claire

Jayne wrote:

I stumbled across money magpie today for the first time. Love the wide choice of topics and advice available. Can see myself becoming a frequent visitor to the site

I stumbled across them too not so long ago, and I can tell you its the best place ever for help advice,  great prizes n freebies up for grabs, everyone is amazing on here. ive learned so much in such a small time. I recommend you stay a member 🙂 welcome to the community

anything specific you wanted to ask? just assumed from title you be asking something. no matter how small or stupid you may think it is, just ask someone will know how to help you, and trust me you wont feel stupid when you see the replies. read over all the forum topics your sure to find something specific to you that will help. and read as many of their articles as you can, there always a great read and very helpful

yes I think its sensible to wear them to protect everyone. making it law just makes sense. because there will be some stupid folks out there that don’t think to wear them to protect themselves let alone others.

flouting and demonstrations and riots are evidence that people are already not thinking, as they are doing whats not meant to be yet. it will accelerate the spread not stop it. therefore if they cant control the public (or better yet the stars) with staying in sensible small groups, then why would you think they would be sensible to bother wearing masks without it being law?

some people will always follow the rules, do the sensible thing, take everyone and everything into account. but there will also always be idiots that just don’t give a crap about anyone, will take risks or cause issues no matter what. but some will not think initially but if its law they will take notice as they don’t want fined or sick.

if government showed a good example and the stars too, then maybe the public will follow suit.

its terrible what he did, like everyone else we have sacrificed everything, he is taking liberties that we the public don’t have.

im terminally ill so no one not even my carers have been allowed into me, im holding on by a thread, with my terrible mental state and loneliness. things were bad with my house before this now worse, and no way of help. iv given up medical attention ive needed to try keep me and everyone safe. I haven’t seen my dying aunty because of this either, neither has my dad its his sister. my brother isn’t even allowed to visit or make me food.

he is breaking the rules, which means since no punishment people will follow, they wont care they wont listen to the rules. and we will be at square one or worse. whats more important , life, keeping as many with life as possible.

anyone else would of been fined or jailed if it had been public folks like us. but as usual the famous and rich get away with everything. its so stupid we should all be treated the same.

theres pregnant women feeling ill looking after many children on their own right now, surely he can muster looking after 1 kid. instead of endangering everyones lives. surely if hes that sick that he cant look after the kid, he cant travel, and a neighbour would of looked after the kid. iv been at deaths door and looked after kids that aren’t mine till their family came back 3 weeks later, If I can do it he can do it.

I don’t know where the search feature is specifically for the message boards or articles.

when I use thingy at top right bunch of lines it takes me into a part menu, which has a search. when I use it it dosent exactly do what I expect it to do. I gives me abunch of things to chose from to read, but none in the heading have my key word I searched for, nothing seems relevant. and have to trawl through everything anyways to find what I want,

would be good if there was an easy simple result of what we actually want.

and would be helpful if articles that come up as suggestions tell you the date before you open it to find the article is years old when you want the most up to date.

just some of us are not very techy and don’t know the ins n outs of how everything works. and seem to be finding certain things more hard to find or work out how to use.

thanks for this thread, its very helpful to have somewhere for questions, suggestions and to see what others ideas are to help us all

your doing a smashing job, its such a great site, great opportunities, great informations, a great forum, great place to learn. forever grateful to this site:)

Annie wrote:

Hi Hannah, The FCA’s latest guidelines are that the first £500 of an overdraft should be interest-free for now. Some systems won’t have caught up with this, and you may have accidentally been charged. However, if you went into an overdraft and didn’t have one agreed with the bank beforehand, they can charge you for that. The same goes for if you go over £500 (or, if your agreed limit was say £350 and you went over that) – you’re still going to get charged interest on the amounts above the limit. Definitely give your bank a call to see if they can refund the charges!

that’s great info thanks:) I was a bit unsure of the way it worked for non agreed and agreed overdrafts. I just assumed that all banks had stopped charges during the pandemic. now I have a better understanding.

im sorry to hear this has happened. im surprised its classed as an act of god and is not covered.

I know nothing about these things sorry, I don’t work let alone from home/my own business. I wish I knew how I could help you out.

I think everyone big or small business has suffered to a degree. ive heard of some places going bust through it.

I hope things will get better for you, and that someone can give you good advice.

im not sure im saving, I feel like im getting in debt…. as my brother dose the food shop for us, he has a list to go by. and not having cash in the house I have no way of paying him. so I must owe loads by now. I think I used to be about nearly 70-100 per shop twice a week when I did go out. lets me think deeply about what im not spending on……..

im saving on lots of meals out, as I used to go out twice a week with carers.

saving lots on fuel too when I think of it as no one is using the car.

saving lots on food as were struggling to get food. and since im not the one in the shop impulse buys are not happening when I see something I think oh I wanna try that.

saving lots on impulse buys as well, as not going out not spending the same.

saving lots on treats for people too, since im not out I don’t see things n get them.

wow im saving on far more than I realised .for now the money is just sitting in my bank, doing nothing. im trying not to buy online these days unless its something I need. spend less time on places like ebay amazon etsy. once I start my bipolar ocd takes over and before you know it im skint again. to be fair I do tend to justify it as most things I buy are for other people, but dosent change the fact im spending just makes it a nicer reason for it.

does anyone else justify their spending this way?