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Search Results for 'stocks and shares isa'

5 Best Investments for Your Grandchildren in the UK (2026 Guide)

2nd Feb 2026

If you’re a grandparent (or a very forward-thinking parent), you might be wondering: What’s the best way to invest for my grandchildren’s future? Whether it’s for university, a first home, or simply giving them a financial head start, investing early can make a huge difference thanks to the magic of compound interest. The key is…

Cash ISAs Explained: Everything You Need to Know in 2026

27th Jan 2026

Wondering how much you can save in a cash ISA? The new tax year started last week and now could be a good time to use your cash ISA allowance to the fullest. The limit for 2024/25 is £20,000. This offers a great chance to grow your savings without paying tax. Here, we will take…

A Complete Guide to Junior ISAs in 2026

27th Jan 2026

In a world where the cost of living keeps going up, planning for your child’s future has never been more crucial. One of the most effective tools at your disposal is the Junior Individual Savings Account, commonly known as the Junior ISA. As we step into 2026, it’s essential to understand how Junior ISAs can…

How to Maximise Your Cash ISAs Before the 2027 Budget Changes

5th Jan 2026

If you’ve been happily stashing money in your Cash ISA, there’s a big shake-up coming. From April 2027, under‑65s will see the annual allowance drop from £20,000 to just £12,000. Here’s how to make the most of your savings while you still can. For many of us, Cash ISAs are the ultimate “set-and-forget” savings tool….

Why Is Japan Investing in the UK? (And What It Means for Your Money in 2026)

10th Dec 2025

If you’ve spotted headlines about Japan suddenly buying billions of pounds’ worth of UK government bonds, you might be wondering: why are Japanese investors so interested in us right now? And more importantly… does this matter for ordinary savers and investors? In this post, I will break everything down so that you can make confident…

Can I Hold Crypto In My ISA? New UK Crypto ETNs Say Yes!

25th Nov 2025

One of the most popular questions that I have received over the past 12 months is, “can I hold crypto in my ISA?”. And the answer is yes! Thanks to the introduction of crypto ETNs. From October 2025 a new crop of regulated crypto ETNs (exchange-traded notes) listed on London markets opened the door for UK…

How to Calculate Your Net Worth (and Why It’s Easier Than You Think!)

5th Nov 2025

Ever wondered how financially healthy you really are? Not how much you earn, but how much you own. That’s where net worth comes in. Your net worth gives you the clearest snapshot of your overall financial situation. It shows what you truly have, not just what’s in your bank account today. And the best bit?…

What is Compound Interest and How Does It Work?

5th Nov 2025

Want to learn about compound interest? Here’s everything you need to know about how it works, how to calculate it, and how you can use it to build wealth.

Cash vs Investments: When Should You Save and When Should You Invest?

8th Aug 2025

Ever feel like you’re stuck between two money moods? One part of you says, “Be sensible, save your cash.” The other’s thinking, “You’ll never build wealth unless you invest.” The truth is, both saving and investing have their place. But knowing when to save and when to invest can make all the difference in how…

5 Crypto Coins I’m Watching in 2025 (And How to Buy Them on CoinJar)

8th Aug 2025

Thinking about dipping your toes into crypto this year? 2025 has been a big year for digital currencies, especially with new legislation passing in the USA that gives more regulatory clarity for stablecoins. And new legislation may pass in October for other types of cryptocurrencies. Of course, what happens in the USA tends to affect…

The Disadvantages of Investing in Gold (And Better Places to Put Your Cash!)

25th Jul 2025

Gold sometimes feels like the favourite child of the investing world. Everyone raves about its ability to hedge against inflation, provide consistent returns, and act as a safe haven during volatile times. However, I’m here to break the news that Gold (as much as we love it!) might not always be the best option for…

What Is An 80/20 Portfolio Split and Is It Right For You?

16th Jul 2025

When it comes to investing, there’s no one-size-fits-all. Some people like to go all-in on shares, chasing high returns with high risk. Others prefer to keep most of their money tucked away in cash or bonds, happy with lower returns if it means they can sleep at night. But what if you’re somewhere in the…