20th Feb 2020
Are you really on top of your finances? You might be getting to the end of each month without facing a budgeting disaster or creating money nightmare, but this is not quite the same thing as mastering your money. To make the most of your finances, you need to go further, and ask yourself 10…
5th Feb 2020
Are you sick of reading money terms that mean absolutely nothing to you? Quite right – don’t put up with it any longer! Here’s our (not at all definitive) finance and banking glossary with all those confusing money terms explained, so that you can understand what it’s all about! money terms Accountant: Professional number-cruncher….
3rd Feb 2020
If you reach 50 with no savings, it’s natural to feel anxious about the future. But don’t worry, you still have time to make money, save, and invest well before retirement. It might be tempting to think you can’t do enough before you retire. You may feel like now the only option is to wait…
19th Jan 2020
So, you want to become a millionaire by the time you retire? Well, we’d all like to do that! It’s not easy, but it’s not impossible either. Follow these steps and you could be richer than you think: Make a plan Start saving Enter a few competitions Get a free financial health check Develop an…
14th Jan 2020
Oprah Winfrey came from a simple background, inherited nothing, didn’t study at an elite university, and probably only bought stocks long after she was rich. So many people have the wrong ideas about getting rich. The most common misconceptions are these: People get rich because they are lucky People can only get rich if they…
20th Nov 2019
Due to often Stakeholder pensions offer a cheap, flexible, and easy way to build your retirement fund. But how do they work, and how do you choose the right one for you? This quick and easy guide outlines how to get a stakeholder pension that suits your retirement plans. What is a stakeholder pension? How…
19th Nov 2019
Will I ever be able to afford a property in London? Should I invest in property or wait? These questions seem related but, in reality, come from two very different worlds. We see ‘average’ property prices in the news as they go up (or down). London is a different creature altogether! Property in the UK…
18th Nov 2019
Corporate bonds – like loans to companies – guarantee you a rate of interest over a fixed term. So, how do they work, and why should you consider investing in them? Your savings account isn’t giving you the best return on your money. Easy-access cash savings accounts don’t offer interest rates that match inflation: you’re…
18th Nov 2019
Savings that beat inflation? Unheard of! Well, certainly in these turbulent economic times. Index-linked bonds, however, may offer just that. So, what are index-linked bonds, how do they work, and are they a good investment? Keep reading to find out! What are index-linked bonds? Should you choose it over a standard savings bond? What else…
17th Nov 2019
Savings rates have been rubbish for a long time now. With the current uncertainty facing the UK due to political turmoil, it’s unlike the Bank of England is going to raise interest rates any time soon. That’s great news for borrowers – but not for savers! Anyone with some capital to stow away could end…
17th Nov 2019
Even the highest-paying savings accounts struggle to keep up with inflation. Tucking your spare cash away into a cash savings account can actually DECREASE your buying power as interest rates continue to stay low against inflation. Index-tracking funds could be a way to beat inflation. Index-trackers are a form of investment. That means there is…
11th Nov 2019
If you suspect you’ve been conned by the banks for years, you’re right – we’ve been sold rubbish products that make money for them rather than us for far too long. However, as the French proverb goes, “success is the best revenge”. My book Beat the Banks shows you how to make money the easy…
