Why the Government is raising the National Minimum Wage

Reading Time: 3 mins You might have been surprised, as I was, when George Osborne announced his intention to raise the minimum wage from £6.31 to £7 an hour in October. It doesn’t seem like the sort of thing a Conservative-led Government would do. A number of commentators, such as Nicholas Watt in the Guardian have implied that it’s a … read more

Watch out for the 0% balance transfer scam!

Reading Time: 2 mins Thought that would get you interested. No, the 0% balance transfer credit cards are not a scam in the usual sense. They’re legal and a really good idea for the people who know how to use them. If you’re clever and you’ve got a fair amount of money owing on your credit card, then it’s … read more

Protect your home at Christmas – a burglar advises

Reading Time: 4 mins Home insurance is a must if you want to protect your house and all your expensive new presents this Christmas. We’ve had some tips from an ex-burglar on how to protect your home at this vulnerable time of year – so check out his advice and pick up our insurance bargains below. Top tips from … read more

Luxury Christmas gifts for less

Reading Time: 4 mins Updated: 21 November 2013 Money’s tight for everyone this year, but we’ve worked out how you can have a luxury Christmas for less. Whether you’re after designer beauty products, posh jewellery for the Christmas party, or getting pampered like a celeb, we’ve been trawling the web for great deals without a hefty price tag.

Get your own back – cold call revenge!

Reading Time: 5 mins Fraudsters are finding new ways to part us from our cash by pretending to be legitimate salespeople on the phone, on the internet and through the post. And that’s as well as the nuisance calls, emails and letters we get from genuine companies that are annoying in themselves. So what can you do to stop … read more

Is the iPhone 5c worth it?

Reading Time: 3 mins Apple is marketing their new iPhone 5c as a cheaper alternative to their more expensive models, but is it actually worth buying? The downsides of the newest iPhone Looking at their comparison chart for the iPhone 5s, iPhone 5c and iPhone 4s, there isn’t too much of a difference between the 5c and 5s as far … read more

How to avoid boiler room scams

Reading Time: 2 mins I’ve said it before and I’ll say it again – watch the movie ‘Boiler Room’. It’s a good view and it will give you an idea of how these nasty, fraudulent operations work. “Boiler Room” scams involve bogus stockbrokers, usually based overseas, cold calling people to pressure them into buying shares that promise high returns. In … read more

Saving: fixed-rate accounts

Reading Time: 6 mins Locking your money away in a fixed-rate accounts is a good thing to do if you’re looking for a guaranteed rate of return – and with some banks now offering more than 2.5% AER for four to five-year terms,  it may be a wise time to consider this kind of investment. It is worth bearing … read more

Computer insurance: do you need it?

Reading Time: 5 mins PCs can be expensive so with like any new gadget you buy, you’re probably going to be offered computer insurance when you get to the till. You might be tempted to get the insurance there and then but don’t be fooled. On average electrical retailers are known to charge their customers three to four times … read more

Low lifetime balance transfers

Reading Time: 3 mins Last Updated: 2/7/2013 If you’ve got a credit card debt that you  just can’t pay off, sometimes a low lifetime balance transfer is the best and cheapest option. It’s also the easiest because you don’t have to keep remembering to switch your balance each time you get to the end of a 0% period.

Mobile Phone Insurance

Reading Time: 6 mins Mobile phone insurance is something you don’t think about until you lose your phone and suddenly your whole world collapses. However, the problem with phone insurance is that it’s normally very overpriced. Here’s how to keep your phone safe without breaking the bank.

Life insurance: how to protect your family

Reading Time: 10 mins If you have a family, or anyone else who depends on you, life insurance is crucial. Life insurance promises (in an insurance kind of a way – i.e. with conditions) that if you die, a sizeable chunk of change will be given to your family. This will give you the peace of mind of knowing … read more

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