19th Nov 2019
Will I ever be able to afford a property in London? Should I invest in property or wait? These questions seem related but, in reality, come from two very different worlds. We see ‘average’ property prices in the news as they go up (or down). London is a different creature altogether! Property in the UK…
18th Nov 2019
Corporate bonds – like loans to companies – guarantee you a rate of interest over a fixed term. So, how do they work, and why should you consider investing in them? Your savings account isn’t giving you the best return on your money. Easy-access cash savings accounts don’t offer interest rates that match inflation: you’re…
13th Nov 2019
Find out how to be poor. Don’t build up wealth. Don’t have a rich retirement. Make sure you are poor and anxious for the rest of your life. Here are great ways to do that!
6th Nov 2019
The Personal Savings Allowance meant changes in interest taxation rules. But what did the changes mean, and how do they affect your savings? You don’t have to pay any tax on the first £1000 earned in interest. What that really means is, with today’s low interest savings accounts where a ‘good’ rate is still only…
6th Nov 2019
Looking forward to winning the lottery? Don’t. You’re highly likely to have a miserable life if you do!
6th Nov 2019
Investment training courses can be appealing on the surface. Promises of high finanancial growth and easy money make it seem simple! The truth is, getting stuck into the stock markets, investing, and trading is a great way to create a financial growth strategy for your future. But let’s be honest: they don’t exactly teach you…
1st Nov 2019
Whether you’re looking for your first gig or have a good few years’ worth of experience under your belt, you need a great CV. The job market is tough; you’re often up against dozens or even hundreds of other candidates when applying for a job. According to the BBC, on average 60 people compete for…
25th Oct 2019
If you’re a first-time property buyer saving up for a deposit to buy a house, you then should open a Help to Buy ISA pronto. This is because this Government initiative is set to end on 30 November 2019, which leaves less than two months to open one. Take a look at our guide to…
25th Oct 2019
Property investment has had a bad rep over recent years. Landlord is a dirty word for some – but if you stick to some ethical principles, you can make great returns on your investment AND be a great landlord. 2023 was a slow year for the rental market. The cost of living crisis prevented landlords…
21st Oct 2019
As you start to consider your retirement finances, you’re looking for income but you’re also looking for safety. How do you make the most of the money you have in these turbulent economic times? We look at your investing options and explain how they work and what they could do for you. Annuities Gilts Savings…
20th Oct 2019
The secret to saving has been revealed – save with a goal in mind. Last year, two thirds of those who saved with a goal in mind reached their target according to research from the robo-advice platform Nutmeg. This makes sense when you think about it, after all it’s much easier to know the steps…
9th Oct 2019
Summer is here, but Britain is just as unpredictably rainy, chilly and grey as ever, with only the occasional burst of sunshine. You could spend the next few months lounging around at your parents’, or working hard in a soullessly air-conditioned shop on the high street… or you could get paid to travel, and be…