaid carers in the UK? Around one in five adults has some caring responsibility for a dependant – a child, partner, sibling, other relative or friend – that takes up at least some of their time each week. And the Carer’s Leave Act now means…
8th Apr 2024
Updated 8th April 2024 Almost half of all adults aged 17 to 85 in the UK have either had an addition or been directly impacted by one, such as a spouse or sibling. That’s a whopping 22 million UK adults affected by addiction in some way. From alcohol to sex, shopping to food, addictive behaviour…
5th Apr 2024
Updated 5th April 2024 Saving when you’re on a low income seems impossible – but with the Government’s Help to Save account, it’s not only possible but lands you with a whopping 50% bonus. Designed for those in receipt of Universal Credit, this little-known savings account is available for many people on a low income….
5th Apr 2024
Updated 5th April 2024 Your credit record could be affecting your ability to get a loan, credit card, mortgage, or even bank account. If you’ve been struggling to get mobile phone contracts, loans, credit cards or any other kind of borrowing, you might need to clean up your credit record. Here’s how to find out…
13th Mar 2024
One in ten people in the UK is a carer (that’s around 7 million people). Yet, many don’t know that there’s financial and emotional support available for them – not just the people they look after. Carers may look after people with disabilities, older people, or those with mental difficulties. They range in age from…
11th Mar 2024
The Financial Independence Retire Early (FIRE) movement has gained huge traction in recent years. Loosely referring to achieving a financial status whereby you no longer need to work for a living, FIRE is probably the ultimate goal for those seeking to ditch the typical 9-5. But how does investing sit within the FIRE movement? And…
10th Mar 2024
The trouble with maths class is they don’t teach you how compound interest can make you rich without you needing to lift a finger. If our maths teacher had started with that as an opener, everyone would’ve paid attention! Compound interest is the secret to people getting rich with even small investments. If you’re like…
7th Mar 2024
So what can you do if you can’t pay your debt? What happens if you can’t cover your rent, your energy bills or your council tax? We round up your options below. Most importantly – don’t ever ignore a bill. It won’t go away and the problem will only get worse. Ask for help Are…
6th Mar 2024
The heat is really on for Chancellor Jeremy Hunt and the Conservative party. Today’s Spring Budget set out the government’s plans for tax and spending over the coming year. Inflation “figures show that forecasts from OBR say inflation was 11% when he and Rishi Sunak took office (not mentioning that that was after a number…
29th Feb 2024
There’s really no secret to it – saving is all about living within your means and putting whatever is left over into a high-interest savings account. However, there are a few rules you need to learn first. Once you have got those under your belt it’s simply a question of putting money away regularly and…
