MoneyMagpie

Mar 07

9 consumer rights myths debunked

Apart from the promise of warmer weather and longer days, the change of season brings another great delight: sales!

However, bargain hunting Brits could be left out of pocket in the seasonal sales due to common consumer rights myths – such as the mistaken belief that shops have to sell goods at the displayed price.

In order to help you navigate these uncertain waters, the good folks over at Promotionalcodes.org.uk  delved a bit deeper into the consumer rights myths most of us believe.

Take a look at these seven they’ve debunked. Happy shopping!

 

Shops are legally obliged to sell goods for the displayed price

Blank price tags on clothes

The biggest consumer rights myth of all is the idea that bricks-and-mortar shops are legally obliged to sell items at the displayed price.

In fact, if the displayed price is a mistake, shops do not have to honour it – though they often will as a goodwill gesture.

This is because in law, a contract – i.e. an offer and an acceptance – has not been made until the item is actually paid for.

While this may seem odd, it actually protects shoppers from being bound by an ‘acceptance’ of the offer – and therefore being obliged to purchase – just because they pick an item up or take it to the till.

In short: A shop does not have to sell you an item at its displayed price if it is a genuine error, although it is illegal to mislead consumers deliberately.

 

I can return an item within 28 days because I changed my mind

Annoyed woman trying to return a handbag

If there’s nothing wrong with the item and you’ve just decided you don’t like it, you don’t actually have an automatic right to a refund. But most shops have policies for returns and will honour them, even though they don’t legally have to, and will often extend the return period after Christmas. Keep the receipts and original packaging.

Some goods, such as underwear and earrings for pierced ears, may not be returnable even under a shop’s policy.

 

You don’t need a gift receipt

Couple looking at receipt

As we know, shops don’t have to refund you, but probably will if you can prove purchase and the goods are unused. If a shop is prepared to refund or exchange a gift for its recipient, they’ll probably want a gift receipt.

 

online shopping is less safe

Woman using laptop to do online shopping

Surprisingly, online shopping actually may offer you more security.

You legally have a 14-day ‘cooling off’ period for online purchases from businesses (not private individuals), starting from the day you receive the item. This is to enable you to see the product properly before you make up your mind, so you can return it for any reason.

There are exceptions, such as if the goods are bespoke or perishable.

Just be aware of the fact that, while an in-store contract is made when you pay, you may not have your contract until your item has been sent to you when shopping online. This means you might not have a contract even if you’ve received a confirmation email, and your order could be cancelled if the price was mistaken. You’ll need to check the terms and conditions to see when your contract would begin.

 

I need a receipt to return an item

Woman looking at receipt in shop

While you will most likely have to prove your purchase in one way or another, you don’t need the actual receipt. You could also use a bank- or credit card statement.

 

You can’t return items bought on sale

Sale sign above clothing rack

While shopping up a storm during seasonal sales, you may notice some shops have signs up everywhere stating that sale items cannot be returned. Of course, this is understandable, as the shop is trying to get rid of this stock. However, if the item doesn’t satisfy your needs as a consumer – it’s faulty, soiled or doesn’t fit properly – you have the right to return it and receive a refund.

 

My credit card automatically provider covers purchases

Someone inputting their pin into a card reader

Yes – for goods and services costing between £100 and £30,000. Your credit provider will refund you if the firm folds before you get your goods, or if they’re faulty and the business refuses to rectify it.

Be careful with things like train tickets, as two single journeys could be classed as two transactions and might not meet the cost threshold individually. (You would also not be covered if you chose not to take the journey.)

There are exceptions to this protection, such as loans and balance transfers.

 

The postal service is responsible for parcels that don’t arrive

courier handing package to someone

Nope! The seller has the legal responsibility to ensure delivery, not the courier. If your item doesn’t arrive within 30 days of purchase, or by a date you agree with the seller, they owe you a replacement or refund.

 

Train companiesdon’t compensate in cash

Woman looking at her watch waiting for a train

Under the National Rail Conditions of Travel, you are entitled to a full or partial refund if your train is cancelled or delayed.

In cases where you choose not to travel, you can claim a full refund, while if you decide to continue with your journey you may be able to claim for partial compensation.

Although the compensation amount is different for each train company, the rules stipulate that as a minimum, if you are one hour late at your destination, you are entitled to:

  • Single ticket, or return ticket if both legs are delayed – 50% of the price paid
  • Return ticket with delay on outward or return journey – 50% of the price paid for the relevant part of the journey
  • Season Ticket – details of arrangements for Season Ticket holders are set out in each Train Company’s Passenger’s Charter

In order to claim your refund or compensation, you would normally need to return your orginal ticket/proof of purchase/scan of the ticket to the retailer it was bought from within 28 days following the affected journey.

To find out more about the process, visit the National Rail website.

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