Your money-making expert. Financial journalist, TV and radio personality.
The January blues seem to be in swing. The last few weeks in January are the poorest and most miserable according to several PR companies (so it must be true!).
They have a point – our credit card bills with all the Christmas over-spending have come through; many people were paid before Christmas so it seems a long way to pay day at the end of this week and January is a long month anyway.
Couple that with the cold, the dark and the dire predictions for our economy this year generally, and it’s not looking like a fun week (or even year)!
However, there are ways to get around it, as we’re always showing in our Save Money section.
Whatever you do, don’t let it get you down and don’t let it stop you sleeping.
If you’re finding yourself stressing out about the money, then face the tiger..but get someone to do it with you. Either bring a friend over to sit with you while you look at your financial situation or contact one of the free debt advice charities (you can find a list of them here.)
This is something we REALLY believe in at MoneyMagpie.com.
There’s a LOAD of stuff out there that you can get for free – both actual things you can use, eat, wear or play with, and free experiences.
Firstly, and most importantly, sign up now to our free, weekly freebies newsletter. It comes out every Monday and is stuffed full of freebies of all sorts including:
…and lots more.
Not only that but when you sign up you get a FREE eBook on how to live for free!!!
Sign up to our freebies newsletter here.
Secondly, check out our big section on Competitions, Deals and Freebies here. You will find loads of freebies there plus free competitions where you can win stuff too.
Thirdly, check out our article full of loads of ideas for getting things for free from getting free holidays through house-swapping and using air-miles to getting free entertainment.
See…told you there was LOADS you could have!
Yes I know…we’re always telling you to switch your bills in order to save money, but it is true and, actually, January is a pretty good time to do it!
You should be able to save yourself hundreds over the year just by spending a few minutes here and there switching your bills.
There are a few ways you could do this
In fact, my favourite is the last one. It’s always easier to do these things with a friend round. Why not do that and let us know in the comments below just how much you’ve saved??
Help the finances by making money from your rubbish and unwanted presents.
January is a tough month and February isn’t much better so give yourself (and others around you) a break.
Basically look after yourself, give yourself some slack, sleep more (go to bed earlier than you usually do in the summer) and don’t worry if you get behind with a few things. What the heck!
When the going gets tough, the tough love more.
A problem shared is a problem halved, they say, and certainly sharing what you have with friends, family and neighbours is a good way to make the most of what we all have and make the low times a bit higher.
Come up with ways to share food, time, possessions with others.
If you have other great ways to help yourself through the January blues, let us all know about them in the comments below 🙂
Watch Films for Free