19th Mar 2025
Penny stocks are low-cost stocks that allow investors to get involved with small companies without needing a large amount of initial capital. Some investors see them as an exciting way to make big profits quickly, while others warn of their high risks. But if you’re keen to explore this corner of the stock market, you’re…
18th Mar 2025
Exchange-traded funds (or, ETFs) have risen in popularity over the last few years, offering a simple way to gain exposure to different markets. But if you’ve been diving deeper into the ETF world, you may have come across leveraged ETFs and inverse ETFs. These sound exciting—multiplying your gains or profiting when the market drops? Yes,…
11th Mar 2025
An Innovative Finance ISA (or IFISA) is a tax free savings-account that allows you to invest in peer-to-peer lending platforms and earn interest from borrowers. This type of ISA typically comes with high annual returns, but also high risk! So, are IFISAs worth it and should you open one in 2025? Understanding IFISAs First things…
8th Mar 2025
Given Valentine’s Day has been and gone, we thought that now is the perfect time to take a closer look at the ins and outs of joint accounts. In this article we’re going to explore joint savings, joint investment, and joint bank accounts. Plus, we’ll touch on all of the things you need to be…
2nd Mar 2025
ISA usage has grown in popularity recently, after losing customers when the Personal Savings Allowance was launched in 2016. After that tax break was introduced, ISA use dropped by 13% in a year. Finally, the number of ISA accounts opened has finally risen above pre-2016 levels as a total of 13m ISA accounts were opened…
27th Feb 2025
If you’ve been diligently stashing your hard-earned money into a Cash ISA, recent murmurs from the government might have you feeling a tad uneasy. Chancellor Rachel Reeves is reportedly considering a significant reduction in the annual Cash ISA limit, potentially slashing it from £20,000 to just £4,000. This proposed change aims to encourage more of…
25th Feb 2025
Despite common belief, a traditional pension is not the only way to save for a comfortable retirement. There are actually many different ways that you could save for retirement, including investing in an ISA (or individual savings account). Using an ISA to save for retirement offers tax-free returns on the money that you invest. However,…
20th Feb 2025
The FTSE 250 is a share index consisting of 250 companies listed on the London Stock Exchange (LSE). The 250 is typically more volatile than its FTSE 100 cousin, and is often the index of choice for investors looking to put their faith in smaller, growing companies. So, why do you need to know about…
14th Feb 2025
In today’s financial landscape, making the most of your savings is more important than ever. With interest rates fluctuating and various savings account options available, it’s crucial to find a safe and tax-efficient way to grow your hard-earned money. Enter the Cash ISA—a popular choice among UK savers seeking tax-free interest on their savings. But…
10th Feb 2025
This investing post is sponsored by Alliance Trust. According to HMRC, there are roughly 2,000 ISA millionaires in the UK. Collectively, these individuals have managed to squirrel away £2.8 billion in tax-efficient accounts – an impressive feat! But is becoming an ISA millionaire a realistic goal for many? And why do so many ISA millionaires…
30th Jan 2025
By piling your wealth into stocks that pay dividends and you could be setting up a nice little passive income stream for yourself. In this article, we’re going to explore the ins and outs of dividends. Plus, we highlight how you can find stocks that make regular payments to shareholders, and explore the two popular…
22nd Jan 2025
If 2024 will be known for anything, it will be the year that AI stocks took over the stock market. Numerous artificial intelligence stocks boomed last year with NVIDIA rising 171%, and Palantir surging by a whopping 369%. It is no surprise that many investors want to add AI stocks to their portfolio, particularly investors…
