6th Dec 2024
Stocks and shares ISAs are one of the most popular ways for beginners to enter the world of investing. They allow you to build a diverse portfolio of assets without needing to become a pro market analyst overnight! In this guide, we take a look at everything you need to know about stocks and shares…
9th Jan 2023
Stash your investments in a stock and shares ISA and you won’t have to pay dividends, capital gains or income tax on any returns. This is why ISAs are often the first port of call for newbie investors. Yet the ISA tax-free wrapper is something that shouldn’t be taken for granted. Thanks to the cost…
11th Aug 2022
Do you have a stocks and shares ISA? If so, did you know you don’t have to stick with your existing provider until you’re ready to sell your shares? That’s because ISA transfers make it easy to switch providers without your investments losing their tax-free status. However, to do a transfer properly there’s an important…
3rd Dec 2024
Soon comes round, doesn’t it? With less than four weeks to go until the big day, many of us will be having a serious think about what we’d like to give our loved ones for Christmas. If you’ve children, you probably already have a long list, but in this article, we’re going to add another…
10th Sep 2024
Pensions can be very confusing – and we seem to be expected to just know how it all works! So, we’ve put together this FAQ guide for the most commonly asked pension questions to try and help you wrap your head around your pension. What Is a Pension? Understanding Workplace Pension Auto Enrolment Do I…
5th Sep 2024
Your 30’s is an excellent time to dip your toes into the stock market. But, did you know that there are certain investments that you might want to consider over others? The ‘best’ investing strategy looks different for each generation and understanding how to effectively invest in your 30’s could help you to maximize your…
7th Aug 2024
Updated 7th August 2024 A Lifetime ISA (LISA) can help you buy your first home or save for retirement. A whopping 25% Government bonus gets paid on your savings – who can say no to free money?! There are, of course, some caveats. Here, we break down the LISA rules and whether you should consider…
25th Jun 2024
Ever since the launch of ChatGPT in 2022, people can’t stop talking about AI! Over the last 2 years, artificial intelligence has crept into the investing space, providing investors with multiple use cases that can save time and minimize human error. The concept of using AI to invest is very appealing. Imagine being able to…
16th Apr 2024
Wondering how much you can save in a cash ISA? The new tax year started last week and now could be a good time to use your cash ISA allowance to the fullest. The limit for 2024/25 is £20,000. This offers a great chance to grow your savings without paying tax. Here, we will take…
20th Mar 2024
Exchange-Traded Funds (ETFs) allow investors to gain exposure to a large number of assets at a relatively low cost. In this article we’re going to take a deep dive into the world of ETFs by explaining how they work while highlighting the advantages and risks. Keep on reading for all the details, or click on…
29th Feb 2024
There’s really no secret to it – saving is all about living within your means and putting whatever is left over into a high-interest savings account. However, there are a few rules you need to learn first. Once you have got those under your belt it’s simply a question of putting money away regularly and…
13th Feb 2024
Did you know that single households (those living alone) are the second most common type of household in the UK, accounting for almost 1 in 3 (30%) UK households in 2022. That’s 8.3 million households all together. One in three…who’d have thought? Certainly if you go to the supermarket or try to book a holiday…