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MoneyMagpie

Stocks and shares ISAs: how to pick the best

Reading Time: 8 mins As we always say, don’t be scared of stocks and shares ISAs! With a little knowledge and a willingness to take (even small) risks, an equities ISA can easily out-perform your cash ISA over the long-term. We’ve banged on about this in detail in this article – but the short version of it is this: … read more

Why women should invest in stocks and shares ISAs

Reading Time: 5 mins Investing isn’t just for men-folk! Women should invest too! Ladies are losing out on good money just by failing to put money into stocks and shares ISAs each year. The latest research shows that, on average, 21% of men have a stocks and shares ISA compared to only 13% of women. Perhaps more significant is … read more

How to invest in commodities…and why you should right now

Reading Time: 9 mins Even if you are only a casual investor you will likely have heard of people who invest in commodities. The word ‘commodities’ immediately brings to mind Wall Street bankers urgently making trades in steel, corn and pork bellies in front of huge computer screens. However, the truth is far simpler. A commodity is a raw … read more

Single, Childless, and Paying Through the Nose

Reading Time: 5 mins It’s well-known that having children is no cheap affair. Being childless not only means you’ll have a lot more spare cash, but you’ll have more free time to focus on your career, or other personal goals. This can be great until you hit retirement age. As you get older, not having children around can mean … read more

The Difference Between a Mutual and a Bank

Reading Time: 3 mins We’ve all heard of banks – but do you know what a mutual is? You probably already know about them, without realising it! Here, we cover the main differences between a mutual and a bank, and why you should consider using a mutual for some of your savings strategy. The History of Mutuals Mutual and … read more

How to choose high dividend shares

Reading Time: 11 mins if you’re looking for a regular income, or you want a successful investing strategy, one of the best things you can do is to invest in high dividend shares. If you are growing your wealth a great tactic is to invest in high dividend shares and use the dividend payments to re-invest in the company. … read more

Why Equities ISAs Beat Cash Savings Every Time

Reading Time: 6 mins Equities ISAs offer an easy way to invest and grow your money over time. We’re going to keep saying it until you go and move your cash savings into stocks and shares ISAs! Don’t be put off by the risk of investing in funds. The long-term returns you get are far more likely to outrank … read more

What Is an IFISA and How Does It Beat a Cash ISA?

Reading Time: 7 mins Innovative Finance ISAs (IFISA) quietly hit the market a few years ago – but what are they, and could they beat the returns you get in your cash ISA? From the basic concept to the potential returns, here’s everything you need to know about investing in an IFISA. What is an IFISA? Is your money … read more

New ISAs could help you become a millionaire

Reading Time: 5 mins Yes, it sounds like a pipe dream… but according to the experts, savvy investment in your ISA really could see you become an ISA millionaire by the time you hit retirement age. It might not feel like it at the moment, with the threat of negative interest rates looming – but we’re looking at the … read more

Should You Invest in Penny Shares?

Reading Time: 4 mins If you’re looking to invest in shares, you might not know where to start. How much should you invest, if you’re a beginner in this area? What platforms should you use to manage your investments? If you’re wondering about these questions, this might be a good time to introduce yourself to “penny shares” – essentially, … read more

SIPP vs ISAs: Which to Choose?

Reading Time: 4 mins Preparing for your retirement funds may feel odd if it’s a long way off – or worrying, if you’re close to retiring. Arming yourself with info about investment options helps take away the worry. One consideration is whether you should invest in a SIPP vs ISA. What are they, what’s the difference, and which is … read more

Pension vs ISA: Which Is Better?

Reading Time: 6 mins Most people aim to enjoy their retirement after decades of hard work preparing for it. Unfortunately though, the current state pension only provides a yearly income of £9,110.40. Making it essential to have additional retirement plans in place to continue to live a similar quality of life into your retirement. You can check your state … read more

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