3rd Apr 2025
We all know that the sooner you start thinking about retirement, the better. Especially when it comes to your pension. But if you’re like many people, you might not know exactly how to make your pension pot work for you. Whether you’re just starting to save or you’ve already got a few years of contributions…
28th Mar 2025
Got £10,000 sitting around, begging to be put to good use? Lucky you! Whether you’ve inherited a tidy sum, received a bonus, or finally managed to save up, £10,000 is a fantastic amount to kick-start a serious investment journey. But with so many options out there, it’s tricky to know where exactly that money should…
20th Mar 2025
A Self-Invested Personal Pension (SIPP) is a powerful, tax-efficient retirement savings account that puts you in control of your investments. Unlike traditional workplace pensions, a SIPP is self-funded, meaning you decide how much to contribute and where to invest your money. If you’re looking for a flexible way to build your retirement pot while enjoying…
12th Mar 2025
In case you didn’t know, the sooner you start investing, the more time your money will have to grow. Contrary to popular belief, you do not need to be a high-earner to start investing. In fact, you can start while you’re still a student to maximize long-term returns. However, investing as a student can feel…
11th Mar 2025
Diversification is a key element that should be considered in every investing strategy. It is an age-old process that helps you to reduce the risks of investing by spreading your investments across different markets and asset classes. We talk a lot about diversification on MoneyMagpie – and for good reason! To help you better understand…
6th Mar 2025
Sponsored post An ISA is one of the most tax-efficient ways to save, and by opening one with Wesleyan you join a mutual organisation that shares in its successes and offers member rewards and benefits. Terms and conditions apply. The Wesleyan With Profits Stocks and Shares ISA enables you to invest for growth potential….
22nd Jan 2025
A key starting point in any investing journey is to understand the different types of investments that are available to put your money into and how they work. Because investing isn’t all about stocks! In fact, there are numerous ways that you can make your money work for you and each different type of investment…
10th Jan 2025
One of the most frustrating things about investing is seeing returns accumulate in your portfolio, only to have to hand them over to the tax man! In the UK, you must pay capital gains tax on any profits that you make when you sell investments. The current rate of capital gains tax (CGT) is 10%…
5th Jan 2025
Investing can feel like stepping into a whole new world—one full of buzzwords, graphs, and intimidating terms. But here’s the thing: it doesn’t have to be overwhelming! If you’ve ever found yourself asking questions like, “What is investing, really?” or “How much do I need to start?”—you’re in the right place. I decided to pull…
29th Dec 2024
New Years resolutions are those promises we make to ourselves as we sweep up the last crumbs of the holiday pudding and look ahead with stars (or stock charts) in our eyes. While the usual suspects like “exercise more” and “eat healthier” are worthy pursuits, why not aim for resolutions that can also make your…
27th Dec 2024
The Christmas bonus – that extra cash that seems to appear just when you need it most, amidst the holiday rush and splurges. It’s tempting to splurge on that designer handbag, a fancy gadget, or maybe even a holiday escape to Bali. But before you hit “add to basket,” let’s take a moment to think:…
26th Dec 2024
Whilst I love Twixmas, it is one of the only times of the year to fully switch off, after the manic stress of December. However, for many of us, Twixmas can be a bit boring. We’re stuffed full of overly rich Christmas food and all daily routine is out the window.! That’s why it’s the…