28th Sep 2023
As the warm weather becomes a distant memory and the nights draw in, thoughts inevitably turn to those dreaded energy bills and how to pay for them. The energy price cap- the amount suppliers can charge for each unit of energy used – will fall from £2074 to £1,923 from October 1, but it’s still…
28th Sep 2023
It’s no secret that many people have been struggling with money recently. Since the COVID-19 pandemic, the consequent cost-of-living crisis and huge inflation and mortgage crisis has seen a heartbreaking number of people simply unable to pay their mortgage. Here, we’ll think about a few things that you can do if you’re worried about being…
26th Sep 2023
October’s here and that means summer is officially over! Everyone loves to make money and save money all year round, but it’s always nice to save a little extra in the winter months – especially when Christmas is around the corner. Take a look at our 31 money-saving tips and money-making ideas – one for every…
13th Sep 2023
B&M & Poundland to buy up Wilko stores Today, Pepco Group, the owner of Poundland, has announced they will be taking over 71 Wilko shops across the UK. The leases will be taken over, and the stores will be converted into Poundland stores. Barry Williams, Managing Director at Poundland, has suggested current staff at the…
13th Sep 2023
Unfair gym contracts aren’t as widespread as they used to be but it’s still possible that you could be trapped if you don’t watch it. Here are tips on how to spot one and how to get out of it.
11th Sep 2023
Book review – Survive & Thrive: A graduate’s guide to life after university I graduated three years ago during the first lockdown in 2020. I was totally lost; I felt completely alone and had no idea what to do next. The world was shut down, no businesses were hiring and when I handed my dissertation…
31st Aug 2023
Risk can never be eliminated entirely when investing, even if you feel your portfolio is as safe as houses. In this article we’re going to dive into the world of asset allocation, breaking down what it means, and how effective asset allocation can help to reduce your exposure to risk. Keep on reading for all…
31st Aug 2023
If you’re struggling to make ends meet, it’s only natural to turn to friends and family members for help. It’s so common, in fact, that a third of people in the UK are currently owed money by friends and family, according to research by Starling Bank. The amount being lent out by friends and family…
30th Aug 2023
If you’re unfamiliar with bonds it may be confusing to learn that when bond prices rise, yields fall. And when bonds prices fall, yields rise. So, what’s the reason behind the inverse relationship between bond prices and yields? And what does it all mean? Keep on reading for all the details or click on a link…
24th Aug 2023
Let’s face it, 2023 is hardly turning out to be triumphant year for the stock market. Since January the FTSE has slumped 2.81%, while the 250 has fallen 4.78%. Meanwhile, sticky inflation continues to drive higher bond yields. Under most circumstances, a turbulent year for the markets would usually help support the price of gold….
15th Aug 2023
Do you have all the skills to bake delicious and tasty cakes? Then you could make money baking. Take a look at our guide for starting up a baking business below: Make money from cakes Where to sell your cakes Devising a business plan Equipment you need Getting inspiration Creating hampers How much should you…
1st Aug 2023
Welcome to the Frugal Column, where I aim to inspire you to live your best life without breaking the bank. You can follow my award-winning blog Shoestring Cottage and don’t forget to subscribe to my YouTube channel. I am also the author of Extreme Frugality: Save Money Like Your Grandma. Do you ever feel that…