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Stop Paying So Much!! How to Get All the Best Insurance Deals

Vicky Parry 5th Feb 2024 No Comments

Reading Time: 2 minutes

Last week I had to renew my Car Insurance and, even with a 20-year no-claims-bonus and a spotless record, it had increased (like everything in life at the moment). Instead of allowing it to automatically renew for the additional cost, I cancelled the policy completely and went and used Rightly. I saved over £100.

Up until a year ago I used to take out all of my insurance policies via a broker on the high street. I would go in and put all my faith into someone else’s hands and often leave with a deal that didn’t seem all that great. That’s often the issue with insurance – it’s hard to know what you need… until of course you need it.

How does Rightly work?

Is it expensive?

How does it differ from price comparison?

How to Get the Cheapest Insurance Policies

If you hate the nitty-gritty and organisational element of organising finances and insurance or simply don’t have the time and mental space to work through them, then we often fall back on auto-renewals as the most stress-free way of ensuring you are covered.

This, however, isn’t always the best deal. Rightly will remind you when your auto-renewal is coming up, prompting you to either switch to a better deal or giving you an opportunity to negotiate a better deal with your current provider.

How Does Rightly Work?

Rightly’s latest innovation, Rightly Save, is a new service to automatically find your insurance policies, helping you turn off auto-renewals to stop getting rolled over each year. It is free and easy to use. Righty doesn’t compare or sell insurance, it takes control of auto-renewals and makes the process as stress-free as it could be.

Do you have to search out all existing policies in order to do this? Not necessarily. There are two ways. The first is automatic where you give them permission to find insurance policy details in your Google or Microsoft inbox. The other way is to add individual policy details yourself – it will work just as well but will take a lot longer.

1. Organise your policies

Finds policy details automatically or add them yourself

2. Stop Auto-renewals

They help you turn them off so you don’t just get rolled over

3. Help to haggle

Ask your insurer to negotiate to keep you, all without having to call them

4. Save on switching

Nudges you when it’s cheapest to use comparison sites and shop with insurer direct

Is it Expensive?

Rightly is free to use. Much like an aggregate service, but even more straightforward. There is zero manual inputting etc and it guides you to finding a better deal.

How does it differ from Price Comparison?

They are not a price comparison site, they don’t compare or sell insurance. They are not insurance brokers either and they won’t propose an alternative insurance policy to one you already have. They are not associated with any insurer. They don’t operate insurance policies and they take no control over yours.

Rightly simply do what comparison sites don’t and help you to negotiate when you want to renew or make it easy to cancel so you can leave for a better deal you’ve found elsewhere.

Start using Rightly here.

*MoneyMagpie might receive commission from customers who use Rightly.

Disclaimer: MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence.