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Jun 05

Benefits for over 60s

Reading Time: 20 mins

Turning 60 needn’t be a milestone to dread: there are plenty of things to look forward to, including a host of exciting perks and freebies, and a number of incredibly valuable benefits for over 60s. This article came about when we were asked a question:

With this in mind, we have tracked down the best benefits for over 60s. Not only that, we’ve found all the great opportunities you can take advantage of such as being paid to complete online surveys on sites like Inbox Pounds.

However, if you’ve found any other fantastic goodies and discounts, or have any more questions, make sure you let us know over on the Magpie Messageboard!

 

Free benefits and great discounts for over 60s

Over 60s enjoy free sight tests, prescriptions and more

Once you turn 60, you’re eligible for all sorts of discounts! Here’s what to look out for.

Health & Education

Looking after yourself doesn’t need to cost a lot!

Free prescriptions

You now qualify for free prescriptions from the NHS. When you collect from the pharmacy, there’s a box on the back of your prescription slip to tick and sign. That’s it! No more £8 charge for every prescription you need.

Optical discounts

Get free eye tests to keep your prescription up-to-date. The optician is often the first port of call for spotting various diseases, too – the back of your eye can tell a lot about your health! So it’s important to get an eye test every two years even if you don’t think you need glasses.

You can also save money on your glasses, too. Specsavers offers a 20% discount on all glasses and lenses over £69 – and it’s worth asking your local independent optician about any deals, too.

Adult Education grants

Keep learning your whole life to stay sharp and curious! Your local council will run lots of workshops, lectures, and classes for you to try. Check out other lifelong learning centres too, like the University of the Third Age.

Many of these courses are free for over 60s. However, if you need to pay course fees check if there’s a concession for over 60s – or talk to your local council about getting an adult education grant to fund some or all of the course costs.

Over 60s can claim some awesome travel discounts

Travel

Make the most of free and discounted travel to get out and about and enjoy exploring the UK and beyond!

Free Bus Pass

The free bus pass scheme has slightly different rules for each country in the UK. Those in Scotland and Ireland can apply for one when they turn 60. In England and Wales, you need to be the Female State Pension age (whether you’re a man or woman) to apply. The exception here is if you live in London, when you can apply for a free bus pass when you’re 60.

The pass used to provide free travel at any time. However, to reduce passengers during busy times since the spread of coronavirus, from June 15th 2020 it is now available for off-peak travel only. (If you have a Disabled Person’s Bus Pass, you can still travel any time). Off-peak travel is any time between 9.00am and 11pm Monday to Friday, and all day at weekends.

Coach discounts

Over 60s in England and Wales can buy a Senior Coachcard for £12.50 (plus £2.50 P&P) for a third off all National Express coach fares. You can also bag extra discounts with £15 anywhere returns on Tuesdays, Wednesdays, and Thursdays if you book 3 or more days in advance.

Train Discounts

A Senior Railcard is £30 per year (or £70 for three years). It gives you one third off the price of all train tickets, including peak times and first class. You can buy it online, at any staffed National Rail ticket office, or call 0345 3000 250.

If you’re in receipt of certain disability benefits, such as Attendance Allowance, you could qualify for a Disabled Persons Railcard instead. This is £20 a year (or £54 for three years) and it offers one third off rail tickets for you AND your carer companion.

Book tickets online

Using sites like Raileasy or Red Spotted Hanky can knock up to 80% off your train tickets. So, if you don’t travel by train frequently enough to justify a Senior Railcard, make sure you look online for rail discounts. Buying in advance also reduces the price of a ticket by quite a lot – just make sure you opt for a refundable ticket option, just in case you can’t make the journey for any reason.

Save on London Travel

Residents of London over 60 can buy a Freedom Pass. This encompasses free off-peak travel on trains, tubes, trams, and buses in London. If you were born before 6th April 1950, you’re automatically eligible. Those born on or after 6th October 1954 have to wait until they reach the age of 66. The Freedom Pass website has an eligibility checker to find out exactly when you can claim your pass.

Get a free passport

Anyone born on or before 2nd September 1929 is eligible for a free passport. Those who’ve applied for a passport since 19th May 2004, who were born before 2nd September 1929, can apply for a full refund. Check the Gov.uk website for more details.

Home and leisure discounts

Over 60s enjoy discounts at home and on leisure activities

You don’t need to go out and about to get discounts for the over 60s! And, if you want to leave the comfort of home, you can save hundreds every year on entertainment and leisure activities, too.

Home

Save on the running costs of your home throughout the year with these discounts.

Free Gas Safety Checks

Contact your provider to find out if they offer a free gas safety check for over 60s. Gas Safe Register offer a free gas safety inspection if you’ve had work carried out in the last six months, too.

Winter fuel payment

Those born before 5th October 1954 qualify for the Winter Fuel Payment. This is between £100 to £300 towards your winter heating bills. A rather odd eligibility requirement is that you must have lived in the UK for at least one day during the week of 21st – 27th September 2020 (or the equivalent week in subsequent years). You also need to be State Pension age or receive Pension Credit.

Discounts for repairs and improvements

If you need home repairs, such as if your washing machine gives up the ghost, your local trades may offer an over 60s discount. Ask your friends for recommendations first, or check websites like Checkatrade or RatedPeople to find a reliable supplier. They might not advertise a senior citizens’ discount, so it’s always worth asking!

Disabled facilities grants

Over 60s who need to make adaptations to their homes to help them stay independent could qualify for a Disabled Facilities Grant. So, if you need to install ramps, a stairlift, or convert your bathroom to a wet room, your local council could help you pay for this.

This grant is available to anyone needing to adapt their home – so if you’re not quite 60 yet (or your partner under 60 needs the help), you can still apply! Find out more here or contact your local council to arrange an assessment.

Free boilers

People in receipt of some benefits, such as Pension Credit or Attendance Allowance, or can prove a low income (such as living off the State Pension), may get a free boiler!

Your boiler needs to be at least ten years old and not a condenser boiler. If this sounds like you, find out more about free boiler grants here. You could also be eligible for free insulation grants to improve the energy efficiency of your home.

A free, new, A+ rated boiler could make a massive difference to your energy use – and the cost of your bills. Old boilers waste a lot of energy, so you’re spending money needlessly. They’re also more prone to breakdown, so cost more in repairs and maintenance, too.

 

Leisure and entertainment discounts

Look for over 60s discounts at heritage sites, cinemas, theatres and more

Theatre and cinema discounts

Check your local theatres for concessionary rates for the over 60s. You could also look for cheaper cinema tickets, too. Many cinemas have ‘silver screen’ matinee showings – for example, the Picturehouse cinemas run these at least once a week, and include a tea or coffee and a biscuit with your ticket!

The first place to look for these discounts is directly with the theatre or cinema. For example, the National Theatre has cheaper tickets for every performance (if you’re quick!), plus discounts on some matinees for the over 60s. The Royal Shakespeare Company has a 20% discount on matinees for the over 60s, and if you’ve never been before you can buy a First Time Friday ticket for just £10.

You may find your local newspaper or radio station offers entertainment discounts for the over 60s, too – so it’s well worth checking them for info!

Swimming and gym reduced membership

Keep fit for less! Over 60s receive discounted swimming and gym membership at most leisure centres. Council-run centres may also run free exercise classes for the over 60s in a specialised programme to help older people stay fit and mobile. Remember to check online for free day or week passes, too – we love Hussle for this.

Hairdressing discounts

Your nearest salon or barbers is likely to offer concession rates for the over 60s. Some offer these at any time, while others will have set times or days. Your local mobile hairdresser is worth checking out, too – they’ll come to your home for your haircut, so you don’t have to go anywhere! Mobile hairdressers are often cheaper than salons anyway, so add a senior citizens’ discount on top and you’ll get a cheap cut indeed!

Try your local beauty college, too. They need people to practice beauty therapies, massage, and hair cuts on! Students supervised by experienced tutors will use you as their model, and you’ll get a free or very-cheap treatment while helping someone’s education, too.

Restaurant deals for over 60s

Lots of restaurants offer an early dinner discount for over 60s. Look for special offers like a ‘5pm dinner deal’ to take advantage. If you prefer smaller portions, many restaurants will let you order from the children’s menu, too. This is a great way to save money and avoid wasting food, too. If you regularly go out to eat, consider signing up to Tastecard, too. It’ll give you 2 for 1 or 50% off deals in loads of your local independent and chain restaurants.

heritage discounts

Make the most of your cheap travel discounts for days out at museums and heritage sites!

The National Trust gives over 60s a discount on their annual and life memberships – making your visits cost 25% less. This applies to both houses and gardens, so you can go to any National Trust property across the UK for less. They often offer tea rooms, lovely walks, and guided tours for a gentle day out that’s ideal whether you’re on your own or with friends and family. Lots of their properties also allow dogs in the gardens (check the website in advance) so you can take Rover for a walk, too!

English Heritage offers joint and individual memberships, but the concessionary rate starts a little later, at age 65. If you’re disabled, no matter your age, you can bring a carer companion for free for each visit – so, if you have a Blue Badge, even if you’re not yet 65, a membership is essentially half price as you can take a guest with you each time. You could also opt for Lifetime Membership – though it’s not cheap at £1140 for individuals over 65 (£1460 for under-65s). However, if you regularly take day trips, an English Heritage site average entrance fee is around £8 – so any membership tier is worth the investment! Some sites, like Stonehenge, are around £20 each – so it’s easy to see how quickly your savings add up.

Free and discounted Museums

Lots of museums and art galleries across the UK are free entry for everyone. The Natural History Museum, Science Museum, and V&A in London are classic examples. However, every major city has at least one free entry museum!

They also offer concessionary discounts for over 60s on ticketed exhibitions and events. Paid-for museums will also offer a lower rate for over 60s on their entrance fee – and, again, if one of you is disabled you can often take a carer companion for free, too.

Get the financial benefits you’re entitled to

elderly woman putting coin in pension piggy bank

Here’s a run-down of the financial benefits you may be entitled to – simply click on the one you’re interested in to skip to that section:

State Pension 

You are entitled to a State Pension when you reach the appropriate age.

For years the State Pension age was 65 for men and 60 for women, but this figure is steadily rising. In 2020 the State Pension age is 66 for both men and women, with plans to raise it even higher in the future. If you’re in any doubt as to when you can start claiming your pension, use Gov.uk’s simple State Pension Age Calculator.

State retirement pensions are based on your National Insurance contributions throughout your working life. How many you need depends on the type of State Pension you can claim.  Everyone over the age of 80 can claim the Over 80 pension, though, even without NI contributions. This is a total of £80.45 a week. If you get a reduced State Pension below £80.45 a week, you’ll get the Over 80 Pension to top you up to that amount.

Basic State Pension

If you’re a man born before 6th April 1951, or a woman born before 6th April 1953, you’ll get the Basic State Pension. This is a maximum of £134.25 a week in the 2020/21 tax year.

Each year, the amount is assessed and goes up in line with either the rise in average wage earnings in the UK, or the percentage growth in consumer prices, or 2.5% – whichever is highest.

You must have at least 30 full years of National Insurance contributions to claim the full Basic State Pension.

New State Pension

If you’re a man born on or after 6 April 1951 or a woman born on or after 6 April 1953 you will be getting the new State Pension.

  • The full New State Pension is £175.20 a week.
  • You need 35 qualifying years of National Insurance contributions or credits to get the full State Pension. If you have less than 35 years you may get a smaller amount, but you will usually need at least 10 qualifying years on your National Insurance record to get any new state pension.

Find out more about the New State Pension changes here.

Are you missing a pension?

As we move homes over the years, and change jobs, it’s easy to forget about old company pensions we paid into aeons ago. Forgetting to update your pension provider with your latest address, for example, means you won’t get your annual statements in the post. Without such reminders around, it’s not hard to see why there’s an estimated £19 BILLION in forgotten pension pots!

Trace old pensions on the Government’s Pensions Tracing website. You never know, there might be an old pension hanging about from a company you worked for years ago, so find out if you have cash just waiting to be claimed.

Pension Credit 

Older woman with cash in hand

If you’re on a low income you may be entitled to Pension Credit. This is made up of two parts and no tax is payable on either:

  • Guarantee Credit – this is for people over 60. It guarantees an income of at least £173.25 per week if you are single, or £265.20 per week if you have a spouse or civil partner.
  • Savings Credit – this rewards over 65s who have saved towards their retirement. It pays up to £13.97 per week if you are single or £15.62 per week if you’re married or have a civil partner.

If you have reached State Pension age on or after 6 April 2016 and are on the new flat rate pension, you may still be eligible for the Guarantee Credit, but will not receive Savings Credit.

Follow this link for further information about Pension Credit, and use this Pension Credit calculator to see how much you could be entitled to.

 

Council Tax Reduction and Housing Help

You may be able to get help with paying your council tax through claiming Council Tax Reduction.  If you are a tenant you may be able to get help with paying your rent through claiming Housing Benefit. Both Council Tax Reduction and Housing Benefit are paid by your local council.

If you live with someone with a severe physical or mental impairment – such as Alzheimer’s – you could qualify for additional Council Tax discounts and financial support from your local authority.

You can contact your local council and ask about Housing Benefit and Council Tax Reduction or use Gov.uk’s simple Benefits Adviser Tool.

What you get depends on:

  • Where you live – each council runs its own scheme
  • Your circumstances (e.g., income, number of children, benefits, residency status)
  • Your household income – this includes savings, pensions and your partner’s income
  • Whether your children live with you
  • If other adults live with you

For people claiming Pension Credit you’re entitled to maximum Housing benefit and Council Tax Support

If you are an owner-occupier you may be entitled to help with mortgage interest or service charges through Pension Credit

Funeral payments 

White coffin with flowers

If you are receiving Pension Credit or Housing Benefit, you may be entitled to help with funeral costs should your partner die – even if you have savings.

The Funeral Expenses Payment is £700 if the person died prior to 8th April 2020, or £1,000 if they died after that date. It covers necessary burial or cremation fees, funeral director’s fees, the coffin or flowers. If the deceased had a funeral payment plan in place, you can apply for a maximum grant of £120 to cover costs of things not paid for by their plan.

You must claim within three months of the funeral, and the Funeral Payment must be repaid from the estate of the deceased if there is money in their estate. If they had no assets or capital, the grant doesn’t have to be repaid. Go to Gov.uk for more information or download the Funeral Payment claim form.

 

Winter Fuel Payment

The UK has a winter fuel allowance for over 60s, which provides help with the cost of heating your home during the cold months. It’s usually £200, but if you were born before 2nd September 1940 it’s £300. If you were born before this date and live with someone else who qualifies for the payment, it’s split between you (so you each get £150, totalling £300).

The winter fuel allowance is a tax-free payment, so it’s really important to claim it. Even better, this money doesn’t have to be spent on heating – you can spend it on whatever you like.

You are eligible for Winter Fuel Payment if:

  • You were born on or before 5th October 1954
  • You’ve lived in the UK for at least one day in the week of 21st – 27th September 2020 (the ‘qualifying week’ – the date changes each year).

You might not be eligible for the allowance if you’re in a care home, have been in hospital and receiving treatment for over a year, or if you don’t normally live in the UK.

  • If you were born on or before 5 May 1953, you will get £200.
  • If you were aged 80 or over in the qualifying week from 19-25 of September 2016, you’ll receive £300.

And don’t forget to see if you can save money by switching your utilities provider. Nine out of ten people who use our comparison tool can save money on their bills – in fact the average customer can save £207 by switching. Use our comparison tool so you can save money today. 

 

Cold Weather Payment

Older couple in snow

If you’re eligible for Pension Credit or certain other benefits, you could be entitled to Cold Weather Payments too.

These payments are designed to help cover your heating costs when the weather gets extremely cold between 1 November and 31 March. You’ll receive your Cold Weather Payment entitlement of £25 if your local temperature is recorded or forecast as being on average 0°C or below for seven consecutive days. As payment is automatic you don’t need to worry about making a claim, but if you think you’ve missed out on a payment make sure you contact your local Jobcentre Plus.

 

attendance allowance

A lot of over-65s don’t realise that they’re eligible for a weekly payment from the Government if they need help with personal care during the day or night (or both).

This is called ‘Attendance Allowance‘. You have to need regular help because of an illness or disability. It’s only for the over-65s, though. If you’re under 65, you may be eligible for Personal Independence Payment instead, which is a similar benefit for those not yet old enough.

You can claim Attendance Allowance if:

  • You’re of State Pension age (even if you’re not claiming it yet)
  • Someone helps you with personal care, such as getting washed or dressed, or supervision to keep you safe during the day or night
  • You have any type of disability or illness, including sight or hearing impairments, or mental health issues such as dementia
  • you’ve already required help for at least 6 months. (If you’re terminally ill you can make a claim straight away.)

There are two types of Attendance Allowance:

  1. £59.70 per week if you need help during the day OR during the night
  2. £89.15 per week if you need help both day and night or if you are terminally ill.

The benefits of Attendance Allowance

  • It’s tax-free
  • You can use it in any way you like to meet your needs and stay independent in your own home
  • The money doesn’t have to be spent on a carer. For example, if a weekly cleaner would help you, that’ll help pay for it.
  • Claiming Attendance Allowance won’t reduce any other income you receive.
  • It could entitle you to further benefits, such as Pension Credit, Housing Benefit or Council Tax Reduction, or an increase in these benefits if you’re already receiving them.
  • Attendance Allowance isn’t means-tested so it doesn’t matter how much income and savings you have.

To claim:

  • Call the Attendance Allowance helpline on 0800 731 0122 (textphone: 0800 731 0317) to get a form
  • Or download it from the GOV UK website:
  • Write on the form about how well you can cope with basic activities, like moving around the house and going to the toilet. Be very clear about how difficult it is for you to cope on your own so that those reading it know that you need extra help. If you have a fluctuating condition, like rheumatoid arthritis, write how it affects you on your very worst days.

REMEMBER…

If you’d like any help finding out whether or not you’re owed benefits, call Age UK for free on 0800 169 6565. Just because you haven’t been able to claim in the past doesn’t mean you won’t be able to now – and you’ve got nothing to lose by asking.

Age UK also offer a  FREE online booklet which will guide you through how to apply for benefits. Make the most out of resources like this as they really can save you a packet. Claim your free booklet right here.

Also, see what b benefits you could be entitled to by using the benefits calculator at

 

Get more out of your savings

Over 60s should make the most of their savings for a long-term retirement fund
Savings products aimed at the over 60s have grown in recent times, particularly online savings accounts. You don’t even need a computer to access them: some great savings apps, like Moneybox, can be operated totally from your smartphone. These apps are great for ‘sweeping’ cash into savings, too: they can round up your spending to the nearest pound. The ‘spare change’ goes into your savings pot, so it’s always topped up here and there.

Interest rates are at an all-time low right now – and you may have seen your pension pot decrease dramatically recently. Try not to panic: the market goes down, but it has to go up again, too! If you’re worried, move your cash into a savings account rather than any stocks and shares you may have. However, returns are bad these days, with around a 1% rate on most easy-access accounts. You can lock in money for a few years to get a better rate – but even then, it’s only around 2% for most accounts. Check out our savings articles for more info!

Don’t forget, you can save up to £20,000 per tax year (April 6th to April 5th) in ISAs without paying tax on it. This can be split between a Cash ISA, Stocks and Shares ISA, and an Innovative Finance ISA – or put the whole lot in one of them – it’s up to you!

 

Insurance policies for over 60s

Many insurance companies offer special policies for the over 60s. Whether you need medical, travel, car, or home insurance, check with providers to find out if they offer a discounted rate. You may also find that you’ll get an even better deal by ‘bundling’ your insurance policies with the same provider – such as home and car insurance together. It also means you pay one premium a month, rather than lots of different ones, so it’s much easier to keep track of what’s going out of your account!

Life insurance policies target the over 55s, but make sure you read the fine print. You may find that they won’t pay out within a certain ‘qualifying period’ which can be up to a year. Other policies will be invalid if you don’t declare any pre-existing health conditions, too.

 

Get cheaper home insurance

Senior looking at a home insurance claim form

If you’re 60 or over, you can often benefit from cheaper home insurance.

Many companies offer special discounts to this market, as they recognise that older people generally make fewer and smaller claims. So, to reflect that, they offer cheaper policies (especially if you live in a low-crime area). Some insurance providers also offer higher buildings and contents cover and/or new for old replacement on damaged or stolen items.

It’s worth using our free comparison tool to get a broad sweep of the market. Remember that not every insurance provider is covered by a comparison tool website – so you may need to compare quotes directly with individual providers like Direct Line.

Other home insurance providers to look out for include John Lewis and Aviva. Both offer policies for over 60s that give peace of mind and value for money.

For more ways to save money on your home expenses, download our free eBook – ‘101 Tips to Save Money in the Home’. This will give you ideas on how to cut your costs in your kitchen, garden, bathroom, bedroom and more.

 

Best travel insurance for over 65s

We get asked a lot about travel insurance for over 60s, so we’re always on the lookout for great offers.

However seniors’ deals tend to be aimed at 65s and above. Undeterred, we’ve put together a couple of pointers about how you can get cheap travel insurance at 65 plus.

Flexicover provides reasonable cover for those aged 65 and over – you’d be looking at around £90 for annual multi-trip cover in Europe, for example.

Insure For Travel has some affordable policies for those in their early 70s – expect to pay around £60 for annual multi-trip cover in Europe.

Finding it tough to get cover?

Many travel insurance providers have restrictive criteria for older people, because they’re more likely to have health problems. Many won’t insure you if you’ve already got a serious condition, or you could find medical cover extortionate.

There ARE policies out there that cover over 60s with pre-existing medical conditions, though. AllClear, for example, accepts over 60s with medical conditions for both single and multi-trip cover. Before you sign a contract with ANY travel insurance company, make sure you read ALL the small print in the policy contract. It’s tedious – but essential – as many will have hidden clauses that’ll get them out of refunding you.

When it comes to coronavirus and travel, any new travel insurance policy won’t cover this (unless you’ve already renewed with your existing provider in 2020). This is because the pandemic has all but tanked the insurance industry – and they can’t afford to keep paying refunds. Remember: if your holiday is cancelled by the tour operator because a country is in lockdown, you’ll get a refund from them anyway.

For more information, we’ve got a whole article dedicated to cheaper travel insurance for over 65s – it’s got everything you need to know, so take a look.

Also, if you’re fit, healthy and haven’t claimed on a travel insurance policy for some years, you should also just look on the open market. Try our comparison table for travel insurance and see what’s on offer!

 

NEW! Moneymagpie Top Tip

Whatever you’re doing, but particularly if you would like to take out a new credit card or loan, it’s essential to have a good credit score. If you’re not sure what yours is, or if you suspect it’s a bit poor, you can check it for FREE.

In fact, check your credit score FREE forever courtesy of Experian.

If yours is low they will give you advice on how to improve your credit rating, as well as giving you help to manage your report. You also get access to expert tips and tools and the chance to find out your credit score.

“But does it really matter that my credit rating is poor?”

It matters very, very much. Having a poor credit rating could stop you from getting a loan or a decent credit card deal. It could also mean you end up paying extortionate interest rates on any financial deals that the bank is prepared to offer you. Insurance policies also check your credit report – so you could pay a LOT more in premiums if your score is low.

See our tips on how to clean up your credit record.

 

NEW! Valuable money-making ideas for over 60s

There are plenty of ways the over 60s can make extra money

It’s lovely and easy for over 60s to make money now. You don’t even have to leave home! For example, online surveys are a fantastic way to make money on the side for minimum effort.

They’re also a MoneyMagpie Reader Favourite (thousands of you have signed-up), so if you haven’t joined already we really recommend that you give them a go. Sign yourself up to these FREE online survey sites today – the more you sign up to the more cash you can make.

Here are the best ones…

Top Tip! NEVER pay to join an online survey site – use the companies we’ve recommended above and you won’t have to part with a penny. Find out everything you need to know about making money from online surveys right here.

Find out lots more fun ways for over-60s to make money here.

 

More Useful Reading

Want to make and save yet more money? Check out these lovely links!

 

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WHAT DO YOU THINK?

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Diane
Diane
10 years ago

Yes I would like information on Passports for the Over 65’s for my Parents. Can you thread the page where I can check if they are entitled to get help with the cost of having to renew their Passports. Thanks

Mike Mc Mahon
Mike Mc Mahon
10 years ago
Reply to  Diane

Hi Diane, I am over 80years old on the 26/6/30.I am trying to find out the criteria for getting a free passport—as my existing passport became invalid in May 1995. But I KEEP having the statement that I MUST HAVE been born before 02 Sept 1929. This to me side stepping the question. Surely, it should be that you are eligible if you are over 80 years old. Mike.

K Fursman
K Fursman
10 years ago

I am a retiring in May, when I will be 60, with a younger husband who cannot retire until 2019. I do not have enough qualifiying stamps for a full state pension and will not be entitled to Pension Credit. DWP have informed me as I have been on Incapacity Benefit for the last 18 months I have been told I must retire and cannot choose to delay my retirement? Is this correct ? I do not find my Job Centre Plus in Weymouth very helpful and am unsure where to obtain any information. I have had 3 appointments cancelled… Read more »

Jasmine
Admin
Jasmine
10 years ago
Reply to  K Fursman

Hi there – I’ve contacted the press office at the DWP about this and they will be in touch to see if they can help. Let me know how you get on!

reg wood
reg wood
10 years ago
Reply to  K Fursman

good news week for you k fursman,has no one told you and your husband about the good old opt out of work wheeze the government introduced but try to keep quiet for married men under 60.if a young man of any age under 60 has an over 60 female spouse the man can retire.at present you get 202 pounds a week pension credit between you,council tax paid,winter fuel allowance and a free bus pass to look forward to at 60.the dole office wont tell him he can finish work and double his money and get no further hassle to get… Read more »

Sheila Forman
Sheila Forman
10 years ago
Reply to  reg wood

Hi Reg
I am very interested in your comments as I have just reached 60 and my husband is 56 and no longer able to work due to illness. He doesn’t want to claim benefits but would like to retire if possible. Where do I go for details about this. Would be very grateful for any information you can supply.
regards Sheila

Jasmine
Admin
Jasmine
10 years ago
Reply to  Sheila Forman

I think the best thing to do is to contact the Department of Work and Pensions. Go to their website, www.dwp.gov.uk and phone the helpline. You might get passed from person to person but do persist. They’re the ones who should have the answers for you.

Peter Hawkins
Peter Hawkins
9 years ago
Reply to  reg wood

After my wife retired this year, I have been considering the options of joining her in retirement due to me suffering from cancer. Although I have not reached retirement age myself, I have read the article on the opt out of work for men under 60 at £202 per week pension credit. Would I still need to pay National Insurance Contributions, and if so, how much will it be, and where do I send the payments.
Kind Regards.
Peter Hawkins.

lindsay
lindsay
10 years ago
Reply to  K Fursman

Hi I was just browsing this site doing some research on gov income/expenditure categories and I came across this site. Now whilst I am aware there are people in “need” of financial assistance and aid your post appears to support simply seeking how to get as much money from everybody else as possible. I mean I’m sorry but its your responsibility to look after yourself and not have your children and other peoples children work to provide you with with things you want. The young generation enters life with such a large debt burden already and seriously why should they… Read more »

Chris
Chris
10 years ago
Reply to  lindsay

Have you considered you may be wrong? Your attitude could be one which encourages pensioners not to claim heating allowance for example, or their bus pass, because they are too proud.
Anyone claiming anything to which he is lawfully entitled should be encouraged; after all he will have been paying for it for more than 45 years, tax upon tax, upon tax.
Ask yourself if you are being a little too self righteous.

joan
joan
10 years ago
Reply to  lindsay

phew someone on the same planet as me – what is going on in this world. i left my job at age 50 to take a degree which i hoped would better my financial situation – it didn’t – i ended up back at the bottom of my original ladder after climbing off it half way up – no regrets – i now face retirement as a poor person who never had enough money to save for a pension but i won’t be asking for anything from anybody – i will carry on working in my retirement and looking after… Read more »

sandra
sandra
9 years ago
Reply to  joan

then i hope you dont get cancer like that poor man.Hes paid his dues and why should we expect someone to work when they are that sick?ive worked since i was 15 and ive had six children and never claimed anything ive worked part time and full time .theres people coming into this country and taking our benefits.But i suppose you thinlk thats okay?

Jerry
Jerry
11 years ago

For this years Winter Fuel Payment you need to be aged 60 or over, on or before 27 September 2009. People over 80 can get up to £150 more.

I’ve also found this site very useful for saving money if you’re over 60 seniorsdiscounts.co.uk

jan
jan
11 years ago

How do you get the winter fuel allowance?

Jasmine
Admin
Jasmine
11 years ago
Reply to  jan

If you’re over-60 you should get it automatically. There’s info here on the Government’s website http://www.direct.gov.uk/en/Pensionsandretirementplanning/Benefits/BenefitsInRetirement/DG_10018657. There’s an application form there too if you need to use it.

Laurie Margolis
Laurie Margolis
10 years ago
Reply to  Jasmine

Not quite as simple as just being 60. My birthday was August 1st, just gone. But this year you needed to be 60 by July 5th, 2010, and that date is coming forward each year now. So it’s still furniture on the fire this winter

gorgeous88
gorgeous88
7 years ago
Reply to  Jasmine

It says on the site you cannot get these benefits until you are receiving your state pension!

gorgeous88
gorgeous88
7 years ago
Reply to  Jasmine

It says on the site you cannot get these benefits until you are receiving your state pension!

jan
jan
11 years ago

I,m 60 and retired how do I get the winter allowance?

John Hedgecock
John Hedgecock
11 years ago

were can i get a claims for heating allowance

Nigel Withyman
Nigel Withyman
11 years ago

I’m not too sure whether this is the correct place to pass on my comment but here it is for what it’s worth. I have now retired, age 60 and not only been made redundant but also cannot work for medical reasons (I no longer have to submit ‘sick notes’). I have a small pension which just about lets me get by but is big enough to preclude me from getting any Incapacity or Disability Allowances. I do however qualify for Council Tax Relief – the princely sum of £2 a week – but, joy of joys, just this small… Read more »

Pauline
Pauline
10 years ago
Reply to  Nigel Withyman

Nigel
you may be entitled to disability living
allwance.this is not a means tested benefit.
You need a proper review of your benefits
the direct gov website will give you the criteria
for claiming DLA.
If you think you have an entitlement then
find a specialist agency to help you submit
the claim.I do not advise you to do it yourself.
We have DIAL who do the claims in Suffolk .

Shaik Ahamath
Shaik Ahamath
11 years ago

I am 71 and my wife is 60 in August. She wants to defer her pension and continue working. Would I receive the married couples amount of pension.

Jasmine
Admin
Jasmine
11 years ago

hi Glenda. There is a helpful page on this on Direct.gov.uk (an excellent government website). See this page http://www.direct.gov.uk/en/Over50s/Benefits/BenefitsInRetirement/DG_10018657 which has an explanation of how to apply.

Glenda Wallace
Glenda Wallace
11 years ago

I didn’t get the £60 extra allowance for fuel and would like to know how and where I can enquire about this.

Thank you

Glenda Wallace
HM734748B

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