19th Jan 2020
So, you want to become a millionaire by the time you retire? Well, we’d all like to do that! It’s not easy, but it’s not impossible either. Follow these steps and you could be richer than you think: Make a plan Start saving Enter a few competitions Get a free financial health check Develop an…
14th Jan 2020
Oprah Winfrey came from a simple background, inherited nothing, didn’t study at an elite university, and probably only bought stocks long after she was rich. So many people have the wrong ideas about getting rich. The most common misconceptions are these: People get rich because they are lucky People can only get rich if they…
20th Nov 2019
Due to often Stakeholder pensions offer a cheap, flexible, and easy way to build your retirement fund. But how do they work, and how do you choose the right one for you? This quick and easy guide outlines how to get a stakeholder pension that suits your retirement plans. What is a stakeholder pension? How…
19th Nov 2019
Will I ever be able to afford a property in London? Should I invest in property or wait? These questions seem related but, in reality, come from two very different worlds. We see ‘average’ property prices in the news as they go up (or down). London is a different creature altogether! Property in the UK…
18th Nov 2019
Corporate bonds – like loans to companies – guarantee you a rate of interest over a fixed term. So, how do they work, and why should you consider investing in them? Your savings account isn’t giving you the best return on your money. Easy-access cash savings accounts don’t offer interest rates that match inflation: you’re…
18th Nov 2019
Savings that beat inflation? Unheard of! Well, certainly in these turbulent economic times. Index-linked bonds, however, may offer just that. So, what are index-linked bonds, how do they work, and are they a good investment? Keep reading to find out! What are index-linked bonds? Should you choose it over a standard savings bond? What else…
17th Nov 2019
Savings rates have been rubbish for a long time now. With the current uncertainty facing the UK due to political turmoil, it’s unlike the Bank of England is going to raise interest rates any time soon. That’s great news for borrowers – but not for savers! Anyone with some capital to stow away could end…
17th Nov 2019
Even the highest-paying savings accounts struggle to keep up with inflation. Tucking your spare cash away into a cash savings account can actually DECREASE your buying power as interest rates continue to stay low against inflation. Index-tracking funds could be a way to beat inflation. Index-trackers are a form of investment. That means there is…
11th Nov 2019
If you suspect you’ve been conned by the banks for years, you’re right – we’ve been sold rubbish products that make money for them rather than us for far too long. However, as the French proverb goes, “success is the best revenge”. My book Beat the Banks shows you how to make money the easy…
6th Nov 2019
Investment training courses can be appealing on the surface. Promises of high finanancial growth and easy money make it seem simple! The truth is, getting stuck into the stock markets, investing, and trading is a great way to create a financial growth strategy for your future. But let’s be honest: they don’t exactly teach you…
6th Nov 2019
REITs have become a portfolio staple for income investors over the past decade, but what exactly are REITs? Why are they becoming more popular? and how can you invest in REITs? To find out the answers to all those questions and more read our article on how to invest in REITs below. Real Estate Investment…
21st Oct 2019
Gilt funds are an alternative way to invest in gilts (government bonds). It’s actually quite easy to invest in individual gilts as we showed here, but many people like to invest in funds of gilts. Funds can give you a good spread of different types of gilts in your portfolio but can also potentially cost you…