October’s here and that means summer is officially over! Everyone loves to make money and save money all year round, but it’s always nice to save a little extra in the winter months – especially when Christmas is around the corner. Take a look at our 31 money-saving tips and money-making ideas – one for every day of the month in October.
1 October: Make money oven cleaning.
Your very own oven-cleaning business – how does that sound? Cleaning the oven is one of the most hated household jobs and something many of us put off until it’s absolutely desperate. In fact, people dislike the chore so much, they’re willing to pay for someone to come and do it for them! Find out how to make money with an oven cleaning business here.
2 October: Make money by switching your bank account.
New regulations mean you can now move your current account, along with all your direct debits and standing orders, to another bank within just seven days. Because of this, banks are now offering cash incentives for you to switch to their current account, meaning you could make money for very little effort! We reveal the accounts that pay you up to £125 to switch in our complete guide. Find out more right here.
3 October: Get free dental treatment.
Today is World Smile Day and we all want to have great healthy teeth all year round, which could be expensive. If you’re willing to have a student work on your teeth you could get some expensive dental treatments for free. Find out from the British Dental Association which universities and colleges are looking for local patients. Find more ways to get cheap dental work here.
4 October: Make money collecting.
Make money collecting Ladybird books, Bakelite, whiskey, film and music memorabilia, comics, Barbie dolls, Chinese snuff bottles and even Elvis Presley memorabilia. Can you turn your collecting hobby into a money-making opportunity?
5 October: Set up a standing order into an ISA.
You have six months until 5 April 2015. The earlier you put money in your ISA, the more you’ll make. Don’t leave it until the last minute – set up a standing order now to put money into an ISA of your choice. Find out more about how to choose the best ISA account here.
6 October: Save with crowdfunding.
If you’re looking to start up a small business, we think crowdfunding is a great way to financially support your start-up idea or turn your artistic dreams into a reality. Plus, it’s a great alternative to taking out a loan. Take a look at our guide to crowdfunding and see how it can help you launch your potential business idea or creative project.
7 October: Get your money back for delayed train journeys.
Late trains, last minute cancellations and the real chance you won’t get a seat are all compounded by ever increasing train fares. In fact some unlucky commuters will see their train fares rise by 5.5% in 2015! See here how you can make money by claiming back money for delayed trains.
8 October: Avoid debt and save money.
It’s about this time every year, once the summer holiday splurge is over, that loads of people ask us: “How do I get out of debt?” Find out how you can solve your debt problems and get back on an even keel with our essential article. It’s packed with simple ideas to get you back on your feet in no time.
9 October: Make money teaching English.
Teaching English is something you can do if you’re already a native English speaker and you have a bit of training. Teaching English as a foreign language (usually known as TEFL) is a huge growth industry with massive demand. You can do it abroad or make extra cash here in Britain. Find out more about how to make money teaching English here.
10 October: Make money from TV.
If you thought that sitting around watching TV was just a leisure activity, think again. Although there are countless wannabes desperate to see themselves on screen, it’s easier than you might think to be on TV – and make some money in the process. Find out more about making money from TV here.
11 October: Make money answering questions.
Are you a quiz buff? Do you love looking things up online? If so, you could be using your knowledge to make £10 an hour answering questions that people send in by text. The UK has a range of text answering services that are constantly looking for more researchers to answer the thousands of questions they receive each day.
12 October: Save money with voucher codes.
Voucher codes are all the rage these days but making the most of them can be tricky. To help out, we’ve pulled together the best ways to maximising savings, complete with insider tips and a four-step guide to being clever with codes. Take a look here.
13 October: Have a zero-spend day.
Use your local library for books, magazines, music and film. Use your points to buy things such as Boots or Superdrug cards for toiletries, Tesco Clubcard for dinners in restaurants and Avios for a trip to a theme park. Use food you have already in the kitchen to make a picnic and have a family outing in the park for free. Find out how to live for free on loyalty and reward cards here.
14 October: Get some free chocolate.
This week is National Chocolate Week and there are free tastings (and some paid-for events) around the country. Find out where you can go for free chocs at Chocolate Week. Alternatively, you can celebrate yourself by making this easy chocolate lemon cheesecake.
15 October: Make money being a researcher.
Want to know how to make money being a researcher? There are all sorts of organisations, individuals and writers who need research doing for them. Best of all, the work can often be carried out from home. Find out how to make money being a researcher here.
16 October: Make a budget.
Sounds dull, but doing a budget – even a basic one – will help you build wealth. Use an online budget planner like ours; simply enter your expenses and income and you’ll see what you have left over to spend each month. It should spur you on to cut your expenses and increase your income too.
17 October: Make money from your old mobiles and gadgets.
If you have a brand-new iPhone 5s now, make cash from your old one by selling it online. Get cash for your old phone – even if it’s broken – through our mobile recycling tool which gets you the very best price from a database of the top recycling companies. Here are more ways to make money recycling your old gadgets.
18 October: Buy cheap Christmas presents.
It’s still possible to get cheaper stuff for Christmas at your local car boot sale and charity shops. Get them now before everyone else starts thinking about buying gifts. Check out our guide to car boot sales here.
19 October: Get cheap cinema tickets.
Some cinema chains such as Cineworld offer £1 tickets on Saturday mornings for both parents and guardians. So if you need a little entertainment for the kids tomorrow, check out your nearest Cineworld for latest offers.
20 October: Saving for retirement.
Think you’re too late, or to early to invest for your future? Not true. You can set up a comfortable, rich retirement at any age. We’ve written a special article with ideas for saving towards retirement whether you’re in your 20s, 70s or somewhere in between. Find out how to start saving for retirement here.
21 October: Make money from NatWest piggy banks.
The NatWest piggies are making a comeback! However, the original piggy banks are packed with nostalgia and, if you’re lucky, money as well. Find out how to make money collecting piggy banks here.
22 October: Save money with money management.
Saving enough money to feel secure doesn’t have to be a fairytale. In fact, starting to think about money as something real can make it much easier to hold on to. So how can you re-engage with your spending and move towards a ‘happy ever after’? Our guide will take you by the hand and help you reinvigorate your relationship with saving. Click here for the full article.
23 October: Make money with ads on your car.
Taxis and buses do it, so why not your car? If you don’t mind driving around with a logo splashed across your bonnet, you could make more than £200 a month for very little effort. Find out how to make with ads on your car here.
24 October: Make money pet sitting.
If you love animals, pet sitting and pet boarding can be an easy and fun way to make money at home. As over 50% of British families own a pet and many of them go on holiday without their animals, there’s a lot of money to be made by offering doggy daycare. Find out how to make money pet sitting here.
25 October: Prepare a budget Halloween.
Halloween is only a week away! Prepare a budget Halloween party by revamping your costumes from the previous year and cut out silhouettes of cats, witches and pumpkins and hang them from the ceiling with string. For food, add ketchup to the end of chips to make them look like bloody fingers. Lychees with a raisin in the middle and Ribena drizzled over them look like bloodshot eyes. Get a pumpkin but keep and use the flesh and seeds to cook with when you’ve carved it. For more ideas take a look at our sneaky tips for Halloween bargains here.
26 October: Save yourself £1,000 over the year by switching.
Pour yourself a nice cuppa and settle down with your computer to switch everything using our comparison service. Get the best deal on your gas and electricity, all your insurances, your phone and broadband providers and even your bank. Over the next year you should be able to save around £1,000 by doing this.
27 October: Claim free money.
Go to Mylostaccount.org.uk and fill in your details if you think you might have savings accounts you forgot about. Also see if you can find old pensions through the Pensions Tracing Service online or ring them on 0845 6002 537. Here’s how you can claim your free money!
28 October: Use your lunch hour to make some money online.
Do a few online surveys while you’re on the computer and having a sandwich. You can make a few quid in an hour. Start with the online survey companies we recommend here.
29 October: Save on Halloween food.
For kids it’s easy to pick up a bag of sweets, but for adults you might want something a little more sophisticated if you’re planning a Halloween get together.
Take a look at our delicious Halloween recipes here including coconut pumpkin soup for the grown ups and spider cake for the kids.
30 October: Get ready to make a will.
November is Will Aid month where some solicitors will write your will and give their fee directly to charity. The suggested minimum donation is £90 for a single will, £135 for a pair of mirror wills and £40 for a codicil. If you don’t make a will your inheritors could pay thousands in tax and if you’re cohabiting your partner won’t automatically get your money or property. Find out how to get a will at a reasonable price here and read our easy guide to getting a will written here.
31 October: Sign up to our newsletter.
End the month by signing up to our newsletter. If you want weekly money-saving and money-making ideas along with the best bargains then sign up to Moneymagpie’s FREE weekly newsletter. You can also follow us on Twitter or like us on Facebook.