Your money-making expert. Financial journalist, TV and radio personality.
October’s here and that means summer is officially over! Everyone loves to make money and save money all year round, but it’s always nice to save a little extra in the winter months – especially when Christmas is around the corner. Take a look at our 31 money-saving tips and money-making ideas – one for every day of the month in October.
Your very own cleaning business – how does that sound? Cleaning is one of the most hated household jobs and something many of us put off until it’s absolutely desperate. In fact, people dislike the chore so much, they’re willing to pay for someone to come and do it for them! Find out how to set up your own cleaning business here.
New regulations mean you can now move your current account, along with all your direct debits and standing orders, to another bank within just seven days. Because of this, banks are now offering cash incentives for you to switch to their current account, meaning you could make money for very little effort! We reveal the accounts that pay you up to £125 to switch in our complete guide. Find out more right here.
There are so many ways to get free food (read here), don’t forget to make the most of our deals pages though. Often with several freebies per week, make sure you keep checking back to see what is in store for you.
Make money collecting Ladybird books, Bakelite, whiskey, film and music memorabilia, comics, Barbie dolls, Chinese snuff bottles and even Elvis Presley memorabilia. Can you turn your collecting hobby into a money-making opportunity?
You have six months until April 2024. The earlier you put money in your ISA, the more you’ll make. Don’t leave it until the last minute – set up a standing order now to put money into an ISA of your choice. Find out more about how to choose the best ISA account here.
If you’re looking to start up a small business, we think crowdfunding is a great way to financially support your start-up idea or turn your artistic dreams into a reality. Plus, it’s a great alternative to taking out a loan. Take a look at our guide to crowdfunding and see how it can help you launch your potential business idea or creative project.
Late trains, last minute cancellations and the real chance you won’t get a seat are all compounded by ever increasing train fares. Whilst train fairs are consistantly rising, it isn’t good enough! See here how you can make money by claiming back money for delayed trains.
It’s about this time every year, once the summer holiday splurge is over, that loads of people ask us: “How do I get out of debt?” Find out how you can solve your debt problems and get back on an even keel with our essential article. It’s packed with simple ideas to get you back on your feet in no time.
Teaching English is something you can do if you’re already a native English speaker and you have a bit of training. Teaching English as a foreign language (usually known as TEFL) is a huge growth industry with massive demand. You can do it abroad or make extra cash here in Britain. Find out more about how to make money teaching English here.
If you thought that sitting around watching TV was just a leisure activity, think again. Although there are countless wannabes desperate to see themselves on screen, it’s easier than you might think to be on TV – and make some money in the process. Find out more about making money from TV here.
Are you a quiz buff? Do you love looking things up online? If so, you could be using your knowledge to make £10 an hour answering questions that people send in by text. The UK has a range of text answering services that are constantly looking for more researchers to answer the thousands of questions they receive each day.
Voucher codes are all the rage these days but making the most of them can be tricky. To help out, we’ve pulled together the best ways to maximising savings, complete with insider tips and a four-step guide to being clever with codes. Take a look here.
Use your local library for books, magazines, music and film. Use your points to buy things such as Boots or Superdrug cards for toiletries, Tesco Clubcard for dinners in restaurants and Avios for a trip to a theme park. Use food you have already in the kitchen to make a picnic and have a family outing in the park for free. Find out how to live for free on loyalty and reward cards here.
You can currently get free entry to National Trust sites across England, Wales and Northern Ireland. For a limited time, you can nab a free ticket, which allows entry to a huge number of historical and interesting sites for you and the family.
The best part? The ticket allows for up to two adults and four children to enter a National Trust site for free. Yes, you read that correctly. You can get free entry for six people. Adults, of course, are those aged 18 years and over, and children count as those aged between five and 17 years old. Those under the age of five get free entry to National Trust properties anyway.
Want to know how to make money being a researcher? There are all sorts of organisations, individuals and writers who need research doing for them. Best of all, the work can often be carried out from home. Find out how to make money being a researcher here.
Sounds dull, but doing a budget – even a basic one – will help you build wealth. Use an online budget planner like ours; simply enter your expenses and income and you’ll see what you have left over to spend each month. It should spur you on to cut your expenses and increase your income too.
If you have a brand-new iPhone 5s now, make cash from your old one by selling it online. Here are more ways to make money recycling your old gadgets.
It’s still possible to get cheaper stuff for Christmas at your local car boot sale and charity shops. Get them now before everyone else starts thinking about buying gifts. Check out our guide to car boot sales here.
The cinema is a great place for adventure. Film fanatics everywhere flock to see the latest releases. But in the last few years, a trip to the cinema has become a strain on our wallets. That’s why we’ve rounded up all the latest deals and offers for you, so you can save when you go to see your faves on the big screen. Come and check out all the latest cinema deals and freebies here.
Think you’re too late, or to early to invest for your future? Not true. You can set up a comfortable, rich retirement at any age. We’ve written a special article with ideas for saving towards retirement whether you’re in your 20s, 70s or somewhere in between. Find out how to start saving for retirement here.
The NatWest piggies are making a comeback! However, the original piggy banks are packed with nostalgia and, if you’re lucky, money as well. Find out how to make money collecting piggy banks here.
Can we even watch films for free? It’s well reported in the news lately that the cost of living crisis has affected the way we spend our money somewhat casually on streaming services like Netflix, Disney+ and Amazon Prime. Thousands upon thousands of people just can’t afford to make all those payments right now, and Netflix has just reported a drop-off of 1 million viewers in the last year.
One of the problems is that there is too much choice, but that also means there’s a LOT of choice, so we’ve rooted around to find the best FREE streaming services where you can watch free movies, usually extremely simply or with a free sign-up. So here we go.
Taxis and buses do it, so why not your car? If you don’t mind driving around with a logo splashed across your bonnet, you could make more than £200 a month for very little effort. Find out how to make with ads on your car here.
If you love animals, pet sitting and pet boarding can be an easy and fun way to make money at home. As over 50% of British families own a pet and many of them go on holiday without their animals, there’s a lot of money to be made by offering doggy daycare. Find out how to make money pet sitting here.
Halloween is only a week away! Prepare a budget Halloween party by revamping your costumes from the previous year and cut out silhouettes of cats, witches and pumpkins and hang them from the ceiling with string. For food, add ketchup to the end of chips to make them look like bloody fingers. Lychees with a raisin in the middle and Ribena drizzled over them look like bloodshot eyes. Get a pumpkin but keep and use the flesh and seeds to cook with when you’ve carved it. For more ideas take a look at our sneaky tips for Halloween bargains here.
Pour yourself a nice cuppa and settle down with your computer to switch everything using our comparison service. Get the best deal on your gas and electricity, all your insurances, your phone and broadband providers and even your bank. Over the next year you should be able to save around £1,000 by doing this.
Go to Mylostaccount.org.uk and fill in your details if you think you might have savings accounts you forgot about. Also see if you can find old pensions through the Pensions Tracing Service online or ring them on 0845 6002 537. Read our guide to tracing a lost pension here.
Do a few online surveys while you’re on the computer and having a sandwich. You can make a few quid in an hour. Start with the online survey companies we recommend here.
For kids it’s easy to pick up a bag of sweets, but for adults you might want something a little more sophisticated if you’re planning a Halloween get together.
November is Will Aid month where some solicitors will write your will and give their fee directly to charity. The suggested minimum donation is £100 for a single will and £180 for a pair of mirror wills. If you don’t make a will your inheritors could pay thousands in tax and if you’re cohabiting your partner won’t automatically get your money or property. Find out how to get a will at a reasonable price here and read our easy guide to getting a will written here.
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